Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • France Cards and Payments Market Opportunities and Risks to 2028

    ... It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits, and cheques during the review-period (2019-23e). The report also analyzes various payment card ... Read More

  • Finland Cards and Payments Market Opportunities and Risks to 2028

    ... It provides values and volumes for a number of key performance indicators in the industry, including cards, cash, credit transfer, direct debits, and cheques during the review-period (2019-23e). The report also analyzes various payment card ... Read More

  • Latin/South America POS Terminal Study – 2024

    ... POS terminals throughout the Latin/Central and South American region. More than just numbers without explanation, this report goes deep into discussion of retailing in the countries and segments to reveal the forces that are shaping ... Read More

  • Portugal Cards and Payments - Opportunities and Risks to 2028

    ... It provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfer, direct debits, and cheques during the review-period (2019–23e). The report also analyzes various payment card ... Read More

  • Norway Cards and Payments: Opportunities and Risks to 2027

    ... provides values and volumes for a number of key performance indicators in the industry, including cards, credit transfer, direct debits, cash, and cheques during the review-period (2019-23e). The report also analyzes various payment card markets ... Read More

  • Italy Cards and Payments: Opportunities and Risks to 2027

    ... provides values and volumes for a number of key performance indicators in the industry, including cash, cards, credit transfers, direct debits and cheques during the review-period (2019-23e). The report also analyzes various payment card markets ... Read More

  • 2024 Global Contactless Payment Market Industry (2030 Outlook)

    ... Market Outlook reports provide market size data for a three-year historical trend (2018-2021), a three-year forecast estimate trends (2022-2024), and a five-year outlook projection (2025-2030) for 46 countries. Market and product shipments include the total ... Read More

  • 2024 Global Consumer Credit Market Industry (2030 Outlook)

    ... Market Outlook reports provide market size data for a three-year historical trend (2018-2021), a three-year forecast estimate trends (2022-2024), and a five-year outlook projection (2025-2030) for 46 countries. Market and product shipments include the total ... Read More

  • Global Credit Cards Market Insights, Forecast to 2030

    ... 4.47% during 2024-2030. North America market for Credit Cards is estimated to increase from 387,516 million USD in 2023 to reach 493,191 million USD by 2030, at a CAGR of 3.07% during the forecast period ... Read More

  • Mobile Payment Market Size, Share, Growth and Global Industry Analysis By Type & Application, Regional Insights and Forecast to 2024-2032

    ... 2.98 trillion in 2023, and the market is now projected to grow from USD 3.84 trillion in 2024 to USD 27.81 trillion by 2032, exhibiting a CAGR of 28.81% during the forecast period of 2024-2032. ... Read More

  • North America Fintech Market Size, Share & Segmentation By Payment Mode, By Type of Digital Payments, By Mode of Transaction in Digital Payments, By Regions, And Global Forecast 2024-2032

    ... is a comprehensive document that provides detailed insights into a specific market, industry, or sector. It involves the systematic collection, analysis, and interpretation of data related to market conditions, consumer behaviors, competitive landscapes, and emerging ... Read More

  • Italy Digital Payment Market Overview, 2029

    ... and a lack of infrastructure for contactless payments. However, the tide began to turn in the early 2010s with the rise of e-commerce. Secure online payment methods like PayPal became crucial for online shopping. A ... Read More

  • South Korea Digital Payment Market Overview, 2029

    ... Samsung Pay in 2013, followed by LG Pay and Apple Pay. This trend was fueled by the country's high smartphone penetration rates and government attempts to promote cashless transactions. Notably, these programs helped South Korea ... Read More

  • Brazil Digital Payment Market Overview, 2029

    ... transactions 24 hours a day, seven days a week. The introduction of Pix moved Brazil to the forefront of worldwide real-time payments, marking a watershed moment in the country's financial history. Brazilians are increasingly adopting ... Read More

  • Mexico Digital Payment Market Overview, 2029

    ... but widespread adoption was gradual. The debut of CoDi (Cobro Digital) in 2019 marked a significant shift. CoDi pushed real-time payments using QR codes and contactless technologies, which marked a significant leap in Mexico's digital ... Read More

  • China Digital Payment Market Overview, 2029

    ... and regulatory environment. The country's distinct product history played an important impact in establishing its digital payment market. Unlike other countries that switched from cash to credit cards, China jumped straight to mobile payments, aided ... Read More

  • Argentina Digital Payment Market Overview, 2029

    ... First, the country's internet penetration rate has risen to more than 87%. The broad availability of the internet has made digital solutions more accessible to the public, encouraging the adoption of online payment methods. Furthermore, ... Read More

  • Australia Credit Card Transactions Market Overview, 2029

    ... can be traced back to the 1950s when international companies like Diners Club and American Express first entered the Australian market, initially targeting affluent individuals and business travelers. However, it wasn't until the 1970s that ... Read More

  • India Credit Card Transactions Market Overview, 2029

    ... increase in adoption. Credit card spending reached a record high in May 2022. This spike reflects a growing tendency toward cashless transactions and demonstrates India's changing customer preferences. Recent adjustments have aimed to broaden the ... Read More

  • Colombia Credit Card Transactions Market Overview, 2029

    ... like Diners Club and American Express introduced credit cards to the Colombian market in the 1950s, targeting affluent individuals and business travelers. However, it wasn't until the 1970s and 1980s that domestic banks started issuing ... Read More

  • Global Credit Card Transactions Market Overview, 2024-29

    ... It encompasses a vast ecosystem of financial institutions, payment processors, merchants, and consumers, all interconnected through a network of credit card transactions. Credit cards have become widely used as a result of technological advancements and ... Read More

  • Spain Digital Payment Market Overview, 2029

    ... taste of convenience, and this trend was significantly amplified by the rise of e-commerce. Spanish consumers, particularly the younger generations, have grown comfortable with online shopping, fueling the need for secure and efficient digital payment ... Read More

  • South Africa Digital Payment Market Overview, 2029

    ... be traced back to the early days of debit cards and the rise of internet banking in the late 1990s. The early 2010s saw the emergence of mobile money solutions, driven by high mobile phone ... Read More

  • France Digital Payment Market Overview, 2029

    ... These offered convenience and security, laying the groundwork for future innovations. The early 2000s saw the rise of contactless payments, which resonated with French consumers who valued speed and hygiene. This cultural preference for contactless ... Read More

  • India Digital Payment Market Overview, 2029

    ... the National Payments Corporation of India (NPCI) proved to be a game-changer. This real-time interbank system, accessible through smartphones, enabled instant and secure peer-to-peer (P2P) and merchant payments. UPI's rapid adoption, coupled with government initiatives ... Read More

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