Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Consumer Credit in Spain
... launched their own BNPL programmes, including Banco Santander, CaixaBank and BBVA, as they encourage greater customer retention. Retailers like Media Markt, Decathlon, El Corte Inglés and H&M also now offer BNPL. However, the rise of ... Read More
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India Digital Lending Platform Market, By Solution (Business Process Management, Lending Analytics, Loan Management, Loan Origination, Risk & Compliance Management); By Service (Design & Implementation, Training & Education, Risk Assessment, Consulting, Support & Maintenance); By Deployment (On-premises, Cloud); By End User (Banks, Insurance Companies, Credit Unions, Savings & Loan Associations, Peer-to-Peer (P2P) Lending); By Region (North India, South India, East India, West India), Trend Analysis, Competitive Landscape & Forecast, 2019–2029
... (Swine, Ruminants, Poultry, Aquatic Animals, Others); By Form (Dry, Liquid, Others); By Function (Single Function, Multifunction); By Region (North America, Europe, Asia Pacific, Latin America, Middle East and Africa) India Digital Lending Platform Market Size ... Read More
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Banking Market In Poland 2023-2025, CEE Banking Series
... in Poland. The escalating cost of money significantly influenced the new investment demand of corporations, while simultaneously limiting the capacity of individuals to secure new loans. Conversely, the notably higher interest rates, though still below ... Read More
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World Market for Consumer Finance
... forecast period is expected to be driven by credit card functions while the Asia Pacific region generates the majority of card payment value. Investment in fintech is bringing a range of new players into payments. ... Read More
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Third-Party Risk Management
... privacy, and technological solutions that can help banks and broker-dealers to address the needs for third-party risk management are significant. The increasing use of outsourcing by financial institutions and regulatory focus on third-party risk management ... Read More
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IDC FutureScape: Worldwide Digital Lending 2024 Predictions
... liquidity, will heavily impact lending activity for financial institutions and fintechs," said Raymond Pucci, research director of Worldwide Lending Digital Strategies at IDC. "Uncertainty and disruption will continue, but lenders that make the right and ... Read More
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Embedded Finance Market Size - By Finance Type (Embedded Payment, Embedded Insurance, Embedded Investment, Embedded Lending, Embedded Banking), End Use (Retail, Healthcare, Logistics, Manufacturing, Travel & Entertainment), Business Model & Forecast, 2023 - 2032
... Embedded Finance Market will grow at a noteworthy CAGR of over 29% from 2023 to 2032, propelled by the escalating demand for seamless and integrated financial solutions. As businesses and consumers increasingly prioritize frictionless transactions, ... Read More
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2024 U.S. Collection Agencies Industry-Industry & Market Report
... on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Other data include financial ratios, number of firms, payroll, industry definition, 5-year historical trends ... Read More
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2024 U.S. Check Cashing & Loan Servicing Industry-Industry & Market Report
... 2025 forecast estimates on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Other data include financial ratios, number of firms, payroll, industry definition, ... Read More
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2023 Debt Recovery and Collection Services Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. ... Read More
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2023 Secured Or Guaranteed Home Loans to Consumers Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... Report covers market size, revenue, growth, and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts ... Read More
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2023 Individual Credit Rating Services Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical ... Read More
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2023 Home Equity Loans Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data utilizes ... Read More
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2024 U.S. Consumer Lending Industry-Industry & Market Report
... on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Other data include financial ratios, number of firms, payroll, industry definition, 5-year historical trends ... Read More
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2023 Securities Lending Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data utilizes in-depth survey ... Read More
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Micro Lending Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028
... reach US$ 353.9 Billion by 2028, exhibiting a growth rate (CAGR) of 10.75% during 2023-2028. The implementation of supportive government policies, rapid technological advancements, widespread prevalence of income inequality, and increasing utilization of micro lending ... Read More
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2023 Commercial Debt Recovery Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data utilizes ... Read More
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2024 U.S. Mortgage & Non-Mortgage Loan Brokers Industry-Industry & Market Report
... forecast estimates on the size of the industry (sales, establishments, employment) nationally and for all 