Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Charge Cards in Norway

    ... issuers/operators, with less well-known brands compared to the leading banks, which are household names in Norway. Charge cards were hit hard by the pandemic and thus far have not recovered. Indeed, charge card transactions in ... Read More

  • Consumer Lending in Egypt

    ... its existing manufacturing and services sectors and strategic geographical location as a gateway to Africa, Asia, and Europe. Egypt is thus pursuing macroeconomic stabilisation and structural reforms, underpinned by the International Monetary Fund (IMF) Extended ... Read More

  • Financial Cards and Payments in Canada

    ... somewhat, the Bank of Canada has cut rates more than once during 2024. While this has undermined the attractiveness of debit and savings accounts, it has proved a plus for credit card holders in the ... Read More

  • Consumer Credit in Egypt

    ... it is among the best out of peer countries. This allows for further growth in the consumer credit industry, both through bank credit and through consumer financing credit, as individuals now opt for financing for ... Read More

  • Credit Cards in Canada

    ... cards to cover daily expenses. As a result, outstanding credit card balances as well as minimum payments requirements rose, motivating lenders be extra diligent when approving new limits or increasing existing ones. Euromonitor International's Credit ... Read More

  • Credit Cards in Norway

    ... credit cards in circulation is high, but there has been a downward trend for years, in terms of transactions and expenditure. Fewer Norwegians can get a credit card compared to debit cards. Credit card users ... Read More

  • Financial Cards and Payments in the Netherlands

    ... take-up of contactless card payments and digital wallets. Indeed, contactless payments make up the majority of checkout/till-based payments, with consumers seeing this as a safe and convenient way to pay. Euromonitor International's Financial Cards and ... Read More

  • Charge Cards in Egypt

    ... the decline is steeper in personal charge cards than seen in commercial charge cards. Euromonitor International's Charge Card Transactions in Egypt report establishes the size and structure of the market for ATMs cards, smart cards, ... Read More

  • Financial Cards and Payments in Poland

    ... transactions. Companies demand the same – simpler, more efficient and intuitive solutions that help them manage business more effectively. Digitalisation continues to progress, with more and more consumers using digital services to pay for goods ... Read More

  • Financial Cards and Payments in Norway

    ... fluctuations in recent years. Current value growth witnessed a more positive trend due to pent up demand for experiences and travel, although sales were elevated by higher inflation. The weak NOK has also made cross ... Read More

  • Charge Cards in the Netherlands

    ... deeply rooted in cultural habits that favour straightforward and low-cost payment methods. Euromonitor International's Charge Card Transactions in Netherlands report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, ... Read More

  • Charge Cards in Poland

    ... charge cards are no longer in the bank’s offer for individual clients. In the review period, Pekao offered, for example, Visa Concerto or Eurokarta personal charge cards, but these are no longer available. PKO Bank ... Read More

  • Pre-Paid Cards in Poland

    ... globally, with potential for further growth. In 2024, the fintech implemented the first advertising campaign Bank ludzi Revolutnych (Revolut people’s bank) made especially for the Polish market. The campaign aims to reach new groups of ... Read More

  • Financial Cards and Payments in Egypt

    ... fuel prices, and reduced subsidies, to higher financial inclusion rates. Added to which, financial cards continue to overtake cash as a means of payment, alongside the use of digital payment methods which are also rising ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Credit & Debit Card Issuing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522210

    ... Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522210 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Credit & Debit Card Issuing Industry (U.S.) ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000

    ... Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Credit Card Processing, Online Payment Processing, EFT, ACH and Clearinghouses (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522320

    ... Card Processing, Online Payment Processing, EFT, ACH and Clearinghouses (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522320 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522300

    ... Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522300 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More

  • Financial Cards and Payments in Indonesia

    ... its growth slowed down compared to that seen in 2023. High use of mobile banking, digital wallets and QRIS payments drove robust rises for electronic payments; by contrast, declining use of debit cards was the ... Read More

  • Store Cards in France

    ... has been a decline in the number of store cards in France, along with lower average spending on them. Key reasons include economic challenges, inflationary pressures and French consumers’ tendency to limit their use of ... Read More

  • Consumer Lending in Indonesia

    ... - for example subsidies for two-wheeled electric vehicles. Purchasing power has risen for the middle-income segment, and government incentives have helped to push progress. Euromonitor International's Consumer Lending in Indonesia report establishes the size and ... Read More

  • Financial Cards and Payments in France

    ... growth for current value sales. Inflation and price hikes have significantly impacted development within financial cards over 2023 and 2024. While inflation was still relatively high in 2023, it subsided somewhat in 2024 though unit ... Read More

  • Consumer Credit in France

    ... 2024, the best consumer credit rates were 0.9% over 12 months, 8% over 36 months and even 6.37% over 72 months, for financing personal projects. While new uses of credit are driving the market, inflation ... Read More

  • Credit Cards in Indonesia

    ... despite the rising threat from the continued expansion of pay-later transactions in Indonesia. The credit cards category benefits from targeting a different market segment and also offering cheaper annual interest rates compared to pay-later. The ... Read More

  • Credit Cards in France

    ... of new consumer credits increased, enabling credit cards to stay afloat in terms of numbers, transactions and value. Euromonitor International's Credit Card Transactions in France report establishes the size and structure of the market for ... Read More

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