Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • B2B Payments Global Market Report 2024

    ... And Telecom; Metals And Mining; Energy And Utilities; Banking, Financial Services And Insurance; Government SectorCovering: JPMorgan Chase & Co.; Bank of America Corporation; Citigroup Inc.; American Express Company; Capital One Financial Corporation B2B Payments Global ... Read More

  • Global POS Terminal

    ... key financial metrics and analysis of competitive pressures within the market. Key Highlights POS Terminal is a device that merchants use to process payments and complete customer purchases. The POS Terminal reads the customer's debit ... Read More

  • POS Terminal in Asia-Pacific

    ... descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights POS Terminal is a device that merchants use to process payments and complete customer purchases. The ... Read More

  • POS Terminal in Middle East & Africa

    ... also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights POS Terminal is a device that merchants use to process payments and complete customer ... Read More

  • POS Terminal in South America

    ... the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights POS Terminal is a device that merchants use to process payments and complete customer purchases. The POS Terminal ... Read More

  • Luxembourg Cards and Payments: Opportunities and Risks to 2027

    ... values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfers, direct debits, and cheques during the review-period (2019–23e). The report also analyzes various payment card markets operating ... Read More

  • Global Alternative Online Payment Methods 2024

    ... pandemic's impact on cash usage, the global transition to digital means of payment has become a post-pandemic norm. Digital wallets, a frontrunner in this shift, are projected to witness substantial growth, with a transaction value ... Read More

  • Financial Cards and Payments in Middle East and Africa

    ... to advance, cash still remains important in many countries, especially the African nations. However, electronic and card payments are expected to continue gaining ground in the coming years, particularly given the stated ambitions of many ... Read More

  • Financial Cards and Payments in Western Europe

    ... direct/ACH payments continuing to grow. Card payment transactions also continued to record positive growth, but at a much more modest rate. M-commerce continued to outperform the overall market, which is expected to continue over the ... Read More

  • Financial Cards and Payments in Latin America

    ... major theme in Latin America. Be it the Pix instant payments system in Brazil or the impending arrival of Apple Pay in Chile, the financial future looks digital, even if cash remains important in a ... Read More

  • Fuel Card Market Research Report Forecast to 2032

    ... forecast period because of a few variables. The development of the Fuel Card Market is supposed to be driven by key factors, for example, expanding interest for credit only fuel exchanges and developing need to ... Read More

  • Financial Cards and Payments in Asia Pacific

    ... Digital wallets continue gaining in popularity due to their convenience, and they are also being accepted by increasing numbers of merchants. Mobile m-commerce will therefore continue to be a particularly dynamic area of the market, ... Read More

  • Growth Opportunities and Trends in the Asia-Pacific Digital Payment Market-Forecast to 2027

    ... use cases that address user pain points—payment solutions, such as self-checkout, enhance customer experience while software point-of-sale (softPOS) accelerates the merchant onboarding process. The APAC market will become more aware of the benefits of next-generation ... Read More

  • Consumer Credit in India

    ... increased during the year, primarily as consumers’ responsibilities in the form of expenditure grew at a rapid rate. This pushed them to opt for such financial instruments, especially for big-ticket purchases to leverage better flexibility ... Read More

  • Portugal E-commerce - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2019 - 2029

    ... of 11.16%, reaching USD 9.06 billion in five years. The Portugal E-commerce Market has expanded rapidly in recent years, providing exciting potential for online retailers in various industries. According to Eurostat, Portugal is a developed ... Read More

  • South Korea Mobile Payment - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2019 - 2029

    ... to reach USD 62.96 billion by 2029, growing at a CAGR of 9.13% during the forecast period (2024-2029). The South Korean mobile payments market is driven by the expanding e-commerce market, increasing emphasis on QR ... Read More

  • South Korea Real Time Payments - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2019 - 2029

    ... is expected to reach USD 7.38 billion by 2029, growing at a CAGR of 37.91% during the forecast period (2024-2029). The primary factors driving the market's growth are the increased internet and smartphone penetration, growing ... Read More

  • Israel Credit Cards - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2020 - 2029

    ... in 2024 to USD 215.04 billion by 2029, at a CAGR of 8.59% during the forecast period (2024-2029). Credit cards are widely accepted in Israel and can be used for various types of transactions, including ... Read More

  • Hong Kong Credit Cards - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2020 - 2029

    ... to reach USD 171.93 billion by 2029, growing at a CAGR of 8.68% during the forecast period (2024-2029). Hong Kong has a well-established contactless payment infrastructure, and many credit cards support popular payment methods such ... Read More

  • Europe Credit Cards - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2020 - 2029

    ... in 2024 to USD 2.84 trillion by 2029, at a CAGR of 2.83% during the forecast period (2024-2029). Cards are the fastest-growing form of non-cash payment worldwide, with the number and volume of transactions growing ... Read More

  • Credit Cards - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2020 - 2029

    ... to USD 17.14 trillion by 2029, at a CAGR of 3.67% during the forecast period (2024-2029). Credit cards are a part of everyday life. The average credit card debt per borrower was USD 5,474 or ... Read More

  • Japan Credit Cards - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2020 - 2029

    ... in 2024 to USD 929.97 billion by 2029, at a CAGR of 7.36% during the forecast period (2024-2029). Japan has a high credit card penetration rate, with a significant portion of the population using credit ... Read More

  • Egypt Mobile Payments - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2019 - 2029

    ... USD 157.86 billion by 2029, growing at a CAGR of 16.76% during the forecast period (2024-2029). A mobile payment, also known as mobile money, mobile money transfer, or mobile wallet, is any of several payment ... Read More

  • Vietnam Mobile Payments - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2019 - 2029

    ... at a CAGR of 9.84%, reaching USD 63.59 billion by the next five years. Mobile payment systems like M_Service, Viettel Digital Services, ZaloPay, National Payment Corporation of Vietnam, and GrabPay by businesses and services nationwide ... Read More

  • Credit Card Issuance Services Global Market Report 2024

    ... of America Corporation; Citigroup Inc.; American Express Company; HSBC Holdings plc. Credit Card Issuance Services Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with the critical information they ... Read More

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