Global Online Payment Methods 2023

Global Online Payment Methods 2023



Digital wallet use surpassed debit cards in global B2C E-commerce payments: New yStats.com report

Credit cards continue to dominate the online payment landscape

Despite the resurgence of in-person shopping, global online shopping adoption remains high. The anticipated growth of the global B2C E-Commerce payment value is expected to maintain a low double-digit CAGR through 2027. The usage of contactless cards is on the rise, with their transaction value projected to nearly double by 2027, displaying a higher CAGR than the global B2C E-Commerce payment value, according to a new report from ystats.com. Credit cards remain the most used and preferred online payment method globally, with over a quarter of adults expressing a preference for them. However, alternative payment options, particularly digital wallets, have been steadily gaining popularity and rank second among preferred online payment methods. The forecast indicates that virtual card transactions and BNPL B2C E-Commerce sales will almost quadruple between 2022 and 2027, highlighting the growing preference for alternative payment types. Asia-Pacific leads in digital payment methods adoption, while other regions show varying levels of development and adoption of alternative payment methods. In Latin America, credit cards still dominate B2C E-Commerce sales, with digital wallets ranking fourth, comprising a low double-digit share of sales. Additionally, BNPL makes up a low single-digit share of B2C E-Commerce sales in most Latin American countries, despite witnessing significant annual growth, indicating potential in regions with slower adoption of alternative payment methods.

Real-time payments to witness significant growth globally by 2027

Real-time payments are gaining global popularity as a digital cash replacement. Across the world, the volume of real-time payments in Latin America is expected to almost quadruple by 2027, showcasing a growing preference for this online payment type. In the UAE, the number of real-time payment transactions is projected to nearly quadruple in the same period, while Egypt is expected to experience triple-digit CAGR in real-time payment transactions, reflecting tremendous growth. In more developed online payment markets like Asia-Pacific, the forecasted CAGR for real-time payment volume growth in South Korea and China is expected to remain at single-digit and low double-digit percentages by 2027, demonstrating a slower but steady adoption of real-time payments in these regions.


1. Key Takeaways
Key Takeaways of Asia-Pacific Online Payment Methods
Key Takeaways of North America Online Payment Methods
Key Takeaways of Europe Online Payment Methods (1 of 2)
Key Takeaways of Europe Online Payment Methods (2 of 2)
Key Takeaways of Latin America Online Payment Methods
Key Takeaways of MENA Online Payment Methods
2. Management Summary
3. Global Developments
Overview of the Online and Mobile Payment Trends, September 2023
B2C E-Commerce Payment Value, in USD trillion, 2023e & 2027f
Preferred Online Payment Methods For B2C E-Commerce Purchases, in % of Adults, June 2022
Preferred Payment Method When Shopping Online, in % of Respondents, October 2022
Value of Contactless Card Transactions, in USD trillion, 2022e & 2027f
Virtual Card Transaction Value, in USD trillion, 2022e & 2027f
BNPL B2C E-Commerce Sales, in USD billion, 2022e & 2027f
Number of BNPL Users, in millions, 2022e & 2027f
Value of Digital Wallet Transactions, in USD trillion, 2023e & 2028f
Total Number of OEM Pay E-Commerce Transactions, in USD billion, Growth in Transactions, in %, & Average Transaction Volume Per OEM Pay User, in USD, 2026f
Share of OEM Pay E-Commerce Transactions Stemming From Purchases of Digital Goods, in %, 2026f
Top Reasons Why Respondents Are Likely to Abandon Checkout, in % of Adults, June 2022
Most Accessible vs Most Preferred Online Payment Method, in % of Adults, June 2022
Share of Consumers Agreeing With the Following Statements Related to Security of Online Payments, in %, April 2023
Share of Consumers Agreeing With the Following Statements Related to Digital and Mobile Wallets, in %, April 2023
