Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Retail Banking Market Assessment, By Service [Saving Account, Current Account, Debit Card, Credit Card, Loan, Others], By Type [Public Sector Banks, Private Sector Banks, Foreign Banks, Community Development Banks, Non-banking Financial Companies], By End-user [Individuals, Corporate], By Region, Opportunities and Forecast, 2017-2031F
... Corporate], By Region, Opportunities and Forecast, 2017-2031F Global retail banking market is projected to witness a CAGR of 6.57% during the forecast period 2024-2031, growing from USD 1972 billion in 2023 to USD 3280.03 billion ... Read More
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Peer to Peer Lending Market, By Investor (Individuals, Institutional Investors, and Others (Wealth Management Firms, Family Offices, etc.)), By Platform Type (Lending Platforms, Equity-based Crowdfunding Platforms, Invoice Trading Platforms, and Others (Donation-based, Reward-based, etc.)), By End User (Retail Investors, Small and Medium Enterprises (SMEs), Startups, and Others (Individuals, Large Enterprises, etc.)), By Geography (North America, Latin America, Asia Pacific, Europe, Middle East, and Africa)
... End User (Retail Investors, Small and Medium Enterprises (SMEs), Startups, and Others (Individuals, Large Enterprises, etc.)), By Geography (North America, Latin America, Asia Pacific, Europe, Middle East, and Africa) Peer to Peer Lending refers to ... Read More
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Global Peer to Peer (P2P) Lending Market 2024-2028
... a CAGR of 39% during the forecast period. The report on the peer to peer (p2p) lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor ... Read More
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2024 Global: Consumer Credit Market - Innovative Markets Forecast (2030) report
... 2019 through 2030. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2019 to 2030 using regression ... Read More
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2024 Global: Digital Lending Market - Innovative Markets Forecast (2030) report
... 2019 through 2030. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2019 to 2030 using regression ... Read More
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Credit Bureaux & Rating Agencies in the UK - Industry Market Research Report
... compound annual rate of 3.5% over the five years through 2023-24 to £2.4 billion. Brexit significantly impacted the industry as credit bureaux and rating agencies were forced to reorganise or split off EU operations and ... Read More
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Digital Lending Platform Market Report by Type (Loan Origination, Decision Automation, Collections and Recovery, Risk and Compliance Management, and Others), Component (Solutions, Services), Deployment Model (On-premises, Cloud-based), Industry Vertical (Banks, Insurance Companies, Credit Unions, Savings and Loan Associations, Peer-to-Peer Lending, and Others), and Region 2024-2032
... and Loan Associations, Peer-to-Peer Lending, and Others), and Region 2024-2032 The global digital lending platform market size reached US$ 11.6 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 34.3 Billion ... Read More
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Global Lending IT Services Market Growth (Status and Outlook) 2024-2030
... banks, credit unions, mortgage companies, and fintech companies. These services encompass various aspects of the lending process, from loan origination and processing to underwriting, servicing, and compliance. The global Lending IT Services market size is ... Read More
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Pawnbrokers (UK) - Industry Report
... attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Pawnbrokers (UK) report will tell you the companies that have a declining financial ... Read More
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Pawn Shops in the UK - Industry Market Research Report
... through 2023-24 to reach £355 million. Weak growth in real-household disposable income raised the demand for short-term loans at the beginning of the period. The introduction of tighter lending standards for unsecured loans has also ... Read More
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Payday Lenders (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Payday Lenders (UK) report will tell you the companies that have ... Read More
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Debt Collection Agencies (UK) - Industry Report
... Seek out the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Debt Collection Agencies (UK) report will tell you the ... Read More
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Bridging Finance (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Bridging Finance (UK) report will tell you the companies that have ... Read More
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Debt Management (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Debt Management (UK) report will tell you the companies that have ... Read More
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Loans (UK) - Industry Report
... attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Loans (UK) report will tell you the companies that have a declining financial ... Read More
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Debt Collection Software
... by 2030, growing at a CAGR of 8.2% over the analysis period 2023-2030. Debt Collection Software, one of the segments analyzed in the report, is expected to record a 7.7% CAGR and reach US$4.6 Billion ... Read More
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Business Loans (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Business Loans (UK) report will tell you the companies that have ... Read More
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2024 Global Forecast for Consumer Credit Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments ... Read More
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2024 Global Forecast for Digital Lending Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments ... Read More
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Global Home Equity Lending Market 2024-2028
... forecast period. The report on the home equity lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers ... Read More
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Digital Lending Market – Global Industry Size, Share, Trends, Opportunity, and Forecast, Segmented By Component (Solution v/s Service), By Deployment Mode (On-Premise v/s Cloud), By Business Model (Customer Driven v/s Staff Driven), By End Users (BFSI, Insurance, Credit Unions, Peer-to-Peer Lenders, Retail Banking, Others), By Region & Competition, 2019-2029F
... (BFSI, Insurance, Credit Unions, Peer-to-Peer Lenders, Retail Banking, Others), By Region & Competition, 2019-2029F Global Digital Lending Market was valued at USD 9.4 Billion in 2023 and is anticipated to project robust growth in the ... Read More
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Global Micro Lending Market 2024-2028
... report on the micro lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding ... Read More
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Global Merchant Banking Services Market 2024-2028
... forecast period. The report on the merchant banking services market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers ... Read More
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Global Embedded Banking Market Size study, by Type (Payment Processing, Lending, Contactless Payment, Wealth Management, Others), by Industry Vertical (Retail and E-commerce, Transportation and Logistics, Healthcare, Media and Entertainment, Others) and Regional Forecasts 2022-2032
... Embedded Banking Market was valued at approximately USD 17.06 billion in 2023 and is anticipated to grow with a remarkable compound annual growth rate CAGR of 23.89% over the forecast period from 2024-2032. Embedded banking ... Read More
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Global Debt Financing Market 2024-2028
... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More
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