Category: Credit Cards
Asia Credit Cards
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Financial Cards and Payments in Thailand
... for more than a quarter of all transactions by volume in 2024, marking a sharp rise from the beginning of the review period. This rapid growth is driven by changing consumer behaviours, as more Thais ... Read More
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Consumer Credit in Thailand
... rely on loans to sustain their standard of living, pushing the nation’s debt-to-income ratio to significant levels. This situation has been compounded by the lingering effects of the COVID-19 pandemic, which disrupted employment and income ... Read More
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Pre-Paid Cards in Vietnam
... cards for their purchases. These cards offer a convenient, cashless payment option and are especially attractive because they require no financial assessment or existing bank account. Pre-paid cards also provide an effective way to manage ... Read More
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Financial Cards and Payments in Vietnam
... growing consumer awareness of the benefits of digital payments, such as enhanced convenience, improved security, simplified record-keeping, and easier online shopping experiences. Financial cards also offer attractive incentives, including discounts and cashback rewards, while promoting ... Read More
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Consumer Credit in Vietnam
... allowing for quicker and more convenient access to small loans, which should help reduce reliance on black credit. However, increases in lending have also been accompanied by a gradual rise in bad debt ratios, as ... Read More
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Charge Cards in Thailand
... Card, the company’s flagship product in Thailand, is aimed at individuals with an annual income of at least THB1.2 million, with an upfront annual fee of THB40,000. Despite this, AMEX positions the card’s benefits as ... Read More
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Credit Cards in Thailand
... over 80% of total card transactions by value. Consumers are drawn to credit cards for their attractive rewards programmes, exclusive perks, and the ability to defer payments. Unlike debit cards, credit cards are often viewed ... Read More
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Store Cards in Thailand
... and larger promotional campaigns are playing a key role in stimulating consumer spending. Leading retail chain HomePro, for example, has introduced an appealing trade-in programme for old electronic appliances, offering customers discounts of up to ... Read More
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Credit Cards in Vietnam
... Within this, commercial credit cards are leading growth, fuelled by rising demand from SMEs and micro-enterprises. Despite the government’s efforts to increase lending capital for businesses, many smaller companies still struggle to meet stringent credit ... Read More
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Credit Cards in Malaysia
... living, have driven more Malaysians to rely on credit cards to manage their day-to-day expenses. Additionally, consumer spending per transaction has risen, as credit cards are favoured for higher-value purchases compared to debit cards. Euromonitor ... Read More
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Pre-Paid Cards in Malaysia
... strongly promoting the adoption of digital payments to enhance efficiency and streamline financial transactions across various sectors. Pre-paid cards offer a solution for people who are unbanked, enabling them to access a wide range of ... Read More
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Charge Cards in Malaysia
... the limited number of issuers offering charge cards, which restricts their availability and hinders widespread adoption. In fact, many banks have ceased offering charge cards, especially commercial charge cards, due to the lack of demand. ... Read More
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Financial Cards and Payments in Malaysia
... shift toward a cashless society, fuelled by advancements in digital payment infrastructure and changing consumer preferences. Younger, tech-savvy Malaysians are a significant driver of this trend, with convenience and security among the top motivators for ... Read More
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Consumer Credit in Taiwan
... Now, Pay Later (BNPL) platforms are emerging as key players in this transformation, catering to the needs of individuals who are new to the world of credit. Euromonitor International's Consumer Credit in Taiwan report establishes ... Read More
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Credit Cards in Taiwan
... cards, and account for only a small share of the total. Euromonitor International's Credit Card Transactions in Taiwan report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit ... Read More
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Charge Cards in Taiwan
... everyday transactions. Historically, charge cards have been less popular in Taiwan due to limited merchant acceptance compared with major card networks such as Visa, Mastercard, and JCB. Euromonitor International's Charge Card Transactions in Taiwan report ... Read More
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Financial Cards and Payments in Taiwan
... in the market are adapting their strategies to meet the changing needs of customers, with a focus on providing seamless, convenient, and multi-faceted financial services to drive growth and retain a competitive edge in the ... Read More
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Consumer Credit in Malaysia
... the next year, the initiative requires businesses with annual revenues exceeding MYR100 million to comply by August 2024, while those with revenues between MYR25 million and MYR100 million must follow suit by January 2025. The ... Read More
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Consumer Credit in the Philippines
... this expansion. Major banks, including Philippine National Bank (PNB), remain optimistic about future loan repayments as borrowing costs decrease. However, despite this positive outlook, there is still significant untapped potential in the country’s consumer credit ... Read More
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Credit Cards in the Philippines
... Bank have expanded their credit card offerings, aligning with customers' evolving needs. In particular, the growing interest in travel among Filipinos has fuelled the popularity of travel-focused credit cards. Metrobank, for instance, has launched products ... Read More
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Financial Cards and Payments in the Philippines
... to gain ground. This trend is driven not only by the increased availability and accessibility of financial cards but also by broader economic factors, such as the growing middle class, expanding digital infrastructure, and the ... Read More
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Thailand Cards and Payments: Opportunities and Risks to 2028
... provides values and volumes for a number of key performance indicators in the industry, including credit transfers, cash, cards, direct debits and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More
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Empowering Checkout Experiences: A Review of Point-of-Sale Innovations in Asia/Pacific Retail Landscape
... are integrating mobile POS, AI-driven solutions, contactless payments, and data-driven personalization to enhance operational efficiency and customer satisfaction. These advancements are crucial for meeting rising consumer expectations and driving digital transformation in the retail sector. Read More
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Japan Cards and Payments: Opportunities and Risks to 2028
... provides values and volumes for a number of key performance indicators in the industry, including cash, card, credit transfer, and cheques during the review-period (2020-24e). The report also analyzes various payment card markets operating in ... Read More
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Singapore Cards and Payments: Opportunities and Risks to 2028
... provides values and volumes for a number of key performance indicators in the industry, including card, cash, credit transfer, direct debits and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More
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