Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
-
Subprime Auto Loans in the US - Industry Market Research Report
... small, specialized creditors have been pushed to bankruptcy because of diminishing profit and growing subprime auto loan delinquencies. According to Fitch Ratings Inc., the index of the 60-day delinquency rate of subprime auto loans reached ... Read More
-
Peer-to-Peer Lending Platforms in the UK - Industry Market Research Report
... initial wave of firms entering the industry has begun to stabilise. Revenue is expected to expand at a compound annual rate of 7.1% to £397.7 million over the five years through 2023-24. Wider economic conditions, ... Read More
-
Global Auto Loans Services Market Growth (Status and Outlook) 2024-2030
... in downstream market, the Auto Loans Services is forecast to a readjusted size of US$ million by 2030 with a CAGR of % during review period. The research report highlights the growth potential of the ... Read More
-
Global Online Loans Market Growth (Status and Outlook) 2024-2030
... market, the Online Loans is forecast to a readjusted size of US$ million by 2030 with a CAGR of % during review period. The research report highlights the growth potential of the global Online Loans ... Read More
-
Neobanking Market Analysis and Forecast to 2033: By Type (Personal Accounts, Business Accounts), Account Type (Current Accounts, Savings Accounts), Technology (AI-Powered Services, Blockchain Technology, Mobile-First Banking Solutions, API Integration), Platform (Web-Based Platforms, Mobile Applications), Service Type (Payment Processing, Money Transfers, Loans & Credit, Savings Accounts, Investment Services, Insurance Services, Personal Finance Management), End User (Individuals, Small and Medium Enterprises, Large Enterprises), and Region
... Type (Payment Processing, Money Transfers, Loans & Credit, Savings Accounts, Investment Services, Insurance Services, Personal Finance Management), End User (Individuals, Small and Medium Enterprises, Large Enterprises), and Region The neobanking market encompasses digital-only banks that ... Read More
-
Global Private Student Loans Industry Trends Analysis Report 2024, Forecast to 2032 (Broken Down by Type, End User, Regional Analysis, and Competitive Landscape)
... by conducting both qualitative and quantitative analysis of the market, sharing concrete numbers and thorough insights from different market segments. The quantitative analysis includes both historical and forecast data of various market segments, while the ... Read More
-
UAE Fintech Market Assessment, By Deployment Mode [On-premises, Cloud], By Technology [Application Programming Interface, Artificial Intelligence, Block Chain, Robotic Process Automation, Data Analytics, Others], By Application [Payment and Funds Transfer, Loans, Wealth Management, Insurance and Personal Finance, Others], By End-user [Banking, Insurance, Securities, Others], By Region, Opportunities, and Forecast, 2017-2031F
... Personal Finance, Others], By End-user [Banking, Insurance, Securities, Others], By Region, Opportunities, and Forecast, 2017-2031F UAE fintech market is projected to witness a CAGR of 15.68% during the forecast period 2024-2031, growing from USD 2.96 ... Read More
-
Digital Lending Market Analysis and Forecast to 2033: By TYPE (Personal Loans, Business Loans, Mortgage Loans, Auto Loans, Student Loans, Payday Loans), TECHNOLOGY (Artificial Intelligence, Machine Learning, Blockchain, Robotic Process Automation, Big Data Analytics, Cloud Computing), SERVICE (Loan Origination, Loan Servicing, Loan Management, Risk & Compliance Management, Debt Collection Services, Credit Scoring Services, Digital KYC and Analytics), DEPLOYMENT MODEL (On-Premises, Cloud-Based), APPLICATION (Retail Lending, SME Lending, Corporate Lending, Peer-to-Peer Lending), END-USER (Banks, Credit Unions, NBFCs, FinTech Companies, Mortgage Lenders), CHANNEL (Online Platforms, Mobile Applications, Branches, Direct Sales), FUNCTIONALITY (Automated Underwriting, E-Signing and Documentation, Loan Disbursement, Loan Portfolio Management, Credit Decisioning), and Region
... Computing), SERVICE (Loan Origination, Loan Servicing, Loan Management, Risk & Compliance Management, Debt Collection Services, Credit Scoring Services, Digital KYC and Analytics), DEPLOYMENT MODEL (On-Premises, Cloud-Based), APPLICATION (Retail Lending, SME Lending, Corporate Lending, Peer-to-Peer Lending), ... Read More
-
Belgium Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 13.3% annually to reach US$762.2 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 25.8% from 2024 to 2029. The country's ... Read More
-
Brazil Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 14.4% annually to reach US$3,593.0 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 26.2% from 2024 to 2029. The country's ... Read More
-
Denmark Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 5.0% annually to reach US$451.6 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 18.9% from 2024 to 2029. The country's ... Read More
-
Malaysia Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 36.6% annually to reach US$1,294.5 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 44.5% from 2024 to 2029. The country's ... Read More
-
Italy Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 11.1% annually to reach US$3,180.9 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 24.3% from 2024 to 2029. The country's ... Read More
-
Philippines Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 22.7% annually to reach US$1,622.6 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 35.0% from 2024 to 2029. The country's ... Read More
-
Saudi Arabia Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... expected to grow by 9.1% annually to reach US$4,807.3 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 22.2% from 2024 to 2029. The ... Read More
-
South Africa Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... expected to grow by 7.3% annually to reach US$717.7 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 20.5% from 2024 to 2029. The ... Read More
-
United Arab Emirates Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... is expected to grow by 16.1% annually to reach US$1,564.6 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 28.6% from 2024 to 2029. ... Read More
-
Turkey Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 15.5% annually to reach US$966.2 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 28.0% from 2024 to 2029. The country's ... Read More
-
United Kingdom Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... expected to grow by 6.3% annually to reach US$6,474.8 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 19.5% from 2024 to 2029. The ... Read More
-
Vietnam Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 33.6% annually to reach US$426.3 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 45.1% from 2024 to 2029. The country's ... Read More
-
Global Digital Lending Market 2024-2028
... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More
-
Australia Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 14.7% annually to reach US$2,924.3 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 27.4% from 2024 to 2029. The country's ... Read More
-
Austria Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 16.3% annually to reach US$1,154.4 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 28.2% from 2024 to 2029. The country's ... Read More
-
China Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 11.3% annually to reach US$43,576.5 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 24.9% from 2024 to 2029. The country's ... Read More
-
Germany Embedded Finance Business and Investment Opportunities Databook – 75+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q2 2024 Update
... to grow by 6.8% annually to reach US$8,158.9 million in 2024. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 21.4% from 2024 to 2029. The country's ... Read More
Research Assistance
