Category: Banking & Financial Services
Europe Banking & Financial Services
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Consumer Credit in Norway
... slightly in 2023, but it is still much higher than the 2% target. Interest rates have been raised to a high of 4.25% in September 2023, with further hikes possible, as the government tries to ... Read More
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Credit Cards in Greece
... the previous decade, credit cards have found a stable position in the Greek market, albeit at lower levels compared to debit cards. Euromonitor International's Credit Card Transactions in Greece report establishes the size and structure ... Read More
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Debit Cards in Norway
... all payment cards in Norway are debit cards, generating more than 80% of transactions. During the pandemic, debit cards strengthened their position compared to credit cards, as consumers travelled abroad less and spent more on ... Read More
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Consumer Credit in Italy
... approach towards borrowing. While the rate of inflation fell during the year, high unit prices continued to erode consumer confidence, as well as disposable incomes. At the same time, the poor economic climate led financial ... Read More
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Charge Cards in Hungary
... and there are no indications that this situation will change. The last personal charge products in Hungary were withdrawn from circulation during 2012 and it is considered very unlikely that they will be reintroduced within ... Read More
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Credit Cards in Hungary
... not renewed in 2023. Meanwhile, high interest rates, competitive products/services and regulatory issues hinder the higher prevalence of Buy-Now-Pay-Later (BNPL) solutions in Hungary. Euromonitor International's Credit Card Transactions in Hungary report establishes the size and ... Read More
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Debit Cards in Denmark
... cards is only expected to increase slightly in 2023, as the market is saturated, and already the number of debit cards is higher than the population. Value growth is also expected to be moderate in ... Read More
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Consumer Lending in Poland
... has caused a slowdown in the consumer credit sector. The high level of inflation has pushed up the cost of living and reduced the disposable income of potential borrowers, and thus their creditworthiness. Despite the ... Read More
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Financial Cards and Payments in France
... goods (FMCGs), leading to widespread discounts, slashed prices, and in-store promotions. Although inflation looks to be stabilising somewhat through 2023, French consumers are not generally aware of these fluctuations and remain cautious in their purchases ... Read More
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Consumer Credit in Sweden
... amid much uncertainty about the future. Auto lending, in particular took a hit in 2022, following a strong recovery in 2021. This was due to a shortage of electrical components, which saw the automotive industry ... Read More
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Charge Cards in Sweden
... which started before the COVID-19 crisis, fewer and fewer people are attracted to personal charge cards, and there has been a constant decline in the number of cards in circulation in the country. Diners Club ... Read More
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Store Cards in France
... notable factors here, along with the fact that French consumers typically try to limit their numbers of plastic cards (mainly in store cards and loyalty cards). Furthermore, French consumers tend to prefer charge cards and, ... Read More
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Consumer Lending in the United Kingdom
... prices drove inflation in 2022, they have been gradually decreasing in 2023, and what is now driving continued high inflation is the country’s dramatic increase in the prices of food and non-alcoholic beverages. Nevertheless, consumer ... Read More
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Financial Cards and Payments in Sweden
... start of the review period, its role diminished further during the pandemic due to consumer hygiene concerns, which led to an increase in contactless payments. At the same time, foreign spend with card-present transactions declined ... Read More
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Consumer Lending in France
... from soaring global interest rates to the ongoing Russia-Ukraine war, which have combined to create an environment of economic uncertainty in which consumers are wary to acquire debt. There is also a strong cultural habit ... Read More
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Consumer Credit in France
... light of this situation, a degree of consumer caution when it comes to spending and seeking loans. This means consumers are placing a stronger focus on low prices, rather than acquiring debt to purchase large ... Read More
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Pre-Paid Cards in Romania
... to the remarkable growth potential observed in open-loop cards, creating an opportune landscape for operators such as Revolut. In contrast, closed-loop pre-paid cards, typically distributed by retailers in the form of gift cards, are witnessing ... Read More
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Pre-Paid Cards in Sweden
... in Sweden, with the result that pre-paid cards are typically used for less usual payment occasions, rather than for daily purchases. Debit cards are overwhelmingly popular for everyday payments in Sweden. Euromonitor International's Pre-Paid Card ... Read More
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Credit Cards in Sweden
... have been able to spend more post-pandemic. This has created a good context for the use of credit cards in 2022 and 2023. Transaction values have also been boosted by inflation in both years. Euromonitor ... Read More
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Latvia Cards and Payments - Opportunities and Risks to 2027
... industry. It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers and direct debits during the review-period (2019–23e). The report also analyzes various payment card ... Read More
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ATM Market Size, Share & Trends Analysis Report By Solution (Deployment, Managed Service), By Region (North America, Europe, Asia Pacific, Latin America, Middle East & Africa), And Segment Forecasts, 2023 - 2030
... & Trends The global ATM market size is expected to reach USD 31.64 billion by 2030 and is projected to register a CAGR of 4.0% from 2023 to 2030, according to a study conducted by ... Read More
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Treasury Management Market, By Component (Software (Cash Flow Management Software, Risk Management Software, Liquidity Management Software, Payment Management Software, and Debt and Investment Management Software), Services (Consulting and Advisory Services, Implementation and Integration Services, Support and Maintenance Services)), By Deployment Mode: On-Premises, Cloud-Based, By Enterprise Size: Small and Medium-sized Enterprises (SMEs), Large Enterprises, By End-use Industry: IT and Telecom, BFSI, Retail, Healthcare, Government & Public Sector, Manufacturing, Others (Consumer Goods, Energy and Utilities and Others), By Geography (North America, Latin America, Europe, Asia Pacific, Middle East & Africa)
... and Maintenance Services)), By Deployment Mode: On-Premises, Cloud-Based, By Enterprise Size: Small and Medium-sized Enterprises (SMEs), Large Enterprises, By End-use Industry: IT and Telecom, BFSI, Retail, Healthcare, Government & Public Sector, Manufacturing, Others (Consumer Goods, ... Read More
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Credit Cards in Spain
... including the lower APR (in most cases 0%, as opposed to 18% for credit cards), predictable repayment schedule and the convenience of using a payment method that is integrated into online platforms and apps. In ... Read More
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Consumer Lending in Spain
... rates four times during 2022 and 2023, resulting in rising interest rates on mortgages and consumer credit. Euromonitor International's Consumer Lending in Spain report establishes the size and structure of the market for ATMs cards, ... Read More
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Debit Cards in Portugal
... as a result of rising inflation rates and a decline in savings. Economic instability and higher interest rates are boosting debit cards’ performance, with inflation also fuelling spend per transaction. Contactless payments and the gradual ... Read More
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