Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Global Opportunity Analysis and Industry Forecast, 2021-2031
... Opportunity Analysis and Industry Forecast, 2021-2031 Unsecured business loan is a type of loan that is granted to a business without any collateral. Unlike secured loans, which require the borrower to put up assets such ... Read More
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Research Report on Southeast Asia Payday Loan Industry 2023-2032
... year, or even less than one month. The borrower does not need collateral to borrow money, and there is no restriction on the purpose of borrowing. Payday loans are fast and easy to borrow money. ... Read More
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Financial Brokerage Market in India 2023
... management advisory. There is also an increased focus on fund-based activities, such as margin funding. This is helping broker firms generate sustainable earnings. They are also expanding the range of products and services to strengthen ... Read More
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Buy Now Pay Later in Australia - Industry Market Research Report
... now pay later (BNPL) services have emerged to challenge traditional credit cards and short-term loans. Convenient BNPL services have been well integrated into the buying cycle, as consumers, particularly younger demographics, embrace payment instalments at ... Read More
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Global Micro Lending Market Size study & Forecast, by Product (Banks, Micro Finance Institutes (MFIs)), by End-user (Solo Entrepreneurs & Individuals, Micro, Small & Medium Enterprises) and Regional Analysis, 2022-2029
... valued at approximately USD 29.39 billion in 2021 and is anticipated to grow with a healthy growth rate of more than 13.4% over the forecast period 2022-2029. Microlending is a type of financial service that ... Read More
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Debt Collection Software Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028
... reach US$ 7.4 Billion by 2028, exhibiting a growth rate (CAGR) of 10.91% during 2023-2028. A debt collection software is a digital tool that automates the debt collection process. It assists in managing accounts receivables, ... Read More
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Automotive Fintech Market By End Use (In vehicle payments, Online Leasing, Digital Loans and purchase, Online Insurance), By Channel (On Demand, Subscription), By Vehicle Type (Passenger Car, Commercial Vehicle), By Propulsion Type (ICE, Electric): Global Opportunity Analysis and Industry Forecast, 2021-2031
... Opportunity Analysis and Industry Forecast, 2021-2031 Automotive fintech is the convergence of financial technology and the automotive industry, where innovative financial services are delivered to vehicle customers and organizations. Automotive fintech firms provide a variety ... Read More
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Buy Now, Pay Later: Point of Sale Installment Loans in the U.S. Market and International Perspectives, 3rd Edition
... Street, in traditional banks and finance companies, and within the credit card segment. In 2020, many assumed this still-nascent industry built on short-term, smaller-dollar installment loans would be unable to survive the economic turmoil of ... Read More
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Digital Lending Platform Market Intelligence Report - Global Forecast 2023-2030
... during the forecast period. Market Statistics: The report provides market sizing and forecasts across 7 major currencies - USD, EUR, JPY, GBP, AUD, CAD, and CHF; multiple currency support helps organization leaders to make better ... Read More
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Frost Radar™: Buy Now-Pay Later, 2023
... over a period of time. The increase in eCommerce activity during the COVID-19 pandemic brought along with it a strong interest in alternative spending options. BNPL, a subsegment of the digital payments sector, affords consumers ... Read More
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Global Trade Loan Services Market Size study & Forecast, by Service Providers (Banks, Credit Unions, and Others), by Enterprise Size (Large Enterprises and Small & Medium Enterprises (SMEs)), by End-User (Exporters, Importers, and Traders), by End-Use Industry (BFSI, Retail & E-Commerce, Manufacturing, Healthcare, IT & Telecom, and Others) and Regional Analysis, 2022-2029
... End-Use Industry (BFSI, Retail & E-Commerce, Manufacturing, Healthcare, IT & Telecom, and Others) and Regional Analysis, 2022-2029 Global Trade Loan Services Market is valued at approximately USD XX billion in 2021 and is anticipated to ... Read More
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Lending Global Market Briefing 2023
... market was $1011.2 and in terms of global GDP, the market was 7.41%. Lending was the largest segment within the lending and payments market accounting for 90.4% followed by cards & payments at 9.5%. Lending ... Read More
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Lending And Payments Global Market Briefing 2023
