Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Consumer Credit in Canada
... 2024 - an all-time high, according to TransUnion. This increase has been mainly driven by a surge of Generation Z consumers and new immigrants entering the credit market. The most popular credit products among clients ... Read More
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Consumer Lending in Norway
... is beginning to feel the positive effects of falling inflation. In 2024, both gross lending and outstanding balances increased at a steady pace buoyed by improved levels of consumer confidence. Gross lending is expected to ... Read More
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Consumer Lending in the Netherlands
... such as De Nederlandsche Bank (DNB), and other regulators. These regulations aim to reduce the credit burden and make sure no unsustainable loans are issued. This is part of a long-term effort and is becoming ... Read More
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Consumer Credit in the Netherlands
... Markets (AFM) has identified consumer credit players who were not strict enough with their regulations and checks in issuing credit. These players have now adjusted their acceptance policies, leading to more rejections of credit requests ... Read More
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Consumer Lending in Poland
... by consumption and public spending. Unemployment levels were low, and there was a further increase in real estate prices. Euromonitor International's Consumer Lending in Poland report establishes the size and structure of the market for ... Read More
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2025 Global Forecast for Alternative Lending Platform (2026-2031 Outlook)-High Tech Outlook Report
... or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and ... Read More
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Consumer Lending in Egypt
... its existing manufacturing and services sectors and strategic geographical location as a gateway to Africa, Asia, and Europe. Egypt is thus pursuing macroeconomic stabilisation and structural reforms, underpinned by the International Monetary Fund (IMF) Extended ... Read More
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Credit Cards in Egypt
... on the use of Egyptian credit cards used abroad in in late 2023 and early 2024, the CBE then instructed banks to open the limits for the use of credit cards in foreign currencies in ... Read More
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Revenue Forecasts to (2031) and Analytics for the Consumer Loans and Consumer Lending (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522291
... Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522291 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Consumer Loans and Consumer Lending Industry (U.S.) ... Read More
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Revenue Forecasts to (2031) and Analytics for the Shadow Banking, Business Devel, Consumer Loans, Non Bank Lending & Mortgages (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522290
... Shadow Banking, Business Devel, Consumer Loans, Non Bank Lending & Mortgages (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522290 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More
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Revenue Forecasts to (2031) and Analytics for the Non Bank Lending and Financing (Shadow Banking) (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522200
... Financing (Shadow Banking) (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522200 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Non Bank Lending ... Read More
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Revenue Forecasts to (2031) and Analytics for the Banks (Banking and Lending, Depository Credit Intermediation) (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522100
... Depository Credit Intermediation) (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522100 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Banks (Banking and ... Read More
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Revenue Forecasts to (2031) and Analytics for the Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000
... Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More
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Revenue Forecasts to (2031) and Analytics for the Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522300
... Financial Transaction and Credit Card Processing, and Loan or Mortgage Brokers (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522300 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless ... Read More
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Revenue Forecasts to (2031) and Analytics for the Pawn Shops and Specialty Short-Term Financing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522298
... Financing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522298 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Pawn Shops and Specialty Short-Term ... Read More
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Revenue Forecasts to (2031) and Analytics for the Mortgage Lending, Underwriting and Investment (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522292
... Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522292 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Mortgage Lending, Underwriting and Investment Industry (U.S.) ... Read More
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Consumer Lending in Indonesia
... - for example subsidies for two-wheeled electric vehicles. Purchasing power has risen for the middle-income segment, and government incentives have helped to push progress. Euromonitor International's Consumer Lending in Indonesia report establishes the size and ... Read More
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Consumer Credit in Indonesia
... growth has been the improvement in economic conditions, as well as the expanding car market – particularly the used car market. Promotional activities from players have also helped. The end of the year was a ... Read More
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Consumer Credit in France
... 2024, the best consumer credit rates were 0.9% over 12 months, 8% over 36 months and even 6.37% over 72 months, for financing personal projects. While new uses of credit are driving the market, inflation ... Read More
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Consumer Lending in France
... is observed in both housing mortgage housing and in consumer credit. In September 2024, the best available rates for consumer credit included 0.9% over 12 months, 8% over 36 months and 6.4% over 72 months, ... Read More
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Global Factoring Market 2025-2029
... holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the latest trends and ... Read More
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Loan Servicing Software Market by Component (Software, Services), Deployment Mode (On-premises, Cloud-based), Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), End User (Banks, Credit Unions, Mortgage Lenders and Brokers, and Others), and Region 2025-2033
... global loan servicing software market size reached USD 3.3 Billion in 2024. Looking forward, IMARC Group expects the market to reach USD 8.3 Billion by 2033, exhibiting a growth rate (CAGR) of 10.37% during 2025-2033. ... Read More
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Consumer Credit in Thailand
... rely on loans to sustain their standard of living, pushing the nation’s debt-to-income ratio to significant levels. This situation has been compounded by the lingering effects of the COVID-19 pandemic, which disrupted employment and income ... Read More
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Consumer Credit in Vietnam
... allowing for quicker and more convenient access to small loans, which should help reduce reliance on black credit. However, increases in lending have also been accompanied by a gradual rise in bad debt ratios, as ... Read More
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Global Unsecured Business Loans Market 2025-2029
... business loans market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market ... Read More
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