Category: Financial Services
Europe Financial Services
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Credit Cards in Poland
... Later (BNPL) services work on a similar principle to credit cards - they provide the user with a credit limit which, when repaid within a specified period, does not involve any costs. The given period ... Read More
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Charge Cards in Norway
... issuers/operators, with less well-known brands compared to the leading banks, which are household names in Norway. Charge cards were hit hard by the pandemic and thus far have not recovered. Indeed, charge card transactions in ... Read More
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Credit Cards in Norway
... credit cards in circulation is high, but there has been a downward trend for years, in terms of transactions and expenditure. Fewer Norwegians can get a credit card compared to debit cards. Credit card users ... Read More
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Debit Cards in Poland
... to ensure that customers can pay onsite – mandatory regarding business premises and in vehicles providing passenger transport services. Players must also record sales through cash registers. Euromonitor International's Debit Card Transactions in Poland report ... Read More
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Financial Cards and Payments in the Netherlands
... take-up of contactless card payments and digital wallets. Indeed, contactless payments make up the majority of checkout/till-based payments, with consumers seeing this as a safe and convenient way to pay. Euromonitor International's Financial Cards and ... Read More
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Debit Cards in the Netherlands
... are also seeing a slowdown in the average transaction amount in debit card spending, in line with the increasing transaction volume. This is indicative of smaller but more frequent transactions, as consumers use debit cards ... Read More
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Pre-Paid Cards in the Netherlands
... the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number ... Read More
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Pre-Paid Cards in Norway
... the unbanked population who have no access to mainstream cards, notably debit cards. Given the high banked population in Norway, pre-paid cards do not play exactly the same role as other countries with less advanced ... Read More
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Financial Cards and Payments in Poland
... transactions. Companies demand the same – simpler, more efficient and intuitive solutions that help them manage business more effectively. Digitalisation continues to progress, with more and more consumers using digital services to pay for goods ... Read More
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Financial Cards and Payments in Norway
... fluctuations in recent years. Current value growth witnessed a more positive trend due to pent up demand for experiences and travel, although sales were elevated by higher inflation. The weak NOK has also made cross ... Read More
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Charge Cards in the Netherlands
... deeply rooted in cultural habits that favour straightforward and low-cost payment methods. Euromonitor International's Charge Card Transactions in Netherlands report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, ... Read More
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Charge Cards in Poland
... charge cards are no longer in the bank’s offer for individual clients. In the review period, Pekao offered, for example, Visa Concerto or Eurokarta personal charge cards, but these are no longer available. PKO Bank ... Read More
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Pre-Paid Cards in Poland
... globally, with potential for further growth. In 2024, the fintech implemented the first advertising campaign Bank ludzi Revolutnych (Revolut people’s bank) made especially for the Polish market. The campaign aims to reach new groups of ... Read More
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Debit Cards in France
... further increase in the unit prices of debit cards – just one year after the government’s demand for price moderation, French banks increased their prices in 2024. For the customer, this translated into higher account ... Read More
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Store Cards in France
... has been a decline in the number of store cards in France, along with lower average spending on them. Key reasons include economic challenges, inflationary pressures and French consumers’ tendency to limit their use of ... Read More
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Pre-Paid Cards in France
... revival of travel and commuting. 2023 - the first year without pandemic-related restrictions - coincided with the comeback of domestic and inbound tourism, in Paris in particular, with traffic returning to the French motorways, railway ... Read More
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Financial Cards and Payments in France
... growth for current value sales. Inflation and price hikes have significantly impacted development within financial cards over 2023 and 2024. While inflation was still relatively high in 2023, it subsided somewhat in 2024 though unit ... Read More
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Consumer Credit in France
... 2024, the best consumer credit rates were 0.9% over 12 months, 8% over 36 months and even 6.37% over 72 months, for financing personal projects. While new uses of credit are driving the market, inflation ... Read More
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Credit Cards in France
... of new consumer credits increased, enabling credit cards to stay afloat in terms of numbers, transactions and value. Euromonitor International's Credit Card Transactions in France report establishes the size and structure of the market for ... Read More
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Charge Cards in France
... A key factor to this ongoing success is local consumers’ growing recognition of private charge card functionality. This was a limited area a decade ago, with low interest and acceptance, although it now shows real ... Read More
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Consumer Lending in France
... is observed in both housing mortgage housing and in consumer credit. In September 2024, the best available rates for consumer credit included 0.9% over 12 months, 8% over 36 months and 6.4% over 72 months, ... Read More
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Charge Cards in Spain
... who seek short-term finance for purchases, without falling into the trap of acquiring large debt bolstered by ongoing interest rates. Rather, charge cards require the user to pay off the balance in full each month, ... Read More
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Debit Cards in Spain
... management, businesses prefer to make payments through charge cards and credit cards. Banks also offer more perks to businesses to use credit and charge cards, such as discounts in partner business organisations. Euromonitor International's Debit ... Read More
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Store Cards in Spain
... International's Store Card Transactions in Spain report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key ... Read More
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Credit Cards in Spain
... is noted that, historically, businesses prefer to use charge cards and credit cards over debit cards, which supports this trend. Banks also offer perks to businesses to use credit cards, such as discounts in partner ... Read More
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