Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
-
France Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile covers the mortgage and consumer credit market. The ... Read More
-
United Kingdom (UK) Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... and volume 2017-22, and forecast to 2027). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile ... Read More
-
United States of America (USA) Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... size (value and volume 2017-22, and forecast to 2027). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending ... Read More
-
Canada Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... 2027). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile covers the mortgage and consumer credit ... Read More
-
Japan Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile covers the mortgage and consumer credit market. The ... Read More
-
United States (US) Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... 2017-22, and forecast to 2027). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile covers the ... Read More
-
Germany Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
... 2027). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market. Key Highlights This retail lending market profile covers the mortgage and consumer credit ... Read More
-
Lending And Payments Market covering Lending; Cards & Payments; Global Summary 2023
... 33.7%. In terms of per capita consumption, the market was $1118.0 and in terms of global GDP, the market was 8.20%. Lending And Payments was the largest segment within the financial services market accounting for ... Read More
-
South Africa P2P Lending Market - By Type (Consumer Lending, Business Lending); By End User (Consumer Credit Loans, Small Business Loans, Student Loans, Real Estate Loans), Trend Analysis, Competitive Landscape & Forecast, 2019–2029
... P2P Lending Market Size Zooming about 10X at Robust CAGR of 31% to Cross USD 11 Billion by 2029 South Africa P2P lending market is flourishing owing to the increasing use of digitization in the ... Read More
-
Financial Services Market covering Lending And Payments; Global Summary 2023
... GDP, the market was 24.30%. Lending And Payments was the largest segment within the financial services market accounting for 33.7% followed by insurance, reinsurance and insurance brokerage at 26.8% and foreign exchange services at 25.7%. ... Read More
-
Global LendTech Market Size study & Forecast, by Component (Solution, Services), by Deployment Mode (On-Premises, Cloud), by Type (Consumer Lending, Business Lending), by Organization Size (Large Enterprises, Small and Medium-sized Enterprises), by End-User (Banks, Credit Unions, NBFCs) and Regional Analysis, 2022-2029
... Unions, NBFCs) and Regional Analysis, 2022-2029 Global LendTech Market is valued at approximately USD 8 billion in 2021 and is anticipated to grow with a healthy growth rate of more than 23.2% over the forecast ... Read More
-
2023 Global: Debt Collection Software Market - Innovative Markets Forecast (2029) report
... the period 2018 through 2029. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2018 to 2029 ... Read More
-
2023 Global: Digital Lending Platform Market - Innovative Markets Forecast (2029) report
... the period 2018 through 2029. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2018 to 2029 ... Read More
-
2023 Global: Buy Now Pay Later - Innovative Markets Forecast (2029) report
... the period 2018 through 2029. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2018 to 2029 ... Read More
-
Debt Collection Software Market - Growth, Trends, COVID-19 Impact, and Forecasts (2023 - 2028)
... in regulatory compliance requirements, such as the Payment Card Industry Data Security Standard (PCI DSS), Health Information Technology for Economic and Clinical Health (HITECH), and the Health Insurance Portability and Accountability Act, is a major ... Read More
-
Kenya Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2023 Update
... grow by 40.0% on annual basis to reach US$338.7 million in 2023. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 30.2% during 2023-2029. The embedded finance ... Read More
-
Spain Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2023 Update
... grow by 34.7% on annual basis to reach US$3,717.9 million in 2023. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 24.4% during 2023-2029. The embedded finance ... Read More
-
Argentina Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2023 Update
... grow by 50.4% on annual basis to reach US$514.7 million in 2023. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 38.1% during 2023-2029. The embedded finance ... Read More
-
Switzerland Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2023 Update
... grow by 30.7% on annual basis to reach US$1,328.7 million in 2023. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 21.7% during 2023-2029. The embedded finance ... Read More
-
Poland Embedded Finance Business and Investment Opportunities Databook – 50+ KPIs on Embedded Lending, Insurance, Payment, and Wealth Segments - Q1 2023 Update
... grow by 48.4% on annual basis to reach US$1,603.8 million in 2023. The embedded finance industry is expected to grow steadily over the forecast period, recording a CAGR of 33.1% during 2023-2029. The embedded finance ... Read More
-
Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Global Opportunity Analysis and Industry Forecast, 2021-2031
... Opportunity Analysis and Industry Forecast, 2021-2031 Unsecured business loan is a type of loan that is granted to a business without any collateral. Unlike secured loans, which require the borrower to put up assets such ... Read More
-
Research Report on Southeast Asia Payday Loan Industry 2023-2032
... year, or even less than one month. The borrower does not need collateral to borrow money, and there is no restriction on the purpose of borrowing. Payday loans are fast and easy to borrow money. ... Read More
-
Financial Brokerage Market in India 2023
... management advisory. There is also an increased focus on fund-based activities, such as margin funding. This is helping broker firms generate sustainable earnings. They are also expanding the range of products and services to strengthen ... Read More
-
Buy Now Pay Later in Australia - Industry Market Research Report
... now pay later (BNPL) services have emerged to challenge traditional credit cards and short-term loans. Convenient BNPL services have been well integrated into the buying cycle, as consumers, particularly younger demographics, embrace payment instalments at ... Read More
-
Global Micro Lending Market Size study & Forecast, by Product (Banks, Micro Finance Institutes (MFIs)), by End-user (Solo Entrepreneurs & Individuals, Micro, Small & Medium Enterprises) and Regional Analysis, 2022-2029
... valued at approximately USD 29.39 billion in 2021 and is anticipated to grow with a healthy growth rate of more than 13.4% over the forecast period 2022-2029. Microlending is a type of financial service that ... Read More
Research Assistance
