Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Global High Street Banking Market Size study & Forecast, by Product (Savings Accounts, Loans, Transactional Accounts, and Others), by Channel (Direct Sales, Internet Banking, and Others), and by End User (Individuals, Corporates, Government, and Others) and Regional Analysis, 2022-2029
... and Regional Analysis, 2022-2029 Global High Street Banking Market is valued approximately USD XX billion in 2021 and is anticipated to grow with a healthy growth rate of more than XX% over the forecast period ... Read More
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Global Cash Advance Services Market Size study & Forecast, by Types (Credit Card Cash Advance, Merchant Cash Advance, Payday Loans, Others), Deployment (Online, Offline), Service Providers (Banks, Credit Card Companies, Others), End Users (Personal, Commercial) and Regional Analysis, 2022-2029
... and Regional Analysis, 2022-2029 Global Cash Advance Services Market is valued at approximately USD XX billion in 2021 and is anticipated to grow with a healthy growth rate of more than XX% over the forecast ... Read More
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Consumer Credit in South Africa
... triggered prior to the energy crisis arising from the war in Ukraine. The lira’s dramatic devaluation has led to the soaring inflation, fuelled further by low interest rates. As a result, gross lending is expected ... Read More
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Consumer Lending in the Netherlands
... loan applications approved due to greater income stability and improved levels of household savings. As such, consumers continue to use loans to support spend in all areas of life. Euromonitor International's Consumer Lending in Netherlands ... Read More
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Consumer Credit in the Netherlands
... the key producers of the commodity, however, extreme weather in 2022 as well as export restrictions in India are causing turbulence and shifts in global markets. Meanwhile, demand is growing for affordable food staples such ... Read More
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Consumer Lending in France
... purchases, primarily electronic and consumer appliances, home and garden, and media and educational games. Within this, the up-spending on items and refurbishment for the home has benefitted specialised card agencies. Euromonitor International's Consumer Lending in ... Read More
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Consumer Credit in France
... the disruptions seen during the time of the COVID-19 pandemic and associated lockdowns. Whilst 2021 saw loosening of pandemic restrictions, alongside the vaccination campaign, some disruptions remained. However, in 2022, there has been a rebound ... Read More
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Consumer Lending in the Czech Republic
... during the first two years of the pandemic when they were under greater stress and uncertainty. For instance, consumers are increasingly investing and seeking consumer lending for education and cars. Meanwhile, card lending continues to ... Read More
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Global Commercial Banking Market Size study & Forecast, by Products (Commercial Lending, Treasury Management, Project Finance, Syndicated Loans, Capital Market, Others), by Application (Healthcare, Construction, Transportation and Logistics, Media And Entertainment, Others) and Regional Analysis, 2022-2029
... 2022-2029 Global Commercial Banking Market is valued at approximately USD 2540.3 billion in 2021 and is anticipated to grow with a healthy growth rate of more than 11.5% over the forecast period 2022-2029. Commercial Banking ... Read More
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United States Digital Lending Market - Growth, Trends, COVID-19 Impact, and Forecasts (2022 - 2027)
... 2027). Owing to the COVID-19 pandemic, SMEs in the region are facing challenges in raising funds during the crisis to keep their businesses operating. Digital Lending is expected to find several opportunities, especially among SMEs, ... Read More
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Peer-to-Peer Lending Market
... 2022-2032. The study offers a comprehensive assessment of the most important market dynamics. After conducting thorough research on the historical and current growth parameters, the growth prospects of the market are obtained with maximum precision. ... Read More
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Global Household Finances Market Size study, by Type (Home Purchase, Land Purchase, Construction, Others) by Interest Rate (Fixed Rate, Floating Rate), by Source (Public & Private Bank, Non-Banking Financial Institution, Housing Finance Companies) and Regional Forecasts 2022-2028
... Forecasts 2022-2028 Global Household Finances Market is valued at approximately USD XX million in 2021 and is anticipated to grow with a healthy growth rate of more than XX% over the forecast period 2022-2028. Household ... Read More
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2022 Securities Lending Global Market Size & Growth Report with Updated Forecasts
... for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell securities lending combined with country and regional economic, firmographic, and demographic data. Our analysts develop the forecasts using models that ... Read More
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2022 Consumer Credit Counseling and Credit Repair Services Global Market Size & Growth Report with Updated Forecasts
... 2012 through 2021, with forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell consumer credit counseling and credit repair services combined with country and regional economic, firmographic, and ... Read More
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2022 Credit Rating Services Global Market Size & Growth Report with Updated Forecasts
... forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell credit rating services combined with country and regional economic, firmographic, and demographic data. Our analysts develop the forecasts using ... Read More
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2022 Installment Credit Services Global Market Size & Growth Report with Updated Forecasts
... forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell installment credit services combined with country and regional economic, firmographic, and demographic data. Our analysts develop the forecasts using ... Read More
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2022 Secured Or Guaranteed Home Loans to Consumers, Except Home Equity Loans Global Market Size & Growth Report with Updated Forecasts
... countries. Figures are from 2012 through 2021, with forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell secured or guaranteed home loans to consumers, except home equity loans ... Read More
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2022 Other Secured Or Guaranteed Home Loans to Consumers Global Market Size & Growth Report with Updated Forecasts
... from 2012 through 2021, with forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell other secured or guaranteed home loans to consumers combined with country and regional economic, ... Read More
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2022 Brokering and Dealing Services for Debt Instruments Global Market Size & Growth Report with Updated Forecasts
... 2012 through 2021, with forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell brokering and dealing services for debt instruments combined with country and regional economic, firmographic, and ... Read More
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2022 Unsecured Loans to Consumers Global Market Size & Growth Report with Updated Forecasts
... with forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell unsecured loans to consumers combined with country and regional economic, firmographic, and demographic data. Our analysts develop the ... Read More
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2022 Other Credit Financing Services Global Market Size & Growth Report with Updated Forecasts
... with forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell other credit financing services combined with country and regional economic, firmographic, and demographic data. Our analysts develop the ... Read More
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2022 Home Equity Loans Global Market Size & Growth Report with Updated Forecasts
... forecasts for 2022 and 2026. The historical data utilizes in-depth survey results from companies that sell home equity loans combined with country and regional economic, firmographic, and demographic data. Our analysts develop the forecasts using ... Read More
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Loan Brokers - 2022 U.S. Market Research Report with Updated Forecasts
... historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, organizational breakdown, consolidation analysis, employee productivity, price inflation, pay bands for the top 20 industry jobs, trend ... Read More
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Payday Lending and Money Transfers - 2022 U.S. Market Research Report with Updated Forecasts
... Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, organizational breakdown, consolidation analysis, employee productivity, price inflation, pay bands for the top 20 ... Read More
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Credit Intermediation and Related Activities - 2022 U.S. Market Research Report with Updated Forecasts
... Insights report includes historical and forecasted market size, product lines, profitability, financial ratios, BCG matrix, statistics by state, operating expense details, organizational breakdown, consolidation analysis, employee productivity, price inflation, pay bands for the top 20 ... Read More
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