Top Consumer Expectations at Checkout When Making Online Purchases, incl. “Payment Methods”, in % of Respondents, October 2022
QR Code Payment Transaction Value, in USD billion, 2023e & 2028f
Cryptocurrency Payment Value, in USD billion, 2020-2025f
Mobile Money Statistics, incl. Number of Live Services, Registered Accounts, in millions, Active Accounts, in millions, Transaction Volume in millions, and Transaction Value, in USD billion, and Year-on-Year Growth, in %, by Region, 2022
4. Asia-Pacific
4.1. Regional
Overview of the Online and Mobile Payment Trends, September 2023
B2C E-Commerce Payment Value, in USD trillion, 2023e & 2027f
BNPL Payment Value, in USD billion, 2023e & 2028f
4.2. Advanced Markets
4.2.1. Japan
Digital Payment Use, in % of Respondents, 2022
Most Used Payment Methods, in % of Respondents, January 2023
Share of Smartphone Payment Users, in % of Internet Users, February 2022 & February 2023
Breakdown of Attitude Towards Future Use of Mobile Payments, in % of Internet Users, February 2023
Breakdown of Smartphone Payment Service Use, by Number of Services Used, in % of Internet Users, January 2023
Breakdown of Smartphone Payment Use, by Amount of QR Code Payment and Contactless Payment Services, in % of Internet Users, January 2023
Top 5 QR Code Mobile Payment Services, in % of QR Code Mobile Payment Users, January 2023
Top 5 Contactless Mobile Payment Services, in % of Contactless Mobile Payment Service Users, January 2023
Share of Shoppers Using a Mobile Wallet For Last Physical Purchase, in %, Q3 2022
Breakdown of Digital Wallet Use Frequency Among Adults, in %, May 2022
4.2.2. South Korea
B2C E-Commerce Payment Value, in USD trillion, 2022 & 2026f
Breakdown of B2C E-Commerce Payment Methods, in %, 2022
Share of Population That Made a Digital Payment, in %, 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
4.2.3. Australia
Card Payment Value, in USD billion, 2023e & 2027f
BNPL Sales, in AUD billion, FY 2021 & FY 2022
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Share of Shoppers Using a Mobile Wallet For Last Physical Purchase, in %, Q3 2022
4.2.4. New Zealand
BNPL Transaction Value, in USD billion, 2023e & 2026f
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
4.2.5. Singapore
Card Payments Value, in USD billion, 2023e & 2027f
Share of Adults That Made a Digital Payment, in %, 2022
Share of Adults That Used a BNPL Service, in %, Q3 2022
Share of Shoppers Using a Mobile Wallet For Latest Physical Purchase, in %, Q3 2022
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Number of Proximity Mobile Payment Users, in millions, 2022e-2026
Proximity Mobile Payment User Growth, in % of Y-o-Y Change, 2022e-2026f
4.3. Emerging Markets
4.3.1. China
B2C E-Commerce Payments Value, in USD trillion, 2023e & 2027f
Number of Online Payment Users, in millions, and Penetration, in % of Internet Users, June 2021 & June 2022
Online Payment User Penetration, in % of Internet Users, June 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Breakdown of Digital Wallet Use Frequency Among Adults, in %, May 2022
Mobile Wallet Ownership and Usage, in % of Adults, Q2 2022
4.3.2. Taiwan
B2C E-Commerce Payments Value, in USD billion, 2022 & 2026f
Share of Online Shoppers Who Prefer Payment Cards for Online Payments, in %, 2022
Share of Online Shoppers Who Prefer to Use Cash for Online Payments, in %, 2022
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Breakdown of Most Preferred Online Payment Methods, in % of Internet Users, Q3 2022
4.3.3. Hong Kong
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Number of E-Wallet Users, by E-Wallet Provider, in millions, May 2023e
4.3.4. India
B2C E-Commerce Payment Value, in USD billion, 2023e & 2027f
Card Payment Value, in USD billion, 2023e & 2027f
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
Number of Digital Payment Transactions, in billions, FY 2022-23 & FY 2026-27f
Value of Digital Payment Transactions, in INR trillion, FY 2022-23 & FY 2026-27f
Number of BNPL Users, in millions, 2022e & 2027f
Mobile Wallet Payments Value, in USD billion, 2023e & 2027f
