Category: Financial Services
Asia Financial Services
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China Bank & Insurance Directory 2025
... & Insurance Directory 2025 The Directory is the most comprehensive publication covering financial services companies, institutions & organizations throughout China. This directory covers hundreds of leading financial institutions, including banks, investment, insurance & leasing companies. Read More
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Consumer Credit in Turkey
... there was a notable slowdown in gross lending as interest rates rose dramatically from 8.5% in June 2023 to 50% in March 2024. Some consumers were put off by the sharp rise in borrowing costs. ... Read More
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Debit Cards in Turkey
... to digital payments and particularly debit cards. The widespread availability of contactless debit cards has encouraged consumers to use their debit cards for small purchases, while saving their credit cards for more expensive purchases. Leading ... Read More
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Credit Cards in Turkey
... the job market after graduation. There is also a strong correlation between inflation and credit card expenditure in Turkey, as consumers are more reliant on this payment method during an economic downturn. Whilst consumers are ... Read More
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Financial Cards and Payments in Turkey
... due to rising living costs. High inflation, economic uncertainty and ongoing retail price instability encouraged some consumers to rely on credit cards, although soaring interest rates were a deterrent for some in 2024. Consumers have ... Read More
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Pre-Paid Cards in Turkey
... secure means of shopping online as they are not linked to a bank account and have no overdraft facility, which minimises the risk of potential online fraud. Furthermore, there are a range of online marketplaces ... Read More
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Financial Cards and Payments in Indonesia
... its growth slowed down compared to that seen in 2023. High use of mobile banking, digital wallets and QRIS payments drove robust rises for electronic payments; by contrast, declining use of debit cards was the ... Read More
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Consumer Lending in Indonesia
... - for example subsidies for two-wheeled electric vehicles. Purchasing power has risen for the middle-income segment, and government incentives have helped to push progress. Euromonitor International's Consumer Lending in Indonesia report establishes the size and ... Read More
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Pre-Paid Cards in Indonesia
... year’s record number of homecoming travellers, with holidays and increased toll tariff prices also helping – particularly those along the Trans Java toll road. Euromonitor International's Pre-Paid Card Transactions in Indonesia report establishes the size ... Read More
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Credit Cards in Indonesia
... despite the rising threat from the continued expansion of pay-later transactions in Indonesia. The credit cards category benefits from targeting a different market segment and also offering cheaper annual interest rates compared to pay-later. The ... Read More
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Consumer Credit in Indonesia
... growth has been the improvement in economic conditions, as well as the expanding car market – particularly the used car market. Promotional activities from players have also helped. The end of the year was a ... Read More
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Debit Cards in Indonesia
... of QR codes in retail channels and consumer foodservice channels, for example. Local consumers are increasingly drawn to the convenience offered by digital transactions and cashback, points and other promotions available through digital wallets. Euromonitor ... Read More
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Charge Cards in Indonesia
... throughout Indonesia, and the expansion of e-commerce bill payments using an AMEX card. Also supporting growth was the variety of special promotional offers available; for example, some of those from BCA included attractive discounts for ... Read More
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Financial Cards and Payments in Thailand
... for more than a quarter of all transactions by volume in 2024, marking a sharp rise from the beginning of the review period. This rapid growth is driven by changing consumer behaviours, as more Thais ... Read More
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Debit Cards in Thailand
... for cash withdrawals, with in-store and online purchases accounting for only a small fraction of transactions. However, many banks now offer cardless cash withdrawals through mobile banking apps, allowing customers to access cash at ATMs ... Read More
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Pre-Paid Cards in Thailand
... the launch of major office building projects, and reduced fares for MRT and BTS services under the new government’s economic stimulus programme. The introduction of the MRT Yellow and Pink Lines has played a significant ... Read More
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Consumer Credit in Thailand
... rely on loans to sustain their standard of living, pushing the nation’s debt-to-income ratio to significant levels. This situation has been compounded by the lingering effects of the COVID-19 pandemic, which disrupted employment and income ... Read More
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Financial Cards and Payments in Vietnam
... growing consumer awareness of the benefits of digital payments, such as enhanced convenience, improved security, simplified record-keeping, and easier online shopping experiences. Financial cards also offer attractive incentives, including discounts and cashback rewards, while promoting ... Read More
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Pre-Paid Cards in Vietnam
... cards for their purchases. These cards offer a convenient, cashless payment option and are especially attractive because they require no financial assessment or existing bank account. Pre-paid cards also provide an effective way to manage ... Read More
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Consumer Credit in Vietnam
... allowing for quicker and more convenient access to small loans, which should help reduce reliance on black credit. However, increases in lending have also been accompanied by a gradual rise in bad debt ratios, as ... Read More
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Debit Cards in Vietnam
... customer benefits. Local banks such as Techcombank, VP Bank, and Vietcombank have incentivised the use of debit cards for payments through cashback offers, discounts, and other cost-saving perks, making them a popular choice for consumers. ... Read More
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Charge Cards in Thailand
... Card, the company’s flagship product in Thailand, is aimed at individuals with an annual income of at least THB1.2 million, with an upfront annual fee of THB40,000. Despite this, AMEX positions the card’s benefits as ... Read More
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Credit Cards in Thailand
... over 80% of total card transactions by value. Consumers are drawn to credit cards for their attractive rewards programmes, exclusive perks, and the ability to defer payments. Unlike debit cards, credit cards are often viewed ... Read More
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Store Cards in Thailand
... and larger promotional campaigns are playing a key role in stimulating consumer spending. Leading retail chain HomePro, for example, has introduced an appealing trade-in programme for old electronic appliances, offering customers discounts of up to ... Read More
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Credit Cards in Vietnam
... Within this, commercial credit cards are leading growth, fuelled by rising demand from SMEs and micro-enterprises. Despite the government’s efforts to increase lending capital for businesses, many smaller companies still struggle to meet stringent credit ... Read More
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