Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Prepaid Cards in the U.S., 7th Edition

    ... market size and forecast for the prepaid card market, including trended payment value for general use (open-loop) and private label (closed-loop) prepaid cards, by card type, with related growth opportunity analysis assesses in detail the ... Read More

  • Point-of-Sale Installment Loans: The U.S. Market and International Perspectives, with COVID-19 Market Impact Assessment

    ... the financial results reporting category of "personal loans." This report slices out POS installment loans from their parent category, providing U.S. market size estimates for 2015 vs. 2020, as well as year-by-year projections through 2025. ... Read More

  • Global Commercial Cards & B2B Payment Services

    ... US and non-US. To illustrate historical trends, global payment cards and segments, and global commercial card payment value by region are provided for 2014-2018. Furthermore, US and non-US commercial payment cards value is provided for ... Read More

  • Commercial Cards and B2B Payment Services: U.S. and Global Markets and Trends, 11th Edition

    ... Global Markets and Trends, 11th Edition , presents data and analysis on the global and U.S. market for commercial payment solutions. While cards are emphasized in market sizing, the report also includes significant analysis related ... Read More

  • Co-Branded & Affinity Cards: United States

    ... hotels, and retailers. A full outline of report items by page is available in the Table of Contents. Related NAICS Codes: 522110 Commercial Banking 522120 Savings Institutions 522210 Credit Card Issuing 522220 Sales Financing 522292 ... Read More

  • Co-Branded and Affinity Cards in the U.S., 7th Edition

    ... features and benefits analysis, partner and issuer co-branded card strategies and competitive trends, co-branded growth trends among issuers and networks, and related trend and opportunity spotting. More specifically, the report: Provides a market size for ... Read More

  • Private Label Credit Cards in the U.S., 11th Edition

    ... Financial; TD Bank; and Wells Fargo. Private label credit card purchase value grew at an average annual rate of almost 3% from 2016 to 2018, lead by Synchrony Financial and Citi Retail Services. Private label ... Read More

  • The African-American and Hispanic Markets: Wealth, Banking, and Payment Trends

    ... finances by demographic; analyzing net worth, asset, and debt trends; highlighting banking relationships and attitudes toward money management, financial institutions, and discrimination; and researching payment preferences and mobile banking, app, and wallet use. Heavy emphasis ... Read More

  • Prepaid and Gift Cards in the U.S., 6th Edition

    ... position itself for further growth, providing opportunity for GPR prepaid accounts to appeal to a broader audience, including digital-forward Millennials; those seeking multiple banking accounts, each for different purposes; contract workers; the self-employed; and small ... Read More

  • Commercial Payment Cards: U.S. and Global Market Trends, 10th Edition

    ... on the global and U.S. market for commercial payment solutions, including cards and ACH. The report presents the size and growth of the market and related key metrics within the broader payment card arena. Included ... Read More

  • Co-Branded and Affinity Cards in the U.S., 6th Edition

    ... U.S. payments. The report emphasizes co-branded credit card program features and benefits analysis, partner and issuer co-brand card strategies and competitive trends, co-brand growth trends among issuers and networks, and related trend and opportunity spotting. Read More

  • Private Label Credit Cards in the U.S., 10th Edition

    ... U.S. market for private label credit cards, with an emphasis on retail credit card program features and benefits analysis, retail card strategies and growth trends among bank and non-bank issuers, and trend and opportunity spotting. Read More

  • U.S. Consumer Payments Outlook Through 2020

    ... report focuses on major consumer payment instruments and methods: cash, check debit cards, prepaid cards, credit cards, electronic/ACH, online and mobile payments and P2P and money transfers. Analysis is weighted toward market sizing and forecasting ... Read More

  • Prepaid and Gift Cards in the U.S., 5th Edition

    ... (general-purpose) prepaid cards, with a focus on open-loop consumer, payroll and government prepaid cards; open-loop and closed-loop gift cards; and open-loop employee rewards and incentives cards. The report does not include the study of (non-prepaid) ... Read More

  • Consumer Banking and Borrowing: U.S. Market Trends

    ... and borrowing market, focusing on commercial banks, credit unions, and savings institutions, with supplemental analysis of finance companies, as well as emerging banking alternatives. In doing so, the report emphasizes 2007-2016 trend patterns that highlight ... Read More

  • Fuel cards in Europe, Eastern markets, 2010-2020e

    ... fell as companies reduced their operations. In 2015, fuel card volumes across the Eastern European markets declined 4.1% totaling just less than 8.3bn liters. Poland is the largest fuel card market in Eastern Europe and ... Read More

  • Fuel cards in Europe, Western markets, 2010-2020e

    ... smaller, independent oil company fuel card issuers have emerged. In 2015, fuel card volumes across the Western European markets grew 3.0% totaling just less than 12.7bn liters. The Netherlands is the largest fuel card market ... Read More

  • Fuel cards in Europe, Southern markets, 2010-2020e

    ... smaller, independent oil company fuel card issuers have emerged. In 2015, fuel card volumes across the Southern European markets grew 4.5% totaling just less than 6.6bn liters. Turkey is the largest fuel card market in ... Read More

  • Fuel cards in Europe, Top 5 markets, 2010-2020e; France, Germany, Italy, Spain and UK

    ... fuel cards has increased and a number of smaller, independent oil company fuel card issuers have emerged. In 2015, fuel card volumes across the top five markets grew 1.9% totaling just less than 42.2bn liters. ... Read More

  • Unbanked and Underbanked Consumers in the U.S., 4th Edition

    ... 9% from 2008, which suggests that more and more people are either unserved by traditional banking institutions or are finding competitive alternatives to traditional banking. Unbanked and Underbanked Consumers in the U.S. provides industry participants ... Read More

  • Ladies’ Cards 2014: A global collection, overview and analysis of credit and debit cards for women

    ... is the only off-the-shelf report available systematically collecting, sorting and analyzing female card products. Half of the world’s population is female, however less than 0.1% of the payment card products are designed for women. There ... Read More

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