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Breakdown of Digital Wallet Use Frequency Among Adults, in %, May 2022
4.3.5. Indonesia
Digital Payment Platform Use, by Digital Payment Platform Type, in % of Internet Users, H1 2022
Digital Wallet and Mobile Banking Use, by Generation, in % of Respondents, H1 2022
Number of Proximity Mobile Payment Users, in millions, 2022e-2026
Proximity Mobile Payment User Growth, in % of Y-o-Y Change, 2022e-2026f
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
4.3.6. Thailand
Share of Online Payments Making Up Total Payment Transactions, in %, 2023e
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Number of Proximity Mobile Payment Users, in millions, 2022e-2026
Proximity Mobile Payment User Growth, in % of Y-o-Y Change, 2022e-2026f
4.3.7. Vietnam
Share of Adults That Made a Digital Payment, in %, 2022
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Share of Adults That Used a BNPL Service, in %, Q3 2022
Number of Proximity Mobile Payment Users, in millions, 2022e-2026
Proximity Mobile Payment User Growth, in % of Y-o-Y Change, 2022e-2026f
4.3.8. Malaysia
Card Payment Value, in USD billion, 2023e & 2027f
Share of Adults Who Own a Mobile Wallet and Have Used It in the Past Year, in %, 2022
Number of Proximity Mobile Payment Users, in millions, 2022e-2026
Proximity Mobile Payment User Growth, in % of Y-o-Y Change, 2022e-2026f
4.3.9. Philippines
Card Payment Value, in USD billion, 2023e & 2027f
Breakdown of Online Payment Methods, in %, 2022e
Number of Proximity Mobile Payment Users, in millions, 2022e-2026
Proximity Mobile Payment User Growth, in % of Y-o-Y Change, 2022e-2026f
5. North America
5.1. Regional
Online Payment Methods Overview and Trends, July 2023
Share of Consumers Agreeing With the Following Statements Related to Digital and Mobile Wallets, in %, April 2023
Share of Payment Methods Used at Least 5 Times Per Month, in % of Consumers, September 2022
Breakdown of Primary Payment Methods For Online and In-Person Purchase of Large Products And Services, in % of Respondents, September 2022
Breakdown of Primary Payment Methods For Online and In-Person Purchases of Small Items, in % of Respondents, September 2022
5.2. USA
Breakdown of Payment Methods Which Consumers Used For Their Most Recent Online Retail Purchase, in % of Consumers, December 2022
Share of Payment Methods Used When Paying For Online Purchases, in % of Respondents, April 2022
Share of Respondents Agreeing With Following Statements Related to Security of Online Payments, in %, April 2022
Share of Consumers Who Adopted Select New Payment Methods in the Past Year, in %, May 2022
Share of Respondents Who Use Two or More Forms of Digital Payments, in %, 2021 & August 2022
Breakdown of Respondents Likely to Use Apple Pay Later Over Other BNPL Services, in %, March 2023
Breakdown of Respondents Likely to Use Apple Pay Later Over Other BNPL Services, by Age Groups, in %, March 2023
Breakdown of Payment Methods Most Commonly Used For Purchases, in % of Population, 2022 & 2023e
Share of Respondents Who Use at Least One E-Wallet or Mobile Payment App For Online vs In-Store Purchases, in %, July 2023
Breakdown of Mobile Payment Apps or E-Wallets Most Commonly Used For Online or In-Store Purchases, in %, July 2023
Breakdown of Main Reasons Among Respondents For Not Using Mobile Payment Solutions More Often, in % of Respondents, July 2023
Share of Consumers Who Anticipate Increasing or Decreasing Their Use of Select Payment Method For Online Purchases in the Next 12 Months, in %, April 2023
Share of Respondents Identifying Top Features That Would Make Them More Comfortable When Making Online Purchases, in %, April 2023
Proximity Mobile Payment Transaction Value, in USD billion, and Year-on-Year Change, in %, 2020-2027f
Mobile Peer-to-Peer Payment Users, in millions, and Penetration Rate, in % of Smartphone Users, 2020-2027f
Share of Adults Who Used a Digital Wallet at Least Once in the Past Month, in %, February 2023
Breakdown of Payment Instruments Used For All Payments, by Age, in % of Respondents, October 2022
BNPL Users, in millions, and Penetration Rate, in % of Internet Users, 2021-2026f
