Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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South Africa Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2022 Update
... Finance industry in the country is expected to grow by 47.1% on annual basis to reach US$765.9 million in 2022. The embedded finance industry is expected to grow steadily over the forecast period, recording a ... Read More
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Europe Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2022 Update
... in the region is expected to grow by 35.6% on annual basis to reach US$42,310.2 million in 2022. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of ... Read More
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Africa & Middle East Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2022 Update
... Embedded Finance industry in the region is expected to grow by 45.3% on annual basis to reach US$10,359.2 million in 2022. The embedded finance industry is expected to grow steadily over the forecast period, recording ... Read More
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Latin America Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2022 Update
... industry in the region is expected to grow by 47.8% on annual basis to reach US$7,495.9 million in 2022. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR ... Read More
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Europe Embedded Lending Business and Investment Opportunities – Q1 2022 Update
... basis to reach US$8,104.5 million in 2022. The embedded lending industry is expected to grow steadily over the forecast period, recording a CAGR of 25.4% during 2022-2029. The embedded lending revenues in the region will ... Read More
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2022 Global: Debt Collection Software - Innovative Markets Forecast (2028) report
... 2017 through 2028. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2017 to 2028 using regression ... Read More
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Global Embedded Finance Business and Investment Opportunities – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2022 Update
... is expected to grow by 39.4% on annual basis to reach US$241,018.2 million in 2022. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 23.9% during 2022-2029. ... Read More
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Asia Pacific Embedded Lending Business and Investment Opportunities – Q1 2022 Update
... annual basis to reach US$27,284.1 million in 2022. The embedded lending industry is expected to grow steadily over the forecast period, recording a CAGR of 26.2% during 2022-2029. The embedded lending revenues in the region ... Read More
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Global Embedded Lending Business and Investment Opportunities – Q1 2022 Update
... US$51,955.0 million in 2022. The embedded lending industry is expected to grow steadily over the forecast period, recording a CAGR of 27.5% during 2022-2029. The embedded lending revenues in the region will increase from US$51,955.0 ... Read More
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Banks, Lending, Financing, Mortgages, Credit Cards and Transaction Processing (Credit Intermediation) Industry (U.S.): Analytics, Extensive Financial Metrics, Benchmarks Against Averages and Top Companies Within Its Industry, and Revenue Forecasts to 2028, NAIC 522000
... data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Banks, Lending, Financing, Mortgages, Credit Cards and Transaction Processing (Credit Intermediation) Industry (U.S.) to reach $1,985,255 ... Read More
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Consumer Loans and Consumer Lending Industry (U.S.): Analytics, Extensive Financial Metrics, Benchmarks Against Averages and Top Companies Within Its Industry, and Revenue Forecasts to 2028, NAIC 522291
... growth rates and forecasts that will save countless hours of research. Key Findings: Consumer Loans and Consumer Lending Industry (U.S.) to reach $100,609 million by 2028. Consumer Loans and Consumer Lending Industry (U.S.), including Average ... Read More
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Shadow Banking, Business Development Companies, Consumer Loans, Non Bank Commercial Lending and Mortgage Lending Industry (U.S.): Analytics, Extensive Financial Metrics, Benchmarks Against Averages and Top Companies Within Its Industry, and Revenue Forecasts to 2028, NAIC 522290
... 522290 Vital industry-specific data including metrics, benchmarks, historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Shadow Banking, Business Development Companies, Consumer Loans, Non Bank Commercial Lending and Mortgage ... Read More
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Non Bank Lending and Financing (Shadow Banking) Industry (U.S.): Analytics, Extensive Financial Metrics, Benchmarks Against Averages and Top Companies Within Its Industry, and Revenue Forecasts to 2028, NAIC 522200
... historic numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Non Bank Lending and Financing (Shadow Banking) Industry (U.S.) to reach $1,009,861 million by 2028. Non Bank Lending and Financing ... Read More
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Mortgage Lending, Underwriting and Investment Industry (U.S.): Analytics, Extensive Financial Metrics, Benchmarks Against Averages and Top Companies Within Its Industry, and Revenue Forecasts to 2028, NAIC 522292
