Credit Cards Market Research Reports & Industry Analysis

A credit card can be used to purchase goods or services based on an agreement between the company issuing the card and the card holder. Companies assign a line of credit to the card holder, based on income and credit scores. The line of credit represents the maximum that the cardholder is allowed to borrow. The cardholder agrees to repay the lender for goods or services purchased on the card, and to make payments over time. In return for these privileges the credit card company charges interest on the balance which the card holder carries. Credit cards are a convenience service offered by a lending company. A credit card allows a limited loan to be made very quickly. Many consumers find carrying credit cards to be more convenient than carrying cash. Credit card companies may offer incentives to card holders, such as points to be redeemed for rewards such as airline tickets or products, or they may offer insurance or warranties on some types of products purchased with a credit card. Consumers who use credit cards may encounter some challenges. Introductory interest rates are normally low, but once the introductory period is over, fees and interest can be much higher. Rates may go up further if a payment is late or the credit card holder misses a payment. There are benefits to merchants who accept credit cards. A credit card transaction is more secure than some other forms of payment, such as a check. However, credit card transactions are subject to a commission, normally a percentage of the transaction total.
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Credit Cards Industry Research & Market Reports

  • Revenue Forecasts to (2031) and Analytics for the Credit & Debit Card Issuing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522210

    ... Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522210 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Credit & Debit Card Issuing Industry (U.S.) ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000

    ... Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Credit Card Processing, Online Payment Processing, EFT, ACH and Clearinghouses (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522320

    ... Card Processing, Online Payment Processing, EFT, ACH and Clearinghouses (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522320 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of ... Read More

  • Revenue Forecasts to (2031) and Analytics for the Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522300

    ... Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522300 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More

  • Charge Cards in Spain

    ... who seek short-term finance for purchases, without falling into the trap of acquiring large debt bolstered by ongoing interest rates. Rather, charge cards require the user to pay off the balance in full each month, ... Read More

  • Financial Cards and Payments in Thailand

    ... for more than a quarter of all transactions by volume in 2024, marking a sharp rise from the beginning of the review period. This rapid growth is driven by changing consumer behaviours, as more Thais ... Read More

  • Financial Cards and Payments in Vietnam

    ... growing consumer awareness of the benefits of digital payments, such as enhanced convenience, improved security, simplified record-keeping, and easier online shopping experiences. Financial cards also offer attractive incentives, including discounts and cashback rewards, while promoting ... Read More

  • Pre-Paid Cards in Vietnam

    ... cards for their purchases. These cards offer a convenient, cashless payment option and are especially attractive because they require no financial assessment or existing bank account. Pre-paid cards also provide an effective way to manage ... Read More

  • Consumer Credit in Thailand

    ... rely on loans to sustain their standard of living, pushing the nation’s debt-to-income ratio to significant levels. This situation has been compounded by the lingering effects of the COVID-19 pandemic, which disrupted employment and income ... Read More

  • Store Cards in Spain

    ... International's Store Card Transactions in Spain report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key ... Read More

  • Consumer Credit in Vietnam

    ... allowing for quicker and more convenient access to small loans, which should help reduce reliance on black credit. However, increases in lending have also been accompanied by a gradual rise in bad debt ratios, as ... Read More

  • Credit Cards in Spain

    ... is noted that, historically, businesses prefer to use charge cards and credit cards over debit cards, which supports this trend. Banks also offer perks to businesses to use credit cards, such as discounts in partner ... Read More

  • Pre-Paid Cards in Spain

    ... and digital wallets. The pre-paid cards of Mastercard for Sociedad Estatal Correos y Telegrafos SA (Correos), the postal service and courier for Spain, also allow instant money transfers between two cards. Indeed, Correos is partnering ... Read More

  • Charge Cards in Thailand

    ... Card, the company’s flagship product in Thailand, is aimed at individuals with an annual income of at least THB1.2 million, with an upfront annual fee of THB40,000. Despite this, AMEX positions the card’s benefits as ... Read More

  • Credit Cards in Thailand

    ... over 80% of total card transactions by value. Consumers are drawn to credit cards for their attractive rewards programmes, exclusive perks, and the ability to defer payments. Unlike debit cards, credit cards are often viewed ... Read More

  • Store Cards in Thailand

    ... and larger promotional campaigns are playing a key role in stimulating consumer spending. Leading retail chain HomePro, for example, has introduced an appealing trade-in programme for old electronic appliances, offering customers discounts of up to ... Read More

  • Credit Cards in Vietnam

    ... Within this, commercial credit cards are leading growth, fuelled by rising demand from SMEs and micro-enterprises. Despite the government’s efforts to increase lending capital for businesses, many smaller companies still struggle to meet stringent credit ... Read More

  • Financial Cards and Payments in Spain

    ... finances, whereas the continued cost-of-living crisis means consumers are seeking financial options to help them manage their expenses. Also, according to Financial Planning and Analysis (FP&A) experts, who study both qualitative and quantitative trends in ... Read More

  • Fuel Cards in the UK - Industry Market Research Report

    ... is almost exclusively the result of pandemic-induced disruption to the fuel and fuel-related products and services market. Disruptions to fuel cards have been driven by ongoing supply chain disruptions, predominately influenced by COVID-19, as the ... Read More

  • 2025 Credit Card and Financial Processing Global Market Size & Growth Report with Updated Analysis & Forecasts

    ... regional share across 4 global regions, 22 subregions, and 195 countries. Historical data is from 2013 through 2024, with forecasts for 2025 and 2029. The historical data utilizes in-depth survey results from companies in the ... Read More

  • 2025 Credit Card Issuing Global Market Size & Growth Report with Updated Analysis & Forecasts

    ... global regions, 22 subregions, and 195 countries. Historical data is from 2013 through 2024, with forecasts for 2025 and 2029. The historical data utilizes in-depth survey results from companies in the Credit Card Issuing industry ... Read More

  • Prepaid Card Market Global Opportunity Analysis and Industry Forecast, 2024-2033

    ... Prepaid Credit Card Market Outlook - 2027 The global demand for prepaid credit cards is witnessing significant growth and is projected to grow, owing to rise in penetration of cashless transactions. A prepaid credit card ... Read More

  • Fuel Card Providers (UK) - Industry Report

    ... Seek out the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Fuel Card Providers (UK) report will tell you the ... Read More

  • Credit Card Issuing in the US - Industry Market Research Report

    ... issuing credit cards with available credit lines that must be repaid in full to the issuer, often in installments. Commercial banks are excluded from this industry since credit card issuance is not a primary business ... Read More

  • Global Gift Card Market 2025-2029

    ... provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest ... Read More

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