Category: Mortgages & Financing
Europe Mortgages & Financing
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Consumer Credit in Spain
... and businesses alike have enjoyed the relatively regulation-free space of BNPL, however, in 2023, the European Commission updated regulations around consumer credit to reflect the increased use of alternative and digital credit options, such as ... Read More
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Consumer Lending in Portugal
... even with high interest rates. In auto lending, second hand cars continued to drive demand with contracts for new cars losing share over the review period. Maximum interest rates determined by the Bank of Portugal ... Read More
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Consumer Lending in Norway
... is beginning to feel the positive effects of falling inflation. In 2024, both gross lending and outstanding balances increased at a steady pace buoyed by improved levels of consumer confidence. Gross lending is expected to ... Read More
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Consumer Lending in Poland
... by consumption and public spending. Unemployment levels were low, and there was a further increase in real estate prices. Euromonitor International's Consumer Lending in Poland report establishes the size and structure of the market for ... Read More
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Consumer Lending in France
... is observed in both housing mortgage housing and in consumer credit. In September 2024, the best available rates for consumer credit included 0.9% over 12 months, 8% over 36 months and 6.4% over 72 months, ... Read More
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Equity Release Mortgage Clubs (UK) - Industry Report
... failure • Seek out the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Equity Release Mortgage Clubs (UK) report will ... Read More
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Mortgage Advisers (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Mortgage Advisers (UK) report will tell you the companies that have ... Read More
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Actuarial Consulting Services in the UK - Industry Market Research Report
... consulting. Actuarial consulting services are sought after by businesses across all sectors of the economy, providing firms with a steady demand and limiting revenue volatility. Revenue in the Actuarial Consulting Services is expected to swell ... Read More
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Mortgage Brokers in the UK - Industry Market Research Report
... to £2 billion. Growth has been driven by rising residential property transactions stimulated by government initiatives and rising house prices. However, mortgage brokers have faced numerous challenges, including downward pricing pressures from upstream lenders and ... Read More
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United Kingdom (UK) Term Assurance Distribution Dynamics 2023
... policy and reveals the most popular providers in the market. New trends and innovations are highlighted, as well as the key factors that will influence the term assurance insurance market over the next few years. ... Read More
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Consumer Lending in Germany
... ongoing geopolitical tensions and inflationary pressures. Despite these challenges, gross lending value in consumer credit showed resilience, particularly in the mortgage/housing sector. This sector’s resilience was largely attributable to the real estate market’s stability, histor... ... Read More
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Consumer Lending in Austria
... the energy crisis broke out in 2022 and the war in Ukraine began. The European Central Bank’s key interest rate sat at historic lows of 0% for years, but saw a total of ten increases ... Read More
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Consumer Lending in Greece
... by the Russian invasion of Ukraine (with its effects fully realised in 2023), and a significant spike in interest rates have collectively impeded the pace of growth. Both banks and consumers have adopted a more ... Read More
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Consumer Lending in Hungary
... in disposable incomes due to high inflation has compelled Hungarians to reassess their budgets and reconsider their plans for significant expenses such as moving house, home renovation projects, and purchasing cars or other expensive durables. ... Read More
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Consumer Lending in Italy
... as high inflation rates, increasing ECB interest rates and high energy prices served to erode consumer confidence, as well as disposable incomes. Euromonitor International's Consumer Lending in Italy report establishes the size and structure of ... Read More
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Consumer Lending in Romania
... the Russian invasion of Ukraine has collectively dampened Romanians' enthusiasm for consumer loans in 2023. Meanwhile, the escalating living costs have driven a significant surge in card lending as consumers seek to cover daily expenses, ... Read More
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Consumer Lending in Sweden
... August 2022, the annual inflation rate soared to almost 10%, the highest in more than 30 years. With the prices of essential commodities such as electricity, fuel and food continuing to rise, as well as ... Read More
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Consumer Lending in the United Kingdom
... prices drove inflation in 2022, they have been gradually decreasing in 2023, and what is now driving continued high inflation is the country’s dramatic increase in the prices of food and non-alcoholic beverages. Nevertheless, consumer ... Read More
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Consumer Lending in Spain
... rates four times during 2022 and 2023, resulting in rising interest rates on mortgages and consumer credit. Euromonitor International's Consumer Lending in Spain report establishes the size and structure of the market for ATMs cards, ... Read More
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United Kingdom (UK) Protection Insurance - Term Assurance Market
... premiums. It examines how term assurance products are distributed and highlights key changes in the competitive landscape, as well as the propositions of the key market players. The value of claims is also assessed. It ... Read More
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United Kingdom (UK) Term Assurance Distribution Dynamics and Future Market, 2022 Update
... factors that will influence the market over the next few years. The proportion of customers visiting a price comparison website (PCW) to purchase non-mortgage-related term assurance policies increased by 0.3pp in 2022. Close to a ... Read More
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Consumer Lending in France
... purchases, primarily electronic and consumer appliances, home and garden, and media and educational games. Within this, the up-spending on items and refurbishment for the home has benefitted specialised card agencies. Euromonitor International's Consumer Lending in ... Read More
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Consumer Lending in the Czech Republic
... during the first two years of the pandemic when they were under greater stress and uncertainty. For instance, consumers are increasingly investing and seeking consumer lending for education and cars. Meanwhile, card lending continues to ... Read More
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Germany Retail Lending - Market Summary, Competitive Analysis and Forecast, 2017-2026
... forecast to 2026). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile covers the mortgage and ... Read More
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