Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
-
2025 U.S. Mortgage & Non-Mortgage Loan Brokers Industry-Industry & Market Report
... and demographics (NAICS 52231). The report features 2025 current and 2026 forecast estimates on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Written ... Read More
-
Credit Unions in the US - Industry Market Research Report
... 2022, the industry experienced growth, stemming from increased membership and rising interest rates throughout the majority of the period. As macroeconomic conditions improved through 2019, industry operators benefited from increased consumer borrowing, especially as interest ... Read More
-
Loan Administration, Check Cashing & Other Services in the US - Industry Market Research Report
... highly dependent on the health of the housing market and throughout the current period its continued expansion amid low interest rates and increasing per capita disposable income created demand for industry operators. The servicing operations ... Read More
-
2024 Installment Credit Services Global Market Size & Growth Report with Updated Analysis & Forecasts
... 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth ... Read More
-
2024 Debt Recovery and Collection Services Global Market Size & Growth Report with Updated Analysis & Forecasts
... growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The ... Read More
-
2024 Consumer Credit Counseling and Credit Repair Services Global Market Size & Growth Report with Updated Analysis & Forecasts
... covers market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for ... Read More
-
Global Debt Settlement Market 2024-2028
... provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest ... Read More
-
2024 Home Equity Loans Global Market Size & Growth Report with Updated Analysis & Forecasts
... 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth ... Read More
-
2024 Unsecured Loans to Consumers Global Market Size & Growth Report with Updated Analysis & Forecasts
... share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The historical data ... Read More
-
2024 Government Rating Services Global Market Size & Growth Report with Updated Analysis & Forecasts
... 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth ... Read More
-
2024 Secured Or Guaranteed Home Loans to Consumers Global Market Size & Growth Report with Updated Analysis & Forecasts
... covers market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 195 countries. Figures are from 2012 through 2023, with forecasts for ... Read More
-
Credit Agencies in Australia - Industry Market Research Report
... individuals' and businesses' improved capacity for taking on new debt and investing in assets. On the other hand, client companies tend to need more extensive credit checks on customers and businesses when economic conditions take ... Read More
-
Innovations in Lending 2024
... shifts in customer behavior towards different types of loans including BNPL, mortgages, digital lenders, and credit cards. The lending landscape has evolved over the years, moving away from traditional, manual processes to automated, technology-driven solutions. ... Read More
-
2024 Payday and Consumer Lending Global Market Size & Growth Report with Updated Recession Risk Forecasts
... across 4 global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies in the Payday and ... Read More
-
2024 Collection Agencies Global Market Size & Growth Report with Updated Recession Risk Forecasts
... 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies in the Collection Agencies industry combined with country ... Read More
-
2024 Loan Brokers Global Market Size & Growth Report with Updated Recession Risk Forecasts
... 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies in the Loan Brokers industry combined with country ... Read More
-
2024 Auto Leasing, Loans and Sales Financing Global Market Size & Growth Report with Updated Recession Risk Forecasts
... growth, and regional share across 4 global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies ... Read More
-
2024 Secondary Market Financing Global Market Size & Growth Report with Updated Recession Risk Forecasts
... global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies in the Secondary Market Financing industry ... Read More
-
2024 Real Estate Loans Global Market Size & Growth Report with Updated Recession Risk Forecasts
... global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies in the Real Estate Loans industry ... Read More
-
2024 Payday Lending and Money Transfers Global Market Size & Growth Report with Updated Recession Risk Forecasts
... regional share across 4 global regions, 22 subregions, and 195 countries. Historical data is from 2012 through 2023, with forecasts for 2024 and 2028. The historical data utilizes in-depth survey results from companies in the ... Read More
-
Small Personal Loans Market By Type (P2P Marketplace Lending, Balance Sheet Lending) , By Age (Less than 30 years, 30-50 years, More than 50 years) By Distribution Channel (Banks, Credit Unitions, Online Lenders, Peer-to-peer Lending) : Global Opportunity Analysis and Industry Forecast, 2024-2032
... : Global Opportunity Analysis and Industry Forecast, 2024-2032 The small personal loans market was valued at $31.3 billion in 2023, and is projected to reach $158.7 billion by 2032, growing at a CAGR of 20.1% ... Read More
-
KSA Lending Market Outlook to 2029
... diversify the economy and reduce dependence on oil revenue. The expansion of the private sector and the increasing demand for credit, particularly in real estate and consumer lending, have been significant growth drivers. Market is ... Read More
-
Buy Now Pay Later Global Market Opportunities And Strategies To 2033
... Leisure And Entertainment; RetailCovering: Block, Inc.; Affirm Holdings Inc.; PayPal Holdings Inc.; Klarna Bank AB; Mastercard Incorporated Buy Now Pay Later Global Market Opportunities And Strategies To 2033 from The Business Research Company provides the ... Read More
-
Global Private Student Loans Market 2024 by Company, Regions, Type and Application, Forecast to 2030
... in 2023 and is forecast to a readjusted size of USD million by 2030 with a CAGR of % during review period. Private student loan is a financing option for higher education in the United ... Read More
-
Buy Now Pay Later Market: Global Market Size, Forecast, Insights, Segmentation, and Competitive Landscape with Impact of COVID-19 & Russia-Ukraine War
... of around 27.1% during 2025-2034. This report on global buy now pay later market report provides holistic understanding of the market along with market sizing, forecast, drivers, challenges, and competitive landscape. The report presents a ... Read More