Share of Consumers Who Have Already Used BNPL Services, in %, March 2022 & March 2023
Share of Consumers That Used BNPL Services, by Age Group, in %, March 2023
Most Used BNPL Providers, in % of Consumers, March 2023
Share of Retailers Accepting International Payment Methods Such as Klarna and WeChat, in %, 2022 & 2023e
Top Payment Apps Used For Making Payments, in % of Adults, July 2022
Breakdown of Adults Using Payment Apps For Paying Stating They Have Confidence That Personal Information is Safe From Hackers, in%, July 2022
Share of Consumers That Prefer to Shop at Merchants That Accept Cryptocurrency, by Generation in %, March 2022
Share of Consumers Who Are Very or Extremely Interested in Using Cryptocurrency When Making Purchases from Merchants Offering Discounts, in %, March 2022
Reasons For Not Using Cryptocurrency, in % of Respondents, October 2022
Top Changes in Payment Habits When Making Purchases, incl. “Cryptocurrencies”, in % of Respondents, April 2022
5.3. Canada
Share of Food & Retail Transaction Volume, by Payment Type, in %, 2022e-2024f
Factors That Influence Retailer Selection When Buying Online, incl. “Payments”, in % of Online Shoppers, May 2022
Payment Methods Used in Past For Online Purchases, in % of Respondents, April 2022
Share of Consumers Who Use Prepaid Cards For Online Purchases, in %, April 2023
Reasons for Using Prepaid Cards For Making Online Payments, in % of Respondents, April 2023
Share of Citizens Who Are Worried About Using Their Credit Card Online, in %, April 2023
Top Alternative Payment Methods Used When Making Online Payments, in % of Respondents, April 2023
Satisfaction of Payment Methods Used For Making Online Payments, in % of Respondents, April 2023
6. Europe
6.1. Regional
Overview of Online Payment Market & Trends, July 2023
Payment Methods That Were Used at Least 5 Times a Month, in % of Respondents, September 2022
Breakdown of Digital Wallet Attributes That Respondents Value the Most, in % of Respondents, September 2022
Breakdown of Primary Payment Methods For Online and In-Person Purchase of Large Products and Services, in % of Respondents, September 2022
Breakdown of Primary Payment Methods For Online and In-Person Purchases of Small Items, in % of Respondents, September 2022
Importance of Having the Preferred Payment Method During Domestic or International Online Shopping, in % of Online Shoppers, August 2022
Reasons For Cart Abandonment During Online Shopping, in % of Online Shoppers, August 2022
Breakdown of Number and Value of Online Payments, by Payment Instrument, in % of All Online Payments, June 2022
Breakdown of Online Payments, by Value of Purchase and Payment Instrument, in % of All Online Payments, June 2022
Breakdown of Payment Instruments Used For Online Payments in Terms of Number of Payments, by Countries, in % All Online Payments, June 2022 (1 of 2)
Breakdown of Payment Instruments Used For Online Payments in Terms of Number of Payments, by Countries, in % All Online Payments, June 2022 (2 of 2)
6.2. UK
Number of Proximity Mobile Payment Users, in millions, and Penetration Rate, in % of Smartphone Users, 2020-2026f
Share of In-Store Shoppers Who Used Contactless Cards For Payments vs Those Who Used Digital Wallets, in %, October 2022
Share of Respondents Who Used eCash in the Past 12 Months and Stated It as Their Preferred Online Payment Method, in %, April 2023
Share of Respondents Who Used Peer-to-Peer Payment Apps, in %, 2022
Types of Digital Wallets That Were the Primary Means of Payment, in % of Smartphone Users, September 2022
Value of Online Card Spending and Contactless Card Spending, in GBP million, March 2022–March 2023
Volume of Online Card Payments and Contactless Card Payments, in millions, March 2022–March 2023
Online Payment Methods Used vs Those That Were Preferred, in % of Online Shoppers, April 2022
Share of Online Purchases Paid For Using BNPL Services, in %, January 2022 & January 2023
6.3. Germany
Breakdown of B2C E-Commerce Sales by Payment Methods, in %, 2022
Share of Physical, Contactless and Mobile Transactions, in % of All Card Payment Transactions, 2022
Frequently Used Online Payment Method, in % of Respondents, June 2022
