Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Consumer Credit in Mexico
... Mexico is a highly attractive country for the entry of fintech companies. This is first, due to the low penetration of the banking system, and second, due to legislation, since in Mexico companies can start ... Read More
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Embedded Finance Market Size, Share, By Type (Embedded Payment, Embedded Lending, Embedded Investment, Embedded Banking, and Others), By End-User (Retail and E-commerce, Transportation and Logistics, Healthcare, Media and Entertainment, and Others) - Trends, Analysis, and Forecast till 2035
... Forecast till 2035 Embedded finance refers to the seamless integration of financial services into non-financial platforms, application, or ecosystems. The target market's expansion is fueled by the expanding digital economy and the emergence of fintech ... Read More
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Debt Collection Agencies in the US - Industry Market Research Report
... that hammered revenue in 2020. Increased aggregate household debt and strong per capita disposable income favored higher collection rates. Low interest rates stimulated borrowing, bringing substantial revenue increases post-COVID. Revenue has grown at a CAGR ... Read More
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Buy Now, Pay Later: United States
... loans were designed as no-interest or low-interest options for consumers to pay for purchases in four equal payments over six weeks. In their original iteration, they were short term loans for small dollar purchases. Originally ... Read More
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Loan Brokers Global Market Opportunities And Strategies To 2033
... Large Enterprise; Small And Medium-Sized EnterprisesCovering: Bank of America Corporation; Royal Bank of Canada; BNP Paribas; Truist Financial Corporation; Mitsubishi UFJ Financial Group Inc. Loan Brokers Global Market Opportunities And Strategies To 2033 from The ... Read More
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Consumer Credit in South Korea
... individuals with low credit scores, as credit card companies tend to offer loans with higher interest rates than commercial banks and other primary financial institutions. Short-term credit card lending, such as credit card loans and ... Read More
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Consumer Credit in the United Kingdom
... to the rise in gross lending. This is due to consumers continuously applying for credit to cover their living expenses. In addition, a growing number of local consumers now use credit to pay for daily ... Read More
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Consumer Credit in the United Arab Emirates
... six months to assist residents and businesses impacted by historic floods. This deferral applied to personal and auto lending and featured no additional fees, interest, or increases to the principal amount. Euromonitor International's Consumer Credit ... Read More
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Auto Lending
... in the US), as well as Banco Santander (Spain), Daimler Financial Services (Germany), and Toyota Financial Services (Japan). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer confidence, and capital spending by businesses. The profitability ... Read More
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Collection Agencies
... in the US), as well as First Collect International (UK), Intrum (Sweden), and NTT Finance (Japan). COMPETITIVE LANDSCAPE Demand for collections services is driven by the volume of financial transactions and by the health of ... Read More
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Global buy Now Pay Later Market 2024-2028
... the buy now pay later market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding ... Read More
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Buy Now Pay Later in Australia - Industry Market Research Report
... now pay later (BNPL) services have emerged to challenge traditional credit cards and short-term loans. Convenient BNPL services have been well integrated into the buying cycle, as consumers, particularly younger demographics, embrace payment instalments at ... Read More
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Lending Global Market Opportunities And Strategies To 2033
... China Ltd. (IDCBY); Agricultural Bank of China; JPMorgan Chase & Co. (JPM); Citi Group Inc.; Bank of America (BoA) Corp. Lending Global Market Opportunities And Strategies To 2033 from The Business Research Company provides the ... Read More
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Consumer Credit in Australia
... growing across most categories, apart from card lending. In particular, after a notable decline of 17% in 2023, the value of gross lending on education has recovered in 2024. Statistics reported by the Australian Department ... Read More
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Consumer Credit in Japan
... the country’s younger generation, who often do not have credit cards, and therefore see BNPL as a handy alternative. Consequently, new BNPL service providers are continuously emerging in the Japanese market, drawn in by its ... Read More
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Consumer Credit in China
... service providers need to have minimum registered capital of CNY1.0 billion to offer personal loans (excluding mortgages and auto loans), which is triple the minimum amount required previously. Also, the main investor needs to hold ... Read More
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Debt Collection Agencies in the UK - Industry Market Research Report
... card companies, where a service fee is charged on debt collected, and debt portfolio acquisition, where an agency buys a ledger or portfolio of debts at a discount and collects on these debts. Revenue is ... Read More
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Consumer Credit in Hong Kong, China
... travel, dining, and entertainment. This led to increased spending, often financed through credit. The decline in unemployment has bolstered consumer confidence and disposable income. As more people return to work, their spending power increases. Euromonitor ... Read More
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Consumer Credit in Singapore
... post-pandemic surge seen in previous years. Euromonitor International's Consumer Credit in Singapore report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and ... Read More
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Buy Now, Pay Later:Point of Sale Installment Loans in the US Market and International Perspectives, 4th Edition
... 4th Edition research report offers an in-depth analysis of the opportunities and challenges faced by both existing and new players in the BNPL sector. It explores the macro and micro factors influencing transaction volumes, repayment ... Read More
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Peer to Peer (P2P) Lending Market: Global Market Size, Forecast, Insights, Segmentation, and Competitive Landscape with Impact of COVID-19 & Russia-Ukraine War
... a CAGR of around 26.4% during 2025-2034. This report on global peer to peer (P2P) lending market report provides holistic understanding of the market along with market sizing, forecast, drivers, challenges, and competitive landscape. The ... Read More
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Global P2P Lending Platform Market 2024 by Company, Regions, Type and Application, Forecast to 2030
... million in 2023 and is forecast to a readjusted size of USD 7403.4 million by 2030 with a CAGR of 5.5% during review period. The Global Info Research report includes an overview of the development ... Read More
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Check Cashing & Payday Loan Services in the US - Industry Market Research Report
... of financial services spending by underbanked consumers. Due to a strict regulatory environment and decreased demand from consumers amid the COVID-19 pandemic, industry revenue endured notable volatility in 2020 due to an increase in government ... Read More
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2025 U.S. Collection Agencies Industry-Industry & Market Report
... features 2025 current and 2026 forecast estimates on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Written analysis is included on detailed market ... Read More
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2025 U.S. Consumer Lending Industry-Industry & Market Report
... features 2025 current and 2026 forecast estimates on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Written analysis is included on detailed market ... Read More
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