Category: Financial Services
Europe Financial Services
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Financial Cards and Payments in Poland
... of payment methods so that the consumer and merchant can choose the most convenient option for them. Despite the decrease in the share of cash transactions made in Poland, cash payments still remain significant. POS ... Read More
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Financial Cards and Payments in Greece
... a slower pace, attributed to the positive economic outlook and relative stability after successive crises. Tourism, a significant economic driver, continues to provide momentum to the market. A notable shift from cash to digital and ... Read More
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Consumer Lending in Romania
... the Russian invasion of Ukraine has collectively dampened Romanians' enthusiasm for consumer loans in 2023. Meanwhile, the escalating living costs have driven a significant surge in card lending as consumers seek to cover daily expenses, ... Read More
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Credit Cards in Romania
... instability has led to reduced non-essential spending, with some consumers postponing purchases until economic conditions become more certain, directly affecting credit card usage. Euromonitor International's Credit Card Transactions in Romania report establishes the size and ... Read More
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Charge Cards in Poland
... infrequently utilised and the number in circulation is facing long-term decline . Personal charge cards are now almost niche in Poland where they are considered old-fashioned. Consumers increasingly prefer credit cards which are more convenient ... Read More
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Consumer Lending in Sweden
... August 2022, the annual inflation rate soared to almost 10%, the highest in more than 30 years. With the prices of essential commodities such as electricity, fuel and food continuing to rise, as well as ... Read More
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Financial Cards and Payments in Romania
... a significant grey economy, and a widespread preference for cash transactions by both consumers and businesses. The prevalence of PoS terminals among merchants in Romania is below the EU average, further limiting the widespread adoption ... Read More
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Pre-Paid Cards in Greece
... driven by the proliferation of digital wallets, contactless transactions, and e-commerce. Specifically, there has been an increase in demand for virtual cards tailored for e-commerce transactions (even though debit cards have been established as the ... Read More
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Debit Cards in Greece
... transactions, and increasingly accounting for smaller, everyday transactions as consumers opt for their convenience. In 2022, the value of card transactions surpassed ATM withdrawals for the first time, and this trend persists in 2023, primarily ... Read More
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Debit Cards in Poland
... coming into contact with the COVID-19 virus. In 2023, the decline in cash payments is signified by the decrease in the number of ATMs in the country. Debit cards are now being accepted in small ... Read More
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Store Cards in Denmark
... inflation. Store cards have not kept up with technology innovations and this is leading to their decline. Euromonitor International's Store Card Transactions in Denmark report establishes the size and structure of the market for ATMs ... Read More
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Debit Cards in Hungary
... cards, and is especially dominant in smaller towns and villages where Takarékbank was traditionally strong. The bank currently serves over two million customers with the potential of cross-selling services and reducing the proportion of the ... Read More
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United Kingdom Insurance Industry - Governance, Risk and Compliance
... Kingdom. It provides detailed analysis of the insurance regulations for life, property, motor, liability, personal accident and health, and marine, aviation and transit insurance. The report specifies various requirements for the establishment and operation of ... Read More
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Consumer Credit in Norway
... slightly in 2023, but it is still much higher than the 2% target. Interest rates have been raised to a high of 4.25% in September 2023, with further hikes possible, as the government tries to ... Read More
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Credit Cards in Greece
... the previous decade, credit cards have found a stable position in the Greek market, albeit at lower levels compared to debit cards. Euromonitor International's Credit Card Transactions in Greece report establishes the size and structure ... Read More
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Debit Cards in Norway
... all payment cards in Norway are debit cards, generating more than 80% of transactions. During the pandemic, debit cards strengthened their position compared to credit cards, as consumers travelled abroad less and spent more on ... Read More
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Consumer Credit in Italy
... approach towards borrowing. While the rate of inflation fell during the year, high unit prices continued to erode consumer confidence, as well as disposable incomes. At the same time, the poor economic climate led financial ... Read More
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Charge Cards in Hungary
... and there are no indications that this situation will change. The last personal charge products in Hungary were withdrawn from circulation during 2012 and it is considered very unlikely that they will be reintroduced within ... Read More
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Credit Cards in Hungary
... not renewed in 2023. Meanwhile, high interest rates, competitive products/services and regulatory issues hinder the higher prevalence of Buy-Now-Pay-Later (BNPL) solutions in Hungary. Euromonitor International's Credit Card Transactions in Hungary report establishes the size and ... Read More
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Debit Cards in Denmark
... cards is only expected to increase slightly in 2023, as the market is saturated, and already the number of debit cards is higher than the population. Value growth is also expected to be moderate in ... Read More
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Consumer Lending in Poland
... has caused a slowdown in the consumer credit sector. The high level of inflation has pushed up the cost of living and reduced the disposable income of potential borrowers, and thus their creditworthiness. Despite the ... Read More
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Financial Cards and Payments in France
... goods (FMCGs), leading to widespread discounts, slashed prices, and in-store promotions. Although inflation looks to be stabilising somewhat through 2023, French consumers are not generally aware of these fluctuations and remain cautious in their purchases ... Read More
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Consumer Credit in Sweden
... amid much uncertainty about the future. Auto lending, in particular took a hit in 2022, following a strong recovery in 2021. This was due to a shortage of electrical components, which saw the automotive industry ... Read More
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Charge Cards in Sweden
... which started before the COVID-19 crisis, fewer and fewer people are attracted to personal charge cards, and there has been a constant decline in the number of cards in circulation in the country. Diners Club ... Read More
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Store Cards in France
... notable factors here, along with the fact that French consumers typically try to limit their numbers of plastic cards (mainly in store cards and loyalty cards). Furthermore, French consumers tend to prefer charge cards and, ... Read More
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