... capita consumption, the market was $1118.0 and in terms of global GDP, the market was 8.20%. Lending And Payments was the largest segment within the financial services market accounting for 33.7% followed by insurance, reinsurance ... Read More
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Alternative Lending Platform Market Analysis And Forecast To 2032: By Deployment (Cloud, On-premise), By Services (Integration & Deployment, Support & Maintenance, Training & Consulting, Managed Services), By Solution (Loan Origination, Loan Servicing, Lending Analytics, Others), By Application (Credit Unions, Peer-to-Peer Lending, Insurance Companies, Others), And By Region
... By Application (Credit Unions, Peer-to-Peer Lending, Insurance Companies, Others), And By Region The global Alternative Lending Platform Market was valued at 2.6 billion in 2022 and it is anticipated to grow up to USD 22.2 ... Read More
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Digital Banking Trend Analysis - The Quest for Profitability Driving Strategies and Product Development of Digital-Only Providers
... the world. To achieve this, the business models of 11 digital-only providers are analyzed and assessed on the basis of their successes, failures, strengths, weaknesses, and future prospects. Alongside this, analysis of the regional contexts ... Read More
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2023 Payday Lending and Money Transfers Global Market Size & Growth Report with Updated Forecasts
... across 4 global regions, 22 subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in ... Read More
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2023 Payday and Consumer Lending Global Market Size & Growth Report with Updated Forecasts
... global regions, 22 subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in the Payday ... Read More
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2023 Loan Brokers Global Market Size & Growth Report with Updated Forecasts
... and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in the Loan Brokers industry combined with ... Read More
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2023 Collection Agencies Global Market Size & Growth Report with Updated Forecasts
... and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and the next 5 years. The historical data utilizes in-depth survey results from companies in the Collection Agencies industry combined with ... Read More
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Buy Now Pay Later (BNPL) Market Size, Share, Trends, Analysis and Forecasts by Spend Category (Clothing & Footwear, Furniture, Travel & Accommodation, Sports & Entertainment) and By Region and Segment Forecast 2021-2026
... market size was valued at US$141.8 billion in 2021. The market is expected to grow at a CAGR of more than 33.3% during the forecast period (2021-2026). The BNPL market report provides an executive-level overview ... Read More
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Debt Collection, Credit Bureaux & Rating Agencies in France - Industry Market Research Report
... of potential borrowers, in order to sell it to credit institutions and other companies that check creditworthiness. Factoring transactions are not part of the industry. This report covers the scope, size, disposition and growth of ... Read More
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Debt Collection, Credit Bureaux & Rating Agencies in Italy - Industry Market Research Report
... of potential borrowers, in order to sell it to credit institutions and other companies that check creditworthiness. Factoring transactions are not part of the industry. This report covers the scope, size, disposition and growth of ... Read More
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Debt Collection, Credit Bureaux & Rating Agencies in the EU - Industry Market Research Report
... behaviour of potential borrowers, in order to sell it to credit institutions and other companies that check creditworthiness. Factoring transactions are not part of the industry. This report covers the scope, size, disposition and growth ... Read More
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Debt Collection, Credit Bureaux & Rating Agencies in Spain - Industry Market Research Report
... of potential borrowers, in order to sell it to credit institutions and other companies that check creditworthiness. Factoring transactions are not part of the industry. This report covers the scope, size, disposition and growth of ... Read More
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Global Asset-Based Lending Market Size study & Forecast, by Entities (Sole Proprietorship, Partnership, Corporation, and Limited Liability Company) and by Interest Rate (Fixed Rate and Floating Rate) and Regional Analysis, 2022-2029
... is valued at approximately USD XX billion in 2021 and is anticipated to grow with a healthy growth rate of more than XX% over the forecast period 2022-2029. Asset-Based Lending refers to a loan provided ... Read More
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