Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
-
Activities Related to Credit Intermediation - 2023 U.S. Market Research Report with Updated COVID-19 & Potential Recession Forecasts
... and in-depth assessments of the industry in the United States with over 100+ data sets covering 2014-2027. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry ... Read More
-
Payday Lending and Money Transfers - 2023 U.S. Market Research Report with Updated COVID-19 & Potential Recession Forecasts
... and in-depth assessments of the industry in the United States with over 100+ data sets covering 2014-2027. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry ... Read More
-
2023 Home Equity Loans Global Market Size & Growth Report with Global Recession Risk Impact
... 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data utilizes in-depth ... Read More
-
Global Peer-to-Peer Lending Market 2023-2027
Global Peer-to-Peer Lending Market 2023-2027 Read More
-
2023 Secured Or Guaranteed Home Loans to Consumers Global Market Size & Growth Report with Global Recession Risk Impact
... covers market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for ... Read More
-
Global Retail Banking Market Size study & Forecast, by Type (Public Sector Banks, Private Sector Banks, Foreign Banks, Community Development Banks, Non-banking Financial Companies (NBFC)), by Service (Saving and Checking Account, Transactional Account, Personal Loan, Home Loan, Mortgages, Debit and Credit Cards, ATM Cards, Certificates of Deposits) and Regional Analysis, 2023-2030
... Home Loan, Mortgages, Debit and Credit Cards, ATM Cards, Certificates of Deposits) and Regional Analysis, 2023-2030 Global Retail Banking Market is valued at approximately USD XX billion in 2022 and is anticipated to grow with ... Read More
-
Debt Collection in Australia - Industry Market Research Report
... more households to default on loans. On the other hand, a strong economy and tight lending practices can dampen debt collection agencies' performance. Households and businesses pay down debts when the economy is performing well, ... Read More
-
Neobanking Market Analysis And Forecast To 2032: By Account Type (Business Account, Savings Account), Service (Mobile Banking, Payments & Money Transfer, Checking/Savings Account, Loans), Application (Enterprises, Personal), and Region
... at USD 42.2 Billion in 2021 and it is anticipated to grow up to USD 428.7 Billion by 2031, at a CAGR of 26.1% during the forecast period. Neobanking is a term used to describe ... Read More
-
Buy Now Pay Later Market Analysis and Forecast to 2032: By Channel (Online and POS), Application (Retail Goods, Media & Entertainment, Healthcare & Wellness, Others), End User (Generation X, Generation Z/Millennials and Baby Boomers), and Region
... Region Buy Now Pay Later is a financing option that allows consumers to purchase items and pay for them over time. This option is often used for big-ticket items, such as furniture or appliances. Consumers ... Read More
-
Global AFCC Debt Settlement Market Research Report 2023-Competitive Analysis, Status and Outlook by Type, Downstream Industry, and Geography, Forecast to 2029
... that the global AFCC Debt Settlement market reached a value of USD 311.95 million in 2022. It’s expected that the market will achieve USD 420.92 million by 2028, exhibiting a CAGR of 5.12% during the ... Read More
-
Credit Repair Services in the US - Industry Market Research Report
... overall economy. Despite this, revenue fell during COVID-19 as massive government aid pushed up savings. These savings kept consumers financially stable, so demand credit repair services declined in 2020. As economic restrictions were lifted, many ... Read More
-
Global Banking System Software Market Size study & Forecast, by Software (Core Banking System Software, Corporate Banking System Software, Investment Banking System Software, Others), By Services (Professional Services, Managed Services, By Deployment (On-premise, Cloud), By Operating System (Android, Windows, iOS, Others), By Enterprise Size (Large Enterprises, Small & Medium Enterprises), By Application (Transaction Management, Credit and Lending, Risk & Compliance, Customer Relationship Management, others) and Regional Analysis, 2023-2030
... Operating System (Android, Windows, iOS, Others), By Enterprise Size (Large Enterprises, Small & Medium Enterprises), By Application (Transaction Management, Credit and Lending, Risk & Compliance, Customer Relationship Management, others) and Regional Analysis, 2023-2030 Global Banking ... Read More
-
Digital Lending Platforms Market Size, Share, Trends and Analysis by Region, Type (Software and Service), Deployment (Cloud and On-premises), End Use (Banks, Credit Unions, Peer-to-Peer Lending, Savings and Loan Associations, Others) and Segment Forecast,
