Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
...Show More ...Show Less


Credit Cards Industry Research & Market Reports

  • Financial Cards and Payments in Saudi Arabia

    ... measures greatly supporting this cause, Saudi Arabia has witnessed significant progression in digital payments, as a growing number of consumers have started using card payments on as many occasions as possible. Additionally, the government’s reinforcement ... Read More

  • Store Cards in Saudi Arabia

    ... cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends ... Read More

  • Store Cards in Saudi Arabia

    ... cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends ... Read More

  • Credit Card Issuance Services Market By Type (Consumer Credit Cards, Business Credit Cards), By Issuers (Banks, Credit Unions, NBFCs), By End User (Personal, Business): Global Opportunity Analysis and Industry Forecast, 2021-2031

    ... financial institutions that provide cards and credit limits to consumers. Issuer manage numerous features of credit cards, from the application and approval process to distributing cards, deciding terms and benefits, collecting cardholder payments and more. ... Read More

  • Credit Cards in the Netherlands

    ... including transportation, food delivery, parking, and often use credit cards Visa or MasterCard (and sometimes AMEX) as the payment method. As a Visa/Mastercard debit card does not yet exist in the Netherlands, more and more ... Read More

  • Charge Cards in the Czech Republic

    ... Republic is commercial fleet cards. Given the interruptions to commercial activities during the pandemic, there was strongly reduced spending on business travel, including fleet travel, across the last couple of years. In addition, many companies ... Read More

  • Charge Cards in the Netherlands

    ... for e-commerce, so travel restrictions led to a severe reduction in spend per card and to a lesser extent spend per transaction. The sharp recovery of international travel in 2022 has kickstarted charge card use ... Read More

  • Restaurant POS Terminals Market Size By Product (Fixed POS Terminals, Mobile POS Terminals), By Component (Hardware, Software, Services), By Application (FSR [Fine Dine, Casual Dine/Fast Casual], QSR, Bars & Pubs, Cafes & Bistros), COVID-19 Impact Analysis, Regional Outlook, Price Trend Analysis, Growth Potential, Competitive Market Share & Forecast, 2023 - 2032

    ... Analysis, Regional Outlook, Price Trend Analysis, Growth Potential, Competitive Market Share & Forecast, 2023 - 2032 The global restaurant POS terminals market is anticipated to grow steadily through 2032 owing to the surging popularity of ... Read More

  • Financial Cards and Payments in Malaysia

    ... provided a further boost to the use of card payments as replacements for cash payments in 2022. The Malaysian government has announced the use of cashless payments in many of its departments, including public hospitals ... Read More

  • Financial Cards and Payments in the Netherlands

    ... travel, eating out and demand for cultural events rising sharply in 2022, leading to a rise in card expenditure. Meanwhile, some households have a lot of savings, some of which they are likely to spend ... Read More

  • Store Cards in Malaysia

    ... store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch. ... Read More

  • Financial Cards and Payments in the Czech Republic

    ... benefit debit and credit cards, with these being the most popular options for consumers in the country. Contactless payments are booming (now holding most of the share in all financial card transactions), with this trend ... Read More

  • Store Cards in Indonesia

    ... forecast period. It is expected that Indonesians will prefer to use regular financial cards such as credit or debit cards, or even financial institutions that offer credit digitally, such as Kredivo. Due to the limitations ... Read More

  • Charge Cards in the Philippines

    ... be expected that more premium card products will have an even smaller market. Even prior to the outbreak of COVID-19 charge cards held a niche status in the Philippines with the strict application criteria largely ... Read More

  • Credit Cards in the Czech Republic

    ... has declined, with 2022 expected to be no exception to this trend. Consumers have been reluctant to take on loans despite the signs of economic recovery. This reluctance towards indebtedness, as well as the lower ... Read More

  • Pre-Paid Cards in the Czech Republic

    ... of the relaxation of pandemic measures, with closed loop cards used for public transport back in use and open loop cards benefitting from the return of foreign travel. The category has also seen several new ... Read More

  • Saudi Arabia Buy Now Pay Later Services Market- Growth, Trends, COVID-19 Impact and Forecasts (2022 - 2027)

    ... in Saudi Arabia. It grew in popularity dramatically during the epidemic, as the idea of deferred payment became more appealing in light of the financial uncertainties caused by the decrease in unemployment. Buy Now Pay ... Read More

  • Financial Cards and Payments in South Africa

    ... card spending is posting buoyant growth, supported by strong consumer demand in the face of rising inflation, driven by the war in Ukraine. In fact, many consumers are turning to credit simply to make ends ... Read More

  • Store Cards in South Africa

    ... move around more freely than in 2021, and hence, are spending greater time in shopping centres, among other public areas. This is boosting footfall across all retailers, leading to increasing sales through store cards. Furthermore, ... Read More

  • Global Retail Self-Scanning Solutions Market - 2022-2029

    ... million by 2029, growing at a CAGR of 18.5% within the forecast period (2022-2029). Retail self-scanning is an automated solution that allows customers to scan, bag and pay for goods independently. Customers benefit since there ... Read More

  • Credit Cards in South Africa

    ... of several factors, but most pressing, is the weak economy combined with rising inflation - the latter mainly due to the war in Ukraine and resultant shortages in fuel and food. However, given rising interest ... Read More

  • Charge Cards in South Africa

    ... and other places that partner with operators. However, value and volume began to recover in 2021, as the hospitality industry started reopening for business, while the number of new cards issued still registered a margin ... Read More

  • Pre-Paid Cards in South Africa

    ... consumers regained mobility outside of the home, and social gatherings resumed. In 2022, the category continues to be driven by a recovery of mobility, as many employees return to the office, while others resume in-person ... Read More

  • Commerce Tomorrow - How Embedded Finance is Disrupting the Modern Economy

    ... the COVID-19 pandemic. It simplifies financial processes by combining a non-financial service provider, such as a retailer or a ride-sharing service, and a financial service, such as payment processing, lending, or insurance. Prior to the ... Read More

  • Buy Now Pay Later (BNPL) Market Size, Share, Trends, Analysis and Forecasts by Spend Category (Clothing & Footwear, Furniture, Travel & Accommodation, Sports & Entertainment) and By Region and Segment Forecast 2021-2026

    ... market size was valued at US$141.8 billion in 2021. The market is expected to grow at a CAGR of more than 33.3% during the forecast period (2021-2026). The BNPL market report provides an executive-level overview ... Read More

Research Assistance

Live help

Join Alert Me Now!

Sign Up

Find out more on our blog
Cookie Settings