Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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India Fintech Market, By Service Propositions (Money Transfer and Payments, Savings and Investments, Digital Lending & Lending Marketplaces, Online Insurance & Insurance Marketplaces, Others (E-Commerce Purchase Financing, etc.), By Application (Banking, Insurance, Securities), By Deployment (On-cloud, On-premise), By Region (North India, South India, East India, West India)Trend Analysis, Competitive Market Share & Forecast, 2017-2027
... (On-cloud, On-premise), By Region (North India, South India, East India, West India)Trend Analysis, Competitive Market Share & Forecast, 2017-2027 India Fintech Market Set to Witness Explosive Growth: Forecast to Grow at a CAGR of 15.5% ... Read More
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United States Fintech Market, By Service Propositions (Money Transfer and Payments, Savings and Investments, Digital Lending & Lending Marketplaces, Online Insurance & Insurance Marketplaces, Others (E-Commerce Purchase Financing, etc.)), By Application (Banking, Insurance, Securities), By Deployment (On-cloud, On-premise)Trend Analysis, Competitive Market Share & Forecast, 2017-2027
... Deployment (On-cloud, On-premise)Trend Analysis, Competitive Market Share & Forecast, 2017-2027 United States Fintech Market Witnessing Growth Spurts: Forecast to Grow at a CAGR of 10.1% by 2027 The Fintech market in the United States is ... Read More
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Vietnam Fintech Market, By Service Propositions (Money Transfer and Payments, Savings and Investments, Digital Lending & Lending Marketplaces, Online Insurance & Insurance Marketplaces, Others (E-Commerce Purchase Financing, etc.), By Application (Banking, Insurance, Securities), By Deployment (On-cloud, On-premise) Trend Analysis, Competitive Market Share & Forecast, 2017-2027
... (On-cloud, On-premise) Trend Analysis, Competitive Market Share & Forecast, 2017-2027 Vietnam Fintech Market Set for Promising Growth: Projected to Grow at a CAGR of 18.0% by 2027 Vietnam fintech market is growing at a high ... Read More
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Buy Now, Pay Later: Point of Sale Installment Loans in the U.S. Market and International Perspectives, 2nd Edition
... or POS installment loan) volume subsumed under the financial results reporting category of "personal loans." This report slices out BNPL installment loans from their parent category, providing U.S. market size estimates for 2015 vs. 2020, ... Read More
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Point-of-Sale Installment Loans: The U.S. Market and International Perspectives, with COVID-19 Market Impact Assessment
... the financial results reporting category of "personal loans." This report slices out POS installment loans from their parent category, providing U.S. market size estimates for 2015 vs. 2020, as well as year-by-year projections through 2025. ... Read More
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Private Label Credit Cards in the U.S., 11th Edition
... Financial; TD Bank; and Wells Fargo. Private label credit card purchase value grew at an average annual rate of almost 3% from 2016 to 2018, lead by Synchrony Financial and Citi Retail Services. Private label ... Read More
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Consumer Banking and Borrowing: U.S. Market Trends
... and borrowing market, focusing on commercial banks, credit unions, and savings institutions, with supplemental analysis of finance companies, as well as emerging banking alternatives. In doing so, the report emphasizes 2007-2016 trend patterns that highlight ... Read More
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