Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Payday Lending and Money Transfers - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... in-depth assessments of the industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns ... Read More
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Global Community Banking Market 2024-2028
... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More
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Embedded Finance Market Size, Share, Growth Analysis, By Type (embedded payments, embedded lending, embedded insurance, embedded wealth management), Business Model, Industry (retail & eCommerce, healthcare) - Global Forecast to 2029
... estimated at USD 112.6 billion in 2024 to USD 237.4 billion by 2029, at a Compound Annual Growth Rate (CAGR) of 16.1%. Embedded finance improves access to financial products by including them in non-financial environments. ... Read More
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Asset-Based Lending Global Market Opportunities And Strategies To 2033
... Interest Type: Fixed Rate; Floating Rate5) By End-User: Large Enterprises; Small And Medium-Sized EnterprisesCovering: Banco Santander S.A; BNP Paribas; Sumitomo Mitsui Banking Corporation; JPMorgan Co. & Chase; Royal Bank of Canada Asset-Based Lending Global Market ... Read More
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Debt Collection Agencies in the UK - Industry Market Research Report
... card companies, where a service fee is charged on debt collected, and debt portfolio acquisition, where an agency buys a ledger or portfolio of debts at a discount and collects on these debts. Revenue is ... Read More
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Global Payday Loans Market 2024-2028
... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More
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Global Personal Loans Market 2024-2028
... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More
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Credit Reporting and Debt Collection Services in New Zealand - Industry Market Research Report
... trading conditions in recent years, with a range of factors influencing their performance. These factors include the unemployment rate, housing transfer numbers, insolvency volumes, consumer and business debt amounts and their ability to meet debt ... Read More
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Microfinance
... of 12.3% over the analysis period 2023-2030. Banks Institution Type, one of the segments analyzed in the report, is expected to record a 13.2% CAGR and reach US$295.5 Billion by the end of the analysis ... Read More
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Consumer Credit
... at a CAGR of 6.4% over the analysis period 2023-2030. The U.S. Market is Estimated at US$3.3 Billion While China is Forecast to Grow at 9.8% CAGR The Consumer Credit market in the U.S. is ... Read More
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First Capital Bank Ltd - Company Profile and SWOT Analysis
... structure, operation, SWOT analysis, product and service offerings and corporate actions, providing a 360˚ view of the company. Key Highlights First Capital Bank Ltd (FCB), formerly Barclays Bank of Zimbabwe Limited, is a provider of ... Read More
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Global Digital Wallet Market: Trends, Innovations and Opportunities
... term focus includes cross-border transactions and card-to-QR payment, while mid-to-long term priorities cover personalisation and biometric-powered payment without phones. The report also identifies key wallets-as-a-service providers for building digital wallets, recommendations are given for vendor ... Read More
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Charting New Value for Digital Lending with AI
... entire digital lending value chain. A significant emphasis is placed on using alternative data for credit scoring, enabling banks to cater to underserved segments, such as small and medium-sized enterprises (SMEs). Real-world examples, including an ... Read More
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Global Factoring Market 2024-2028
... holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest trends and ... Read More
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Global Loan Servicing Software Market 2024-2028
... loan servicing software market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current ... Read More
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Neobanking Market Assessment, By Account Type [Savings Account, Business Account], By Application [Enterprises, Personal, Others], By Service [Mobile Banking, Payments and Money Transfers, Checking/Savings Account, Loans and Insurance, Investments, Others], By Region, Opportunities and Forecast, 2017-2031F
... 2017-2031F Global neobanking market is projected to witness a CAGR of 31.38% during the forecast period 2024-2031, growing from USD 85.51 billion in 2023 to USD 759.05 billion in 2031. Factors such as reduction in ... Read More
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Microfinance Market by Services (Group & Individual Micro Credit, Insurance, Leasing), Providers (Banks, Non-Banks) - Global Forecast 2024-2030
... 204.01 billion in 2024, at a CAGR 10.65% to reach USD 377.10 billion by 2030. Microfinance or microcredit is a banking service offered to unemployed or low-income individuals without access to other financial services. This ... Read More
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India Microfinance Market
... Financial Corporation, Others) – Covid-19 Impact Analysis, Post Covid Analysis, Opportunities, Trends And Forecast From 2021 to 2034 The India Microfinance market was valued at $34.66 Billion in 2023 and is anticipated to grow at ... Read More
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Japan Home Equity Lending Market Overview, 2029
... real estate market has been portrayed by excessive costs, restricted land accessibility, and a social inclination for leasing as opposed to possessing homes. In late many years, there has been a shift towards homeownership, driven ... Read More
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Investment Banking Market Assessment, By Type [Mergers and Acquisitions, Equity Capital Markets, Debt Capital Markets, Syndicated Loans], By Enterprise Size [Large Enterprises, Small and Medium Enterprises], By End-user [Investors, Corporate Institutions, Banks, Others], By Region, Opportunities and Forecast, 2017-2031F
... Opportunities and Forecast, 2017-2031F Global investment banking market is projected to witness a CAGR of 7.58% during the forecast period 2024-2031, growing from USD 115.48 billion in 2023 to USD 207.19 billion in 2031. The ... Read More
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Digital Lending Market, By Offering (Solutions and Services), By Deployment Mode (Cloud and On-Premises), By End user (Banks, Credit Unions, NBFCs), By Geography (North America, Europe, Asia Pacific, Latin America, Middle East and Africa)
... lending refers to consumer and small business loans that are applied and processed online through digital platforms, thus, allowing borrowers to access funds quickly through alternative lending channels. Over the past few years, digital lending ... Read More
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Core Banking Software Market Size, Share, and Analysis, By Solution (Deposits, Loans, Enterprise Customer Solution, Others), By Service (Professional Service and Managed Service), By Deployment (Cloud, On-premise, SaaS/Hosted, and Licensed), By Banking Type (Large Banks, Midsize Bank, Small Banks, Community Banks, Others), By End-User (Financial Institutions, Retail Banking, Treasury, Corporate Banking, Others), and By Region (North America, Europe, Asia-Pacific, And Rest of the World) And Regional Forecast 2024-2034
... Midsize Bank, Small Banks, Community Banks, Others), By End-User (Financial Institutions, Retail Banking, Treasury, Corporate Banking, Others), and By Region (North America, Europe, Asia-Pacific, And Rest of the World) And Regional Forecast 2024-2034 Core Banking ... Read More
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Global Microfinance Market
... Financial Corporation, Others) And By Geography – Covid-19 Impact Analysis, Post Covid Analysis, Opportunities, Trends And Forecast From 2021 to 2034 The global Microfinance market was valued at $251.63 Billion in 2023 and is anticipated ... Read More
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2024 Global Forecast for Debt Collection Software Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... The product or service category is within the NAICS Computer Systems Design Services industry. The product or service category is within the NAICS Computer Systems Design Services industry. The global market is expected to increase ... Read More
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Document Preparation, Call Centers, Collection Agencies and Other Business Support Services (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2030, NAIC 561400
... Industry (U.S.): Analytics, Extensive Financial Metrics, Benchmarks Against Averages and Top Companies Within Its Industry, and Revenue Forecasts to 2030, NAIC 561400 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that ... Read More
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