... Summary The digital lending platforms market will be valued at $11.5 billion in 2023 and is expected to grow at a CAGR of 22.1% over the forecast period (2023-2030). The digital lending platforms market report ... Read More
-
Embedded Finance Market Forecasts to 2028 – Global Analysis By Solution (Embedded Banking, Embedded Insurance, Embedded Investments, Embedded Lending and Embedded Payment), Business Model (Business-to-business (B2B), Business-to-Customer (B2C), Business-to-business-to-business (B2B2B), Business-to-business-to-consumer (B2B2C)), End User and By Geography
... By Geography According to Stratistics MRC, the Global Embedded Finance Market is accounted for $54.3 billion in 2022 and is expected to reach $149.5 billion by 2028 growing at a CAGR of 18.4% during the ... Read More
-
Business Support Services Market Covering Telephone Call Centers; Collection Agencies; Credit Bureaus; Business Service Centers; Document Preparation Services; Global Summary 2023
... fourth largest segment within the commercial services market accounting for 12.1%. In terms of per capita consumption, the market was $80.1 and in terms of global GDP, the market was 0.58%. Business support services was ... Read More
-
Peer to Peer (P2P) Lending Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028
... IMARC Group expects the market to reach US$ 626.5 Billion by 2028, exhibiting a growth rate (CAGR) of 26.1% during 2023-2028. Peer-to-peer (P2P) lending refers to an online monetary arrangement between individuals and businesses without ... Read More
-
Africa Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Opportunity Analysis and Industry Forecast, 2022-2031 The Africa unsecured business loans market is anticipated to witness significant growth during the forecast period. This is attributed due to the increase in the demand for quick and ... Read More
-
Germany Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Opportunity Analysis and Industry Forecast, 2022-2031 The Germany unsecured business loans market has witnessed substantial growth during the projection period. This is attributed to continuous requirement for funding by businesses of various sizes, which is ... Read More
-
Middle East Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Unions): Opportunity Analysis and Industry Forecast, 2022-2031 The Middle East unsecured business loans market has been witnessing significant growth during the forecast period, owing to the ever-changing nature of businesses. Moreover, rise in small & ... Read More
-
Italy Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Opportunity Analysis and Industry Forecast, 2022-2031 The Italy unsecured business loans market is expected to witness substantial growth during the forecast period. This is attributed to the availability of a wide range of loan types, ... Read More
-
South Korea Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Unions): Opportunity Analysis and Industry Forecast, 2022-2031 The South Korea unsecured business loans market is a vital component of the economic landscape of the country. It offers financial assistance to businesses of all sizes, enabling ... Read More
-
France Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Opportunity Analysis and Industry Forecast, 2022-2031 The France unsecured business loans market has been witnessing significant growth during the forecast period, owing to the ever-changing nature of businesses. Moreover, companies are investing in unsecured business ... Read More
-
Latin America Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Unions): Opportunity Analysis and Industry Forecast, 2022-2031 The Latin America unsecured business loans market has witnessed significant growth during the projection period. The growth of the market is driven by various factors. Primarily, the region's ... Read More
-
Japan Unsecured Business Loans Market By Type (Term Business Loan, Overdraft, Loan on Business Credit Cards, Working Capital Loan, Others), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By Provider (Banks, NBFCs, Credit Unions): Opportunity Analysis and Industry Forecast, 2022-2031
... Opportunity Analysis and Industry Forecast, 2022-2031 The Japan unsecured business loans market is experiencing substantial growth owing to several factors. The primary driving force behind the demand for unsecured business loans in Japan is necessity ... Read More
-
Digital Lending Market By Component (Solution, Service), By Deployment Mode (On-premise, Cloud), By Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), By End User (Banks, NBFCs, Credit Unions): Global Opportunity Analysis and Industry Forecast, 2023-2032
... Digital lending involves lending through web platforms or mobile apps, utilizing technology for authentication and credit evaluation. Moreover, in digital lending, borrowers can typically apply for loans online, and lenders can evaluate loan applications and ... Read More
Research Assistance
