Category: Banking & Financial Services
Europe Banking & Financial Services
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Consumer Credit in the Netherlands
... Markets (AFM) has identified consumer credit players who were not strict enough with their regulations and checks in issuing credit. These players have now adjusted their acceptance policies, leading to more rejections of credit requests ... Read More
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Credit Cards in Portugal
... bolstered consumer confidence. This was especially show from Q2, with a moderate rise in disposable incomes boosting credit card usage. Euromonitor International's Credit Card Transactions in Portugal report establishes the size and structure of the ... Read More
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Store Cards in Portugal
... value rose marginally, however, boosted by improvements in available income as inflation subsided, and beneficial Euribor rates. Growth was still relatively low, though. Store cards is losing ground and this trend is set to persist ... Read More
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Financial Cards and Payments in Portugal
... accelerated, largely due to contactless technology and the adoption of smartphones as payment devices. Despite still having a reduced weight in the total number of operations, instant transfers also gained traction in 2024. The average ... Read More
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Consumer Lending in Poland
... by consumption and public spending. Unemployment levels were low, and there was a further increase in real estate prices. Euromonitor International's Consumer Lending in Poland report establishes the size and structure of the market for ... Read More
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Credit Cards in the Netherlands
... reducing fraud and enhancing consumer protection, leading to stricter regulations on credit card usage. This has resulted in International Card Services BV (ICS), a leading issuer of Visa and Mastercard credit cards in the Netherlands, ... Read More
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Store Cards in Norway
... of the most advanced societies in the world regarding card payments, the digitalisation trend has had little impact on store cards. As a result, store cards have become increasingly marginalised in Norway and represent less ... Read More
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Credit Cards in Poland
... Later (BNPL) services work on a similar principle to credit cards - they provide the user with a credit limit which, when repaid within a specified period, does not involve any costs. The given period ... Read More
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Debit Cards in Norway
... growth in transaction spend, which slowed compared to recent years. The number of debit cards in circulation reached a record level during 2024 following strong volume growth over the review period. Much of the adult ... Read More
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Charge Cards in Norway
... issuers/operators, with less well-known brands compared to the leading banks, which are household names in Norway. Charge cards were hit hard by the pandemic and thus far have not recovered. Indeed, charge card transactions in ... Read More
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European Financial Applications Forecast, 2024–2028
... growth for 2023, reaching $12.7 billion compared with IDC's previous prediction of $10.9 billion. Revenue increased nearly $1.2 billion from 2022. This study analyzes the functional market by deployment model (software as a service or ... Read More
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Financial Cards and Payments in the Netherlands
... take-up of contactless card payments and digital wallets. Indeed, contactless payments make up the majority of checkout/till-based payments, with consumers seeing this as a safe and convenient way to pay. Euromonitor International's Financial Cards and ... Read More
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Debit Cards in the Netherlands
... are also seeing a slowdown in the average transaction amount in debit card spending, in line with the increasing transaction volume. This is indicative of smaller but more frequent transactions, as consumers use debit cards ... Read More
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Credit Cards in Norway
... credit cards in circulation is high, but there has been a downward trend for years, in terms of transactions and expenditure. Fewer Norwegians can get a credit card compared to debit cards. Credit card users ... Read More
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Pre-Paid Cards in the Netherlands
... the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number ... Read More
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Pre-Paid Cards in Norway
... the unbanked population who have no access to mainstream cards, notably debit cards. Given the high banked population in Norway, pre-paid cards do not play exactly the same role as other countries with less advanced ... Read More
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Debit Cards in Poland
... to ensure that customers can pay onsite – mandatory regarding business premises and in vehicles providing passenger transport services. Players must also record sales through cash registers. Euromonitor International's Debit Card Transactions in Poland report ... Read More
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Charge Cards in the Netherlands
... deeply rooted in cultural habits that favour straightforward and low-cost payment methods. Euromonitor International's Charge Card Transactions in Netherlands report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, ... Read More
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Charge Cards in Poland
... charge cards are no longer in the bank’s offer for individual clients. In the review period, Pekao offered, for example, Visa Concerto or Eurokarta personal charge cards, but these are no longer available. PKO Bank ... Read More
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Pre-Paid Cards in Poland
... globally, with potential for further growth. In 2024, the fintech implemented the first advertising campaign Bank ludzi Revolutnych (Revolut people’s bank) made especially for the Polish market. The campaign aims to reach new groups of ... Read More
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Financial Cards and Payments in Poland
... transactions. Companies demand the same – simpler, more efficient and intuitive solutions that help them manage business more effectively. Digitalisation continues to progress, with more and more consumers using digital services to pay for goods ... Read More
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Financial Cards and Payments in Norway
... fluctuations in recent years. Current value growth witnessed a more positive trend due to pent up demand for experiences and travel, although sales were elevated by higher inflation. The weak NOK has also made cross ... Read More
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Financial Cards and Payments in France
... growth for current value sales. Inflation and price hikes have significantly impacted development within financial cards over 2023 and 2024. While inflation was still relatively high in 2023, it subsided somewhat in 2024 though unit ... Read More
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Macro - Country Economic Forecasts - Germany
... indicate some upside risks to our forecast of GDP stagnating in Q4 2024. But we don't see that as a turning point, as economic policy remains restrictive, trade uncertainty is elevated, and labour market risks ... Read More
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Store Cards in France
... has been a decline in the number of store cards in France, along with lower average spending on them. Key reasons include economic challenges, inflationary pressures and French consumers’ tendency to limit their use of ... Read More
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