... growth rates and forecasts that will save countless hours of research. Key Findings: Mortgage Lending, Underwriting and Investment Industry (U.S.) to reach $177,506 million by 2028. Mortgage Lending, Underwriting and Investment Industry (U.S.), including Average ... Read More
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U.S. Debt Collection Agencies: An Industry Analysis
... of complaints to the FTC. Federal and state regulations have reduced recovery rates, resulting in slow growth. However, the Covid-19 pandemic really didn’t hurt this business, as consumers used stimulus payments and enhanced unemployment benefits ... Read More
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B2B Buy Now, Pay Later Poses Threat to Small Business Bank Lenders
... have digitized the legacy lending processes used by many banks. Small firms, especially new ones, face hurdles in obtaining working capital funding that is critical to operating an ongoing business. This document identifies B2B BNPL ... Read More
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Real Estate Crowdfunding Market Share, Size, Trends, Industry Analysis Report, By Investors (Individual, Institutional); By Model (Lending, Equity); By Real Estate Sector (Residential, Commercial); By Region; Segment Forecast, 2022 - 2030
... crowdfunding market size is expected t-reach USD 250.62 billion by 2030 according t-a new study by Polaris Market Research. The report “Real Estate Crowdfunding Market Share, Size, Trends, Industry Analysis Report, By Investors (Individual, Institutional); ... Read More
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India Buy Now Pay Later Market Outlook to 2026: Cascading Growth driven by one-click payment ease, unmatched expediency among lending solutions and free of cost deferment of payments, coupled with rising adoption by Merchant Payments due to increase in Customer Conversion and Sales Value
... due to increase in Customer Conversion and Sales Value The report titled “India Buy Now Pay Later Market Outlook to 2026: Cascading Growth driven by one-click payment ease, unmatched expediency among lending solutions and free ... Read More
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The U.S. Debt Collection Agencies Industry
... the FTC. Federal and state regulations have reduced recovery rates, resulting in slow growth. However, the Covid-19 pandemic really didn’t hurt this business, as consumers used stimulus payments and enhanced unemployment benefits to pay down ... Read More
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Southeast Asian Buy Now Pay Later Growth Opportunities
... from banks. The buy now, pay later (BNPL) solution has emerged as an alternative credit payment for consumers, enabling them to make purchases without paying the total amount upfront. The solution allows consumers to make ... Read More
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Europe Crowd Lending and Crowd Investing Market - Growth, Trends, COVID-19 Impact, and Forecasts (2022 - 2027)
... USD 10,492.28 million by 2026, registering a CAGR of 2.65%, between 2021 and 2026. In contrast, the European crowdinvesting market witnessed a transaction of USD 2,089.41 million in 2020, and it is expected to reach ... Read More
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2022 Global Forecast for Debt Collection Software (2023-2028 Outlook)-High Tech & Emerging Markets Report
... The global market is expected to increase from USD xx billion in 2022 to USD xx billion by 2028, at a CAGR of xx% from 2023 to 2028. Estimates on equipment or material sales (product ... Read More
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2022 Global Forecast for Digital Lending Platform (2023-2028 Outlook)-High Tech & Emerging Markets Report
... The global market is expected to increase from USD xx billion in 2022 to USD xx billion by 2028, at a CAGR of xx% from 2023 to 2028. Estimates on equipment or material sales (product ... Read More
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Global Fintech-as-a-Service Platform Market Size study, By Services (Payments, Fund Transfer, Wealth Management, Personal Loans And P2P Lending, Insurance, Personal Finance, Others), By Technology (AI, Blockchain, Analytics, Mobile Commerce, Cryptography, Cloud Infrastructure, Biometrics, RPA, Cyber Security), By Application (Retail Banking, Investment Banking, Stock Trading Firms, Hedge Funds, Others) and Regional Forecasts 2021-2027
... Security), By Application (Retail Banking, Investment Banking, Stock Trading Firms, Hedge Funds, Others) and Regional Forecasts 2021-2027 Global Fintech-as-a-Service Platform Market is valued at approximately USD XX billion in 2020 and is anticipated to grow ... Read More
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Commercial Lending Market By Type (Unsecured Lending and Secured Lending), Enterprise Size (Large Enterprises and Small & Medium Sized Enterprises), and Provider (Banks and NBFCs): Global Opportunity Analysis and Industry Forecast, 2021–2030
... is a type of financial instrument that business owners can use to meet short-term cash requirements. Approved funds can be used to boost working capital, purchase new machinery, construct new infrastructure, cover operating costs, and ... Read More
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