Share of Apple Pay and PayPal Users Who Use the Service Every day or Several Times a Week, in %, June 2022
Most Important Criteria When Choosing Online Payment Method, in % of Respondents, June 2022
Share of Respondents Who Used eCash in the Past 12 Months and Stated It as Their Preferred Online Payment Method, in %, April 2023
Share of Online Shoppers Who Have Used BNPL For Online Shopping, by Age, in %, April 2022
Breakdown of Main Reasons Why Online Shoppers Used BNPL, in %, April 2022
6.4. France
Online Payment Methods Used vs Those That Were Preferred, in % of Online Shoppers, April 2022
Breakdown of the Usage of Digital Wallet, in % of Smartphone Users, September 2022
Most used Digital Wallets, in % of Smartphone Users, September 2022
Share of Respondents Who Used BNPL to Pay For Their Internet Purchases, in %, 2022
Share of Respondents Who Agree Protection of Privacy and Data is a Leading Factor at Checkout, in %, June 2022
6.5. Spain
Most Used Payment Method For Purchases or Online Payments in the Past week, in % of Internet Users, August 2022
Breakdown of Most Used Digital Wallets, in % of Smartphone Users, September 2022
Share of the Top Payment Methods Used For Online Payment, in % of Online Transactions, Q1 2023
6.6. Italy
Value of Digital Payments, in EUR billion, 2021 & 2022
Value of Contactless Payments, in EUR billion, 2021 & 2022
Value of Innovative Payment Methods and Mobile & Wearable Payments Value for In-Store Payments, in EUR billion, 2021 & 2022
Value of Mobile and Wearable Payments for Online Payments, in EUR billion, 2021 & 2022
6.7. Netherlands
Top 3 Payment Methods Used For Online Purchases, in % of Online Purchases April 2023
Share of Preferred Payment Methods At POS, by Generation, in %, December 2022
6.8. Switzerland
Share of Payment Instruments in Face-to-Face Transactions, by Turnover and Volume, in % Total Transactions, November 2022
Share of Payment Instruments in Online Transactions, by Turnover and Volume, in % Total Transactions, November 2022
6.9. Sweden
Preferred Payment Methods Among Respondents, in % of Respondents, March 2022
Preferred Payment Methods Used For E-Commerce, in % of Respondents, March 2022
Share of Access to Mobile Apps For Payments Other Than Swish vs Use of Mobile Apps For Payments Other Than Swish, by Age, in % of Respondents, March 2022
Breakdown of the Use of Contactless Payments, in % of Respondents, October 2022
6.10. Belgium
Number of Online Payments Made via Bancontact or Payconiq, in billions, 2021 & 2022
6.11. Norway
Share of Consumers Who Have Used Invoice vs Installment Payment For E-Commerce Payment, in %, October 2022
6.12. Denmark
Online Payment Methods Used vs Those That Were Preferred, in % of Online Shoppers, April 2022
Preferred Mobile Payment Apps, in % of Respondents, May 2022
6.13. Finland
Share of Consumers Who Have Used Invoice vs Installment Payment For E-Commerce Payment, in %, October 2022
6.14. Austria
Share of Respondents Using Contactless Payment With Debit Card, in %, August 2022
Share of Respondents Using PayPal, in %, August 2022
Share of Respondents Who See Digital Euro as a Replacement of Other Payment Methods, in %, August 2022
Breakdown of Payment Methods Consumers Use Already vs Those They Wish to Use in the Future, in % of Respondents, December 2022
6.15. Russia
Share of Popular vs Preferred Payment Methods Used in B2C E-Commerce, in % of Online Shoppers, 2022
Share of Non-Cash Payments, in % of Total Retail Trade Turnover, Q1 2023
Share of Mir Card, in % of All Card Transactions, Q1 2023
Share of Mir Card, in % of Issued Cards, Q1 2023
6.16. Poland
Types of Payments Used For Online Purchases, in % of Online Shoppers, June 2022
Types of Payments Used For Online Purchases, by Age in % of Online Shoppers, June 2022
Breakdown of Payment Services Most Commonly Used When Shopping Online, in % of Online Shoppers, June 2022
Share of Online Shoppers Who Are Encouraged to Shop Online Due to Availability of Safer Payment Methods, by Age Group, in %, June 2022
Share of Factors Affecting the Selection of a Given Website For Making Online Purchase, incl. Payment Methods, by Age Group, in % of Online Shoppers, June 2022
