Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • New Zealand Cards and Payments - Opportunities and Risks to 2027

    ... cards and payments industry. It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits and cheques during the review-period (2019-23e). The report also ... Read More

  • Financial Cards and Payments in the United Arab Emirates

    ... payment platforms or solutions in pre-paid cards that support digital payments. Consumers are motivated by the convenience of card and digital payments, and the rewards and cashback offered, which has significantly reduced cash usage in ... Read More

  • Global Gift Card Market 2024-2028

    ... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More

  • Charge Cards in the United Arab Emirates

    ... though transaction value is set to show growth across both the commercial and personal segments, given the shift to Sharia-compliant cards. Despite a slowing rate of decline for the number of charge cards in circulation, ... Read More

  • Credit Cards in the United Arab Emirates

    ... evolving consumer preferences, and the adoption of new technologies. The continued growth in the United Arab Emirates economy has continued to support consumer spending, coupled with the increased consumer preference for earning rewards and points ... Read More

  • Consumer Lending in the United Arab Emirates

    ... the momentum of consumer lending, but geopolitical tension and financial market turbulence may have an impact. The banking sector in the United Arab Emirates is expected to maintain a stable outlook for the remainder of ... Read More

  • In-Vehicle Payment Services Global Market Report 2024

    ... Type: Passenger Cars; Light Commercial Vehicles (LCVs); Heavy Commercial Vehicles (HCVs); Automated Guided Vehicles4) By Application: Shopping; Gas or Charging Stations; Food and Beverages; Toll Collection; ParkingCovering: Mastercard Inc.; The Mercedes-Benz Group AG; Jaguar Land ... Read More

  • Consumer Credit in the United Arab Emirates

    ... range and credit score of consumers, many banks are offering to convert available credit limits as loans with zero costs. With increasing appetite for investment among local residents, many consumers are looking at “Loan on ... Read More

  • Global Premium Metal Payment Card Market (2023 Edition)

    ... (2019-2029) Executive Summary Azoth Analytics has released a research report titled “Global Premium Metal Payment Card Market (2023 Edition)” which provides a complete analysis of the Global Premium Metal Payment Card industry in terms of ... Read More

  • Co-Branded Credit Cards in the US, 9th Edition

    ... offering a deeply detailed analysis of the industry specific dynamics affecting the performance of the largest co-branding partnership segments, consumers and the competitive and economic challenges shaping the industry. Rebounding successfully from the COVID-19 pandemic ... Read More

  • Plunkett's Banking, Mortgages & Credit Industry Almanac 2024: Banking, Mortgages & Credit Industry Market Research, Statistics, Trends and Leading Companies

    ... vital insights that can help shape strategy for business development, product development and investments. Key Features: Business trends analysis In-depth industry overview Technology trends analysis Forecasts Spending, investment, and consumption discussions In-depth industry statistics and ... Read More

  • France Alternative Lending Market Business and Investment Opportunities Databook – 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2023 Update

    ... According to PayNXT360, alternative lending market in the country is expected to grow by 22.4% on annual basis to reach US$5,911.5 million in 2023. Medium to long term growth story of alternative lending in France ... Read More

  • Finland Alternative Lending Market Business and Investment Opportunities Databook – 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2023 Update

    ... According to PayNXT360, alternative lending market in the country is expected to grow by 24.7% on annual basis to reach US$1,747.8 million in 2023. Medium to long term growth story of alternative lending in Finland ... Read More

  • Co-Branded Credit Cards: United States

    ... – Q2 2023; US revolving credit – percent change (annual rate), total flow (annual rate), and total outstanding, 2016 – Q1 2021; US co-branded credit card usage rates by selected types, 2023 (percent of adults); ... Read More

  • South Korea Cards and Payments - Opportunities and Risks to 2027

    ... cards and payments industry, including: Current and forecast values for each market in the Korean cards and payments industry, including debit and credit cards. Detailed insights into payment instruments including cards, cash, direct debits, credit ... Read More

  • Mobile Payment Technologies Global Market Report 2024

    ... E-Commerce; Healthcare; BFSI; EnterpriseCovering: PayPal Holdings Inc.; Mastercard Incorporated; Bharti Airtel Limited; Google LLC; Apple Inc. Mobile Payment Technologies Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with ... Read More

  • Store Cards in South Korea

    ... 2022 and 2023 feature stabilisation rather than substantial expansion. Hyundai Department Store dominates the category, and is particularly intriguing due to its distinctive features as it underscores the importance of tailored, brand-centric offerings in capturing ... Read More

  • Credit Cards in South Korea

    ... growing number of individuals opted to spend their time in open, public spaces. This shift towards outdoor activities contributed to a notable recovery in consumption patterns. The resurgence in consumer spending was evident in the ... Read More

  • Pre-Paid Cards in South Korea

    ... role in driving this growth, reporting a remarkable increase in the retail selling price (RSP) of its pre-paid cards. The high RSP of Shinhan Card's offerings contributed significantly to the overall increase in the retail ... Read More

  • Consumer Credit in South Korea

    ... as “thin filers”, to obtain goods and pay at a later date. Globally, many thin filers prefer using BNPL over credit cards. However, South Korea exhibits a different trend compared to the rest of the ... Read More

  • Financial Cards and Payments in South Korea

    ... the widespread adoption of mobile financial services, a trend that has gained significant traction, especially in response to the challenges posed by the pandemic. Local governments, with Seoul leading the way, are spearheading innovative initiatives ... Read More

  • Consumer Lending in South Korea

    ... on card lending (encompassing card purchases and loans against the card) has notably risen in 2023 to outperform gross lending. Due to increased loan requirements by banks to mitigate delinquency rates, consumers with low creditworthiness ... Read More

  • Online Microtransaction Market Size, Share, Trends, Growth, Outlook, and Insights Report, 2023- Industry Forecasts by Type, Application, Segments, Countries, and Companies, 2021- 2030

    ... 2023, the market is poised to register positive year-on-year growth over 2022. Further, the Online Microtransaction market size maintains a super-linear growth trajectory, registering continuous expansion from 2023 to 2030. As we enter the late ... Read More

  • Financial Cards and Payments in Thailand

    ... aided by the government program “Shop Dee Mee Kuen” (Shopping and Payback), which stimulated demand in the first quarter of the year. Card transactions have shown an improvement in both value and volume of transactions ... Read More

  • Financial Cards and Payments in Malaysia

    ... a cashless society in Malaysia, pushed by the government and private actors, such as retailers, and accelerated by the experience of the pandemic, continue to dictate many of the developments in the industry. This is ... Read More

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