Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Consumer Credit in France
... 2024, the best consumer credit rates were 0.9% over 12 months, 8% over 36 months and even 6.37% over 72 months, for financing personal projects. While new uses of credit are driving the market, inflation ... Read More
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Consumer Lending in France
... is observed in both housing mortgage housing and in consumer credit. In September 2024, the best available rates for consumer credit included 0.9% over 12 months, 8% over 36 months and 6.4% over 72 months, ... Read More
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Global Factoring Market 2025-2029
... holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest trends and ... Read More
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Loan Servicing Software Market by Component (Software, Services), Deployment Mode (On-premises, Cloud-based), Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), End User (Banks, Credit Unions, Mortgage Lenders and Brokers, and Others), and Region 2025-2033
... global loan servicing software market size reached USD 3.3 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 8.3 Billion by 2033, exhibiting a growth rate (CAGR) of 10.37% during 2025-2033. ... Read More
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Consumer Credit in Thailand
... rely on loans to sustain their standard of living, pushing the nation’s debt-to-income ratio to significant levels. This situation has been compounded by the lingering effects of the COVID-19 pandemic, which disrupted employment and income ... Read More
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Consumer Credit in Vietnam
... allowing for quicker and more convenient access to small loans, which should help reduce reliance on black credit. However, increases in lending have also been accompanied by a gradual rise in bad debt ratios, as ... Read More
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Global Unsecured Business Loans Market 2025-2029
... business loans market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market ... Read More
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Business Loans (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Business Loans (UK) report will tell you the companies that have ... Read More
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Debt Collection Agencies (UK) - Industry Report
... Seek out the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Debt Collection Agencies (UK) report will tell you the ... Read More
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Debt Management (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Debt Management (UK) report will tell you the companies that have ... Read More
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Bridging Finance (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Bridging Finance (UK) report will tell you the companies that have ... Read More
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Payday Lenders (UK) - Industry Report
... the most attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Payday Lenders (UK) report will tell you the companies that have ... Read More
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Loans (UK) - Industry Report
... attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Loans (UK) report will tell you the companies that have a declining financial ... Read More
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Pawnbrokers (UK) - Industry Report
... attractive acquisition opportunities • Analyse industry trends • Benchmark their own financial performance Using an exclusive methodology, a quick glance of this Pawnbrokers (UK) report will tell you the companies that have a declining financial ... Read More
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Credit Counselors, Surveyors & Appraisers in the US - Industry Market Research Report
... CAGR of 4.9% through the end of 2023 to $95.2 billion. The industry includes a wide variety of professional and technical service providers, including credit counselors, quantity surveyors, visual inspectors, weather forecasters, arbitrators and commodity ... Read More
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Credit Bureaus & Rating Agencies in the US - Industry Market Research Report
... period as COVID-19 disruptions hung over the US Economy. The diverse nature of downstream clients helped to shield the industry from more significant troubles. Throughout 2020, only a few credit reporters and CRA's downstream clients ... Read More
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Loan Administration, Cheque Cashing & Other Services in Canada - Industry Market Research Report
... a CAGR of 2.6% over the past five years, including an estimated 1.2% decrease in 2023, and is expected to total $1.6 billion. In 2023, profit is set to decrease to 14.7%. Canadian consumers' appetite ... Read More
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Consumer Lending
... Orient Corporation (Japan), and Tesco Bank and Vanquis Banking Group (both based in the UK). COMPETITIVE LANDSCAPE Demand is driven by consumer income and demographics. The profitability of individual companies depends on the correct assessment ... Read More
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Consumer Credit in Taiwan
... Now, Pay Later (BNPL) platforms are emerging as key players in this transformation, catering to the needs of individuals who are new to the world of credit. Euromonitor International's Consumer Credit in Taiwan report establishes ... Read More
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The World Market for Payments and Lending
... government efforts to increase the security and transparency of payments. Fintech is adding value throughout the payment process and increasing access to financial products and services. Credit cards are forecast to outpace debit products on ... Read More
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Consumer Credit in Malaysia
... the next year, the initiative requires businesses with annual revenues exceeding MYR100 million to comply by August 2024, while those with revenues between MYR25 million and MYR100 million must follow suit by January 2025. The ... Read More
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Consumer Credit in the Philippines
... this expansion. Major banks, including Philippine National Bank (PNB), remain optimistic about future loan repayments as borrowing costs decrease. However, despite this positive outlook, there is still significant untapped potential in the country’s consumer credit ... Read More
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Consumer Credit in Saudi Arabia
... the overall lending market, they are projected to rise considerably due to several key factors. One major driver is the Kingdom's Vision 2030 initiative, which emphasises the importance of a highly educated and skilled workforce. ... Read More
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Consumer Credit in Italy
... credit facilities have been buoyed by falling interest rates, the sustained easing of inflationary pressures and the resilient performance of the domestic economy. These conditions have boosted confidence and spending among consumers, making them more ... Read More
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Consumer Credit in Brazil
... since 2017. The objective was to curb demand and reduce pressure on prices, especially after external shocks, such as the war in Ukraine, which impacted some food costs; for example, wheat as input material. Euromonitor ... Read More
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