Top 5 Factors Affecting Online Shoppers‘ Perception of Credibility of a B2C E-Commerce Website When Purchasing For the First Time, incl. Payment Methods, in % of Online Shoppers, June 2022
Problems Encountered When Making B2C E-Commerce Purchases via Mobile, incl. Payment, in % of Mobile Shoppers, June 2022
Share of Respondents Who Used BNPL to Finance Their Purchases, in %, 2022e
6.17. Turkey
Number of Domestic E-Commerce Transactions with Domestic Bank Cards, in millions, and Value, in TRY million, Q1 2022-Q1 2023
Number of Cross-Border E-Commerce Transactions with Domestic Bank Cards, in millions, and Value, in TRY million, Q1 2022-Q1 2023
Number and Value of Contactless Mobile Transactions, in millions, and Value in TRY million,
Q1 2022-Q1 2023
6.18. Portugal
Most Used Payment Method For Purchases or Online Payments in the Past Week, in % of Internet Users, August 2022
Use of Mobile Phone as a Payment Device, by Type of Payment Method, in % of Internet Users, August 222
6.19. Hungary
Share of Payment Methods Available in Online Stores, in % of Online Stores, 2023e
6.20. Ukraine
Share of Non-Cash Transactions Using Payment Cards, in % of Total Volume of Transactions With Payment Cards, January 2022 & May 2022
Share of Contactless and Tokenized Payment Cards, in % of All Active Cards, January 2022 & May 2022
Share of Contactless Cards, in % of Active Payment Cards, December 2022
Number and Value of Card Payments and Contactless Payments, in millions & Value in UAH billion, May-December 2022
6.21. Bulgaria
Share of Payment Methods Used When Paying For Online Purchases, in % of Respondents, April 2022
Share of Respondents Agreeing With Following Statements Related to Security of Online Payments, in %, April 2022
6.22. Croatia
Breakdown of Payment Methods Used For Making Online Payments, in % of Consumers, October 2022
7. Latin America
7.1. Regional
Online & Mobile Payment Trends, October 2023
Breakdown of B2C E-Commerce Sales, by Payment Methods, in %, 2022e
Breakdown of Payment Methods Used for Streaming and Digital Goods Purchases, in %, 2022e
Breakdown of Online Travel Payments Volume, by Payment Method, in %, 2022e
Card Ownership in Select Countries, by Card Type, in % of Internet Users, 2021 & August 2022
Real-Time Payments Volume, in billions, 2022 & 2027f
Real-Time Payments Share of Total Electronic Payments, in %, 2022 & 2027f
7.2. Brazil
Breakdown of B2C E-Commerce Sales, by Payment Methods, in %, 2022e
B2C E-Commerce Payment Volume, by Payment Method, in USD billion, and Year-on-Year B2C E-Commerce Payment Method Growth, in %, 2022e
Share of Adults That Made a Digital Payment, in %, 2022
Value of Overall Card Payments, in BRL trillion, 2021 & 2022
Value of Debit and Credit Card Payments, in BRL billion, 2021 & 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
7.3. Mexico
Breakdown of B2C E-Commerce Sales, by Payment Methods, in %, 2022e
B2C E-Commerce Payment Volume, by Payment Method, in USD billion, and Year-on-Year B2C E-Commerce Payment Method Growth, in %, 2022e
Share of Adults That Made a Digital Payment, in %, 2022
Share of Adults Who Have a Mobile Wallet And Have Used It in the Past Year, in %, 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
7.4. Argentina
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
Share of Adults That Made a Digital Payment, in %, 2022
Share of Adults That Made a Digital Payment, in %, 2022
Number of Real-Time Payment Transactions, in millions, 2022 & 2027f
7.5. Colombia
Breakdown of B2C E-Commerce Sales, by Payment Method, in %, 2022e
B2C E-Commerce Payment Volume, by Payment Method, in USD billion, and Year-on-Year B2C E-Commerce Payment Method Growth, in %, 2022e
Share of Adults That Made a Digital Payment, in %, 2022
Number of Real-Time Payment Transactions, in millions, 2022 & 2027f
7.6. Chile
Breakdown of B2C E-Commerce Sales, by Payment Methods, in %, 2022e
B2C E-Commerce Payment Volume, by Payment Method, in USD billion, and Year-on-Year B2C E-Commerce Payment Method Growth, in %, 2022e
Share of Adults That Made a Digital Payment, in %, 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
7.7. Dominican Republic
Share of Adults That Made a Digital Payment, in %, 2022
Breakdown of Bank Card Operations Volume, by Channel, in %, August 2022 & August 2023
Breakdown of Bank Card Operations Value, by Channel, in %, August 2022 & August 2023
Number of Internet Banking Users, in millions, 2020-2022
7.8. Peru
Breakdown of B2C E-Commerce Sales, by Payment Method, in %, 2022e
B2C E-Commerce Payment Volume, by Payment Method, in USD billion, and Year-on-Year B2C E-Commerce Payment Method Growth, in %, 2022e
Share of Adults That Made a Digital Payment, in %, 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
8. Middle East & Africa
8.1. Regional
Online & Mobile Payment Trends, October 2023
Share of Mobile Commerce Making Up Total Online Transaction Value, in %, 2025f
Share of Digital Wallets Making Up Total Online Spending, in %, 2023e
Real-Time Payments Volume, in billions, 2022 & 2027f
Real-Time Payments Share of Total Electronic Payments, in %, 2022 & 2027f
Mobile Money Statistics in Africa, incl. Number of Live Services, Registered Accounts, in millions, Active Accounts, in millions, Transaction Volume in millions, and Transaction Value, in USD billion, and Year-on-Year Growth, in %, by Sub-Region, 2022
Electronic Payment Revenue Breakdown, by Payment Method, in %, 2025f
Revenue From Electronic Payments, in USD billion, 2025f
Total Funding Raised by African Tech Startups, in USD billion, 2021 & 2022
Startups Funding, by Sector, in USD million, 2022
8.2. UAE
Share of Adults That Made a Digital Payment, in %, 2022
Digital Payment Transaction Value, in USD billion, 2021* & 2031f
Number of Real-Time Payment Transactions, in millions, 2022 & 2027f
8.3. Saudi Arabia
Share of Adults That Made a Digital Payment, in %, 2022
Breakdown of B2C E-Commerce Payment Methods, in %, 2022
Card Payments Market Size, in USD billion, 2023e & 2027f
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
8.4. Israel
Share of Adults That Made a Digital Payment, in %, 2022
Breakdown of Online Payments Used For Online Purchases, in %, 2022e
Share of Adults That Used a BNPL Service, in %, Q3 2022
8.5. Jordan
Share of Adults That Made a Digital Payment, in %, 2022
BNPL Use, in % of Respondents, July 2022
Number of Digital Payment Users, by Select Digital Payment Type, in millions, August 2023
Number of Digital Payment Transactions, by Select Digital Payment Type, in millions, August 2023
8.6. South Africa
Digital Payments Value, in USD billion, 2022 & 2027f
Breakdown of Online Payment Methods, in %, 2022
Share of Adults That Made a Digital Payment, in %, 2022
Share of Adults That Have a Mobile Money Account, in %, 2022
Share of Adults That Used a BNPL Service, in %, Q3 2022
8.7. Egypt
Share of Adults That Made a Digital Payment, in %, 2022
Number of Digital Wallets, in millions, Q2 2022* & Q3 2022
Number of Online Transactions Carried Out Using Digital Wallets, in millions, Q2 2022* & Q3 2022
Number of Real-Time Payment Transactions, in millions, 2022 & 2027f
Value of Fawry’s Revenue, in EGP million, 2021 & 2022
BNPL Use, in % of Respondents, July 2022
8.8. Nigeria
Share of Adults That Made a Digital Payment, in %, 2022
Number of Real-Time Payment Transactions, in billions, 2022 & 2027f
Share of Mobile Money Account Owners, in % of Adults, 2022
Mobile Money Users Who Made a Merchant Payment Online, by Gender, in %, 2022
Electronic Payment Transactions, incl. Number, in millions, and Value, in NGN billion, by Type, 2022
8.9. Morocco
Share of Adults That Made a Digital Payment, in %, 2022
Breakdown of Online Payments Methods, in %, 2022
Number of Online Transactions Made with Bank Cards, in millions, and Value, in MAD billion, by Domestic Credit Cards and Domestic and Foreign Cards (Total), January 2019 - September 2022
8.10. Kenya
Share of Adults That Made a Digital Payment, in %, 2022
Mobile Money Users Who Made a Merchant Payment in a Physical Shop vs Online, in %, 2022
Mobile Money Users Who Made a Merchant Payment Online, by Gender, in %, 2022
Mobile Payment Statistics, incl. Number of Transactions, in Millions, Value of Transactions, in KES Billion, Number of Accounts, in Millions, and Number of Agents, in Thousands, 2012-2022

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