Category: Banking & Financial Services
South America Banking & Financial Services
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Financial Cards and Payments in Latin America
... overall regional performance in 2024 was negatively impacted by the major declines seen across most parameters in Argentina, given the extremely difficult economic backdrop in this country in this year. Euromonitor International's Financial Cards and ... Read More
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Macro - Country Economic Forecasts - Colombia
... the last couple of years, but a strong investment rebound will offset this. Risks have tilted to the downside due to emerging political rifts with the US, increasing the chances of tariffs. Still, we'll wait ... Read More
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Analysis by Region - Emerging Markets - Chile
... rises in electricity prices end this month and prospects of a boost to consumer electricity subsidies are strong. Improving quarterly growth momentum this year means a pick-up in annual growth to 3% y/y in 2026. Read More
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Debit Cards in Colombia
... in 2023. This performance was underpinned by the sustained easing of inflationary pressures and an acceleration in the pace of economic expansion, which bolstered confidence and spending among households and companies. However, usage levels were ... Read More
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Financial Cards and Payments in Colombia
... of cards in circulation increasing at a solid pace. These results were partly attributable to higher confidence and spending among the population as inflationary pressures steadily receded and economic activity picked up. However, the primary ... Read More
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Credit Cards in Colombia
... registered in 2023. Despite a series of interest rate cuts and an uptick in economic activity, expansion was constrained by the tendency of many households and companies to rein in their use of these instruments ... Read More
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Pre-Paid Cards in Colombia
... the diminishing appeal of open loop pre-paid cards, which are increasingly being superseded by debit and credit cards, digital wallets and electronic transfers. This is particularly true of so-called compensation fund cards, which have historically ... Read More
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Store Cards in Colombia
... on that recorded in 2023. Usage levels continued to be depressed by the increasing consumer preference for alternative types of financial cards that offer greater versatility, wider acceptance and more appealing added-value benefits in areas ... Read More
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Credit Cards in Peru
... competition from other payment methods, such as debit cards and pre-paid cards, being options which do not incur high interest charges as per credit cards. Indeed, while the economy in Peru is improving, consumers remain ... Read More
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Consumer Credit in Peru
... improving economy in the country, thanks to greater GDP growth, inflation levels within the target range, and better job prospects. However, the economic recession that Peru experienced in 2023 significantly affected people's ability to pay ... Read More
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Store Cards in Peru
... few store cards are still working in some regional stores, being those which are still within their validity period. This switch to credit cards is preferable for consumers, as it enables wider usage of such ... Read More
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Debit Cards in Peru
... the COVID-19 pandemic. This growth has been higher than the growth observed for credit cards, with consumers more reticent about using the latter due to fear of inability to meet repayments in relation to the ... Read More
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Pre-Paid Cards in Peru
... cards, as each of these types of cards has seen significant development in the last two years. Euromonitor International's Pre-Paid Card Transactions in Peru report establishes the size and structure of the market for ATMs ... Read More
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Financial Cards and Payments in Peru
... is helping to boost consumption in general, thanks to the growth in national production, with inflation levels within the target range, and the greater possibilities of obtaining work. Little by little, these factors are helping ... Read More
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Analysis by Region - Emerging Markets - Argentina
... strong rebound in private demand during Q3 2024, along with positive results from high-frequency indicators in Q4 2024, instead of the gradual recovery we anticipated. Our forecasts for 2025 and 2026 are below the consensus. Read More
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Macroeconomic Outlook Report: Peru
... (9.6%). In nominal terms, the three sectors are expected to grow by 4.4%, 5.6%, and 5.3%, respectively, in 2024. Three major metropolitan areas (Lima, Arequipa, Trujillo) in Peru contributed 49.2% to the country’s GDP and ... Read More
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Argentina In-depth PESTLE Insights
... analysis. Synopsis Understand the political system in Argentina through analysis of key figures in the country and governance indicators. Understand the economic situation in Argentina through a balanced assessment of core macroeconomic issues. Understand customer ... Read More
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Analysis by Region - Emerging Markets - Uruguay
... matched our forecast of 0.7% q/q. But dynamics in demand-side components, along with revisions to historical data, suggest softer momentum. This is particularly evident in fixed investment, where we expect a slower rebound after a ... Read More
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Colombia Cards and Payments: Opportunities and Risks to 2028
... provides values and volumes for a number of key performance indicators in the industry, including cash, credit transfers, cards, direct debits and cheques during the review-period (2020-24e). The report also analyzes various payment card markets ... Read More
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Analysis by Region - Emerging Markets - Peru
... expect the economy slowed in Q4 after a strong recovery in the previous quarters due to intermittent protests in October. Yet, robust private consumption and prospects for private investment projects back our growth view in ... Read More
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Store Cards in Argentina
... for several years in line with the growing preference for financial cards and payment tools that provide greater versatility and flexibility. Consequently, retailers are increasingly scaling back investment in this category or exiting it altogether, ... Read More
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Financial Cards and Payments in Argentina
... the previous year. Growth in the number of cards in circulation has also slowed, albeit at a gentler pace. The downturn reflects the extremely challenging economic environment that has resulted from sweeping reforms undertaken by ... Read More
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Consumer Credit in Argentina
... have historically kept maximum interest rates on credit cards lower than those levied on personal loans, making the former a more affordable method of borrowing. Additionally, persistently high inflation means consumers are often heavily dependent ... Read More
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Pre-Paid Cards in Argentina
... contraction. Expansion in value terms has been further constrained by the fact that the Milei administration’s shock therapy reforms have helped to bring about a sustained reduction in inflation since May. A steeper downturn in ... Read More
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Charge Cards in Argentina
... are high and balances typically have to be paid in full each month. Credit cards are overwhelmingly favoured due to their revolving financing component and greater flexibility. The core base for charge cards consists of ... Read More
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