Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Prepaid and Gift Cards in the U.S., 5th Edition

    ... (general-purpose) prepaid cards, with a focus on open-loop consumer, payroll and government prepaid cards; open-loop and closed-loop gift cards; and open-loop employee rewards and incentives cards. The report does not include the study of (non-prepaid) ... Read More

  • Consumer Banking and Borrowing: U.S. Market Trends

    ... and borrowing market, focusing on commercial banks, credit unions, and savings institutions, with supplemental analysis of finance companies, as well as emerging banking alternatives. In doing so, the report emphasizes 2007-2016 trend patterns that highlight ... Read More

  • Fuel cards in Europe, Eastern markets, 2010-2020e

    ... fell as companies reduced their operations. In 2015, fuel card volumes across the Eastern European markets declined 4.1% totaling just less than 8.3bn liters. Poland is the largest fuel card market in Eastern Europe and ... Read More

  • Fuel cards in Europe, Western markets, 2010-2020e

    ... smaller, independent oil company fuel card issuers have emerged. In 2015, fuel card volumes across the Western European markets grew 3.0% totaling just less than 12.7bn liters. The Netherlands is the largest fuel card market ... Read More

  • Fuel cards in Europe, Southern markets, 2010-2020e

    ... smaller, independent oil company fuel card issuers have emerged. In 2015, fuel card volumes across the Southern European markets grew 4.5% totaling just less than 6.6bn liters. Turkey is the largest fuel card market in ... Read More

  • Fuel cards in Europe, Top 5 markets, 2010-2020e; France, Germany, Italy, Spain and UK

    ... fuel cards has increased and a number of smaller, independent oil company fuel card issuers have emerged. In 2015, fuel card volumes across the top five markets grew 1.9% totaling just less than 42.2bn liters. ... Read More

  • Unbanked and Underbanked Consumers in the U.S., 4th Edition

    ... 9% from 2008, which suggests that more and more people are either unserved by traditional banking institutions or are finding competitive alternatives to traditional banking. Unbanked and Underbanked Consumers in the U.S. provides industry participants ... Read More

  • Ladies’ Cards 2014: A global collection, overview and analysis of credit and debit cards for women

    ... is the only off-the-shelf report available systematically collecting, sorting and analyzing female card products. Half of the world’s population is female, however less than 0.1% of the payment card products are designed for women. There ... Read More

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