Debit Cards Market Research Reports & Industry Analysis
Debit cards have become so widespread they have almost replaced checks and are even increasingly used in place of cash. Debit cards are used quite often to make purchases over the internet or via telephone, similar to a credit card. However, debit cards are different from credit cards in that the funds are immediately transferred rather than paid back at a future date.
Another feature of debit cards is that they are used at an automated teller machine or ATM to withdraw money from a bank account. Also, some merchants will allow customers making purchases with a debit card to get “cash back” or withdraw money from their account as well.
One significant difference between using a debit card at a point of purchase is the necessity of a PIN or personal identification number. This is required for security purposes when withdrawing money from an ATM or making a purchase at a merchant. A benefit of using a debit card over a credit card is the lack of extra charges. While a credit card may charge high fees and have interest rates, a debit card allows a user to make transactions at virtually no charge.
Debit Cards Industry Research & Market Reports
-
Pre-Paid Cards in Portugal
... the early forecast period at least, meaning less pressure on prices and greater growth in terms of available income. Euromonitor International's Pre-Paid Card Transactions in Portugal report establishes the size and structure of the market ... Read More
-
Financial Cards and Payments in Portugal
... accelerated, largely due to contactless technology and the adoption of smartphones as payment devices. Despite still having a reduced weight in the total number of operations, instant transfers also gained traction in 2024. The average ... Read More
-
Consumer Lending in Canada
... unrealistic until the later months of 2024 and into 2025. The country is suffering a severe housing shortage, and as such many Canadians have also been faced with challenges associated with finding housing while having ... Read More
-
Pre-Paid Cards in Canada
... to make transactions and payments. With the continued trend of consumers moving away from cash and cheques, pre-paid options arise as viable, simple and cheap solutions for those who do not have credit cards. In ... Read More
-
Debit Cards in Norway
... growth in transaction spend, which slowed compared to recent years. The number of debit cards in circulation reached a record level during 2024 following strong volume growth over the review period. Much of the adult ... Read More
-
Financial Cards and Payments in Canada
... somewhat, the Bank of Canada has cut rates more than once during 2024. While this has undermined the attractiveness of debit and savings accounts, it has proved a plus for credit card holders in the ... Read More
-
Consumer Credit in Egypt
... it is among the best out of peer countries. This allows for further growth in the consumer credit industry, both through bank credit and through consumer financing credit, as individuals now opt for financing for ... Read More
-
Debit Cards in Poland
... to ensure that customers can pay onsite – mandatory regarding business premises and in vehicles providing passenger transport services. Players must also record sales through cash registers. Euromonitor International's Debit Card Transactions in Poland report ... Read More
-
Financial Cards and Payments in the Netherlands
... take-up of contactless card payments and digital wallets. Indeed, contactless payments make up the majority of checkout/till-based payments, with consumers seeing this as a safe and convenient way to pay. Euromonitor International's Financial Cards and ... Read More
-
Debit Cards in the Netherlands
... are also seeing a slowdown in the average transaction amount in debit card spending, in line with the increasing transaction volume. This is indicative of smaller but more frequent transactions, as consumers use debit cards ... Read More
-
Pre-Paid Cards in the Netherlands
... the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number ... Read More
-
Pre-Paid Cards in Norway
... the unbanked population who have no access to mainstream cards, notably debit cards. Given the high banked population in Norway, pre-paid cards do not play exactly the same role as other countries with less advanced ... Read More
-
Financial Cards and Payments in Poland
... transactions. Companies demand the same – simpler, more efficient and intuitive solutions that help them manage business more effectively. Digitalisation continues to progress, with more and more consumers using digital services to pay for goods ... Read More
-
Financial Cards and Payments in Norway
... fluctuations in recent years. Current value growth witnessed a more positive trend due to pent up demand for experiences and travel, although sales were elevated by higher inflation. The weak NOK has also made cross ... Read More
-
Debit Cards in Egypt
... use of debit cards in Egypt to the Egyptian Pound (EGP). This means that Egyptian debit cards can no longer be used outside of Egypt or for foreign currency transactions. The move aims to reduce ... Read More
-
Pre-Paid Cards in Egypt
... alongside the Ministry of Communications and Information Technology (MCIT), the Ministry of Supply and Internal Trade, and the Universal Health Insurance Authority, have launched the project of a single government services pre-paid card in Port ... Read More
-
Debit Cards in Canada
... have been transferred to RBC, new chequing accounts have been opened and new debit cards have been issued for each new client. While the acquisition has not had a big impact on total number of ... Read More
-
Pre-Paid Cards in Poland
... globally, with potential for further growth. In 2024, the fintech implemented the first advertising campaign Bank ludzi Revolutnych (Revolut people’s bank) made especially for the Polish market. The campaign aims to reach new groups of ... Read More
-
Revenue Forecasts to (2031) and Analytics for the Credit & Debit Card Issuing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522210
... Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522210 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Credit & Debit Card Issuing Industry (U.S.) ... Read More
-
Debit Cards in France
... further increase in the unit prices of debit cards – just one year after the government’s demand for price moderation, French banks increased their prices in 2024. For the customer, this translated into higher account ... Read More
-
Pre-Paid Cards in France
... revival of travel and commuting. 2023 - the first year without pandemic-related restrictions - coincided with the comeback of domestic and inbound tourism, in Paris in particular, with traffic returning to the French motorways, railway ... Read More
-
Financial Cards and Payments in France
... growth for current value sales. Inflation and price hikes have significantly impacted development within financial cards over 2023 and 2024. While inflation was still relatively high in 2023, it subsided somewhat in 2024 though unit ... Read More
-
Consumer Credit in France
... 2024, the best consumer credit rates were 0.9% over 12 months, 8% over 36 months and even 6.37% over 72 months, for financing personal projects. While new uses of credit are driving the market, inflation ... Read More
-
Pre-Paid Cards in Indonesia
... year’s record number of homecoming travellers, with holidays and increased toll tariff prices also helping – particularly those along the Trans Java toll road. Euromonitor International's Pre-Paid Card Transactions in Indonesia report establishes the size ... Read More
-
Debit Cards in Indonesia
... of QR codes in retail channels and consumer foodservice channels, for example. Local consumers are increasingly drawn to the convenience offered by digital transactions and cashback, points and other promotions available through digital wallets. Euromonitor ... Read More
Research Assistance
