Category: Financial Services
Europe Financial Services
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Consumer Credit in Greece
... have instilled a sense of insecurity in consumers, making them hesitant to spend or consume, unsure of their ability to repay loans. The increase in interest rates and a more conservative approach from banks, driven ... Read More
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Credit Cards in Italy
... trend of the previous year. This was driven by the growing popularity of cashless transactions, as consumers become increasing confident about making digital payments over cash. At the same time, developments in infrastructure, which allowed ... Read More
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Debit Cards in Italy
... transactions. Such cards are easy to obtain in Italy, as well as having low associated costs. For example, the PostePay Digital card from Poste Italiane, which could be used from a smartphone for online or ... Read More
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Store Cards in Italy
... review period. This was due to strong competition from other financial card types and instruments, which offered greater flexibility. In contrast to credit cards, which could be used almost anywhere, it was only possible to ... Read More
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Consumer Lending in Greece
... by the Russian invasion of Ukraine (with its effects fully realised in 2023), and a significant spike in interest rates have collectively impeded the pace of growth. Both banks and consumers have adopted a more ... Read More
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Charge Cards in Italy
... consumers become increasing confident about making digital payments over cash. The return of domestic tourism, as well as business travel, also led to an increase in usage. However, the number of transactions slowed in comparison ... Read More
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Charge Cards in Norway
... of card payment transactions with little room for charge cards solutions. Charge cards are considered less flexible than credit cards and issuers/operators, with less well-known brands compared to the leading banks, which are household names ... Read More
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Credit Cards in France
... As such, credit difficulties also affect the performance of credit cards. Euromonitor International's Credit Card Transactions in France report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit ... Read More
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Pre-Paid Cards in Hungary
... to expedite the use of remaining funds, two additional temporary measures have been introduced, which are effective from August to December 2023. Euromonitor International's Pre-Paid Card Transactions in Hungary report establishes the size and structure ... Read More
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Consumer Lending in Hungary
... in disposable incomes due to high inflation has compelled Hungarians to reassess their budgets and reconsider their plans for significant expenses such as moving house, home renovation projects, and purchasing cars or other expensive durables. ... Read More
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Consumer Lending in Denmark
... expected to fall. A second year of rising interest rates and rising inflation is having an effect, with consumers and financial institutions being more cautious. In addition, the splurge in spending that happened after the ... Read More
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Financial Cards and Payments in Hungary
... gradually lifted throughout 2022. The prevalence of card usage and online payments has improved, attracting new customer segments who have also become frequent users. Euromonitor International's Financial Cards and Payments in Hungary report establishes the ... Read More
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Pre-Paid Cards in Norway
... in 2023, albeit at a slower rate than previous years. However, in transaction volume and value terms, pre-paid cards witnessed a stronger decline, a trend that predates the COVID-19 pandemic. Pre-paid cards have lost significance ... Read More
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Store Cards in Sweden
... instruments offer greater flexibility. In contrast to credit cards, debit cards and mobile apps such as Swish, which can be used almost anywhere, it is only possible to use store cards in certain retail chains ... Read More
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Financial Cards and Payments in Norway
... in transaction spend since 2021, following the heavy declines experienced at the height of the COVID-19 pandemic in 2020. Card payments have been boosted by the pent-up demand seen after the pandemic and the digitalization ... Read More
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Consumer Lending in Italy
... as high inflation rates, increasing ECB interest rates and high energy prices served to erode consumer confidence, as well as disposable incomes. Euromonitor International's Consumer Lending in Italy report establishes the size and structure of ... Read More
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Financial Cards and Payments in Denmark
... cards. Euromonitor International's Financial Cards and Payments in Denmark report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It ... Read More
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Pre-Paid Cards in Denmark
... 2023, largely driven by rising inflation. With debit cards having significant penetration and the population being highly banked, there is less need for pre-paid cards, except for certain niche consumer groups such as younger children. ... Read More
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Consumer Credit in Denmark
... well, in spite of inflation continuing to rise, though at a slower rate than in 2022. This is expected to lead to moderate growth in gross lending at current prices, though growth is significantly lower ... Read More
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Pre-Paid Cards in Poland
... need by expanding the range of employee benefits. One example is a pre-paid lunch or nutrition card, which can usually be used in various locations and during business trips. Employers typically co-finance meals purchased on ... Read More
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Credit Cards in Norway
... 2022, fuelled by the return to offline retailers and a return to normal post-pandemic lifestyles, with inflation also playing a role by pushing up retail prices on goods and services. In 2023, credit card transaction ... Read More
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Store Cards in Norway
... become increasingly marginalised in Norway and represent less than 1% of all card payments in the country. On balance, store cards are less practical than debit or credit cards and there are more limited ways ... Read More
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Charge Cards in Romania
... flourishing in other card types, causing a stagnation in their development. The commercial sector dominates the charge card landscape, relying on a business-to-business approach to sustain its position. Small retailers often do not accept charge ... Read More
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Credit Cards in Poland
... closing credit card accounts. This trend can also be linked to the growing popularity of Buy Now Pay Later financial services in Poland. At the end of 2022, BNPL services were available in the majority ... Read More
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Debit Cards in Romania
... Clearing House) transactions continue to grow as consumer trust in these methods increases due to familiarity, appreciation for convenience and efficiency, and enhanced security measures. Additionally, debit cards are benefiting significantly from the rise in ... Read More
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