Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Credit Cards in the US

    ... in the extreme outlier year of 2022, prices have still grown considerably, and some US consumers have been forced to rely on credit cards in order to help them make ends meet at the end ... Read More

  • Ireland Cards and Payments - Opportunities and Risks to 2027

    ... industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, mobile wallets, direct debits and cheques during the review-period (2019-23e). The report also analyzes ... Read More

  • New Zealand Cards and Payments - Opportunities and Risks to 2027

    ... cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits and cheques during the review-period (2019-23e). The report also ... Read More

  • Consumer Lending in the United Arab Emirates

    ... the momentum of consumer lending, but geopolitical tension and financial market turbulence may have an impact. The banking sector in the United Arab Emirates is expected to maintain a stable outlook for the remainder of ... Read More

  • In-Vehicle Payment Services Global Market Report 2024

    ... Type: Passenger Cars; Light Commercial Vehicles (LCVs); Heavy Commercial Vehicles (HCVs); Automated Guided Vehicles4) By Application: Shopping; Gas or Charging Stations; Food and Beverages; Toll Collection; ParkingCovering: Mastercard Inc.; The Mercedes-Benz Group AG; Jaguar Land ... Read More

  • Global Premium Metal Payment Card Market (2023 Edition)

    ... (2019-2029) Executive Summary Azoth Analytics has released a research report titled “Global Premium Metal Payment Card Market (2023 Edition)” which provides a complete analysis of the Global Premium Metal Payment Card industry in terms of ... Read More

  • Co-Branded Credit Cards in the US, 9th Edition

    ... offering a deeply detailed analysis of the industry specific dynamics affecting the performance of the largest co-branding partnership segments, consumers and the competitive and economic challenges shaping the industry. Rebounding successfully from the COVID-19 pandemic ... Read More

  • Plunkett's Banking, Mortgages & Credit Industry Almanac 2024: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies

    ... vital insights that can help shape strategy for business development, product development and investments. Key Features: Business trends analysis In-depth industry overview Technology trends analysis Forecasts Spending, investment, and consumption discussions In-depth industry statistics and ... Read More

  • France Alternative Lending Market Business and Investment Opportunities Databook – 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2023 Update

    ... According to PayNXT360, alternative lending market in the country is expected to grow by 22.4% on annual basis to reach US$5,911.5 million in 2023. Medium to long term growth story of alternative lending in France ... Read More

  • Finland Alternative Lending Market Business and Investment Opportunities Databook – 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2023 Update

    ... According to PayNXT360, alternative lending market in the country is expected to grow by 24.7% on annual basis to reach US$1,747.8 million in 2023. Medium to long term growth story of alternative lending in Finland ... Read More

  • Co-Branded Credit Cards: United States

    ... – Q2 2023; US revolving credit – percent change (annual rate), total flow (annual rate), and total outstanding, 2016 – Q1 2021; US co-branded credit card usage rates by selected types, 2023 (percent of adults); ... Read More

  • South Korea Cards and Payments - Opportunities and Risks to 2027

    ... cards and payments industry, including: Current and forecast values for each market in the Korean cards and payments industry, including debit and credit cards. Detailed insights into payment instruments including cards, cash, direct debits, credit ... Read More

  • Mobile Payment Technologies Global Market Report 2024

    ... E-Commerce; Healthcare; BFSI; EnterpriseCovering: PayPal Holdings Inc.; Mastercard Incorporated; Bharti Airtel Limited; Google LLC; Apple Inc. Mobile Payment Technologies Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with ... Read More

  • Consumer Lending in South Korea

    ... on card lending (encompassing card purchases and loans against the card) has notably risen in 2023 to outperform gross lending. Due to increased loan requirements by banks to mitigate delinquency rates, consumers with low creditworthiness ... Read More

  • Online Microtransaction Market Size, Share, Trends, Growth, Outlook, and Insights Report, 2023- Industry Forecasts by Type, Application, Segments, Countries, and Companies, 2021- 2030

    ... 2023, the market is poised to register positive year-on-year growth over 2022. Further, the Online Microtransaction market size maintains a super-linear growth trajectory, registering continuous expansion from 2023 to 2030. As we enter the late ... Read More

  • Financial Cards and Payments in Thailand

    ... aided by the government program “Shop Dee Mee Kuen” (Shopping and Payback), which stimulated demand in the first quarter of the year. Card transactions have shown an improvement in both value and volume of transactions ... Read More

  • Charge Cards in Thailand

    ... era, consumers have returned to routine spending, with robust value growth in 2023 in terms of charge card transactions. The strong rebound in the tourism and hospitality industry is having a notable impact, with high-income ... Read More

  • Store Cards in Thailand

    ... programme covers a variety of goods and services such as fuel, food and beverages, products sold in convenience stores, IT equipment, computers, smartphones, and books (excluding alcohol, cigarettes, and vehicles). The scheme is designed to ... Read More

  • Financial Cards and Payments in Italy

    ... the growing trend towards cashless payments, even for smaller amounts, thanks to the development of POS infrastructure and the rising adoption of contactless technology, including mobile wallets. The recovery of tourism in Italy also impacted ... Read More

  • Consumer Credit in Greece

    ... have instilled a sense of insecurity in consumers, making them hesitant to spend or consume, unsure of their ability to repay loans. The increase in interest rates and a more conservative approach from banks, driven ... Read More

  • Credit Cards in Italy

    ... trend of the previous year. This was driven by the growing popularity of cashless transactions, as consumers become increasing confident about making digital payments over cash. At the same time, developments in infrastructure, which allowed ... Read More

  • Store Cards in Italy

    ... review period. This was due to strong competition from other financial card types and instruments, which offered greater flexibility. In contrast to credit cards, which could be used almost anywhere, it was only possible to ... Read More

  • Consumer Lending in Greece

    ... by the Russian invasion of Ukraine (with its effects fully realised in 2023), and a significant spike in interest rates have collectively impeded the pace of growth. Both banks and consumers have adopted a more ... Read More

  • Charge Cards in Italy

    ... consumers become increasing confident about making digital payments over cash. The return of domestic tourism, as well as business travel, also led to an increase in usage. However, the number of transactions slowed in comparison ... Read More

  • Credit Cards in Thailand

    ... various products and services, including shopping, restaurants, tourism, travel, and petrol have all increased, resulting in double-digit growth in credit card transactions. Additionally, the Thai government’s personal income tax deduction programme “Shop Dee Mee Kuen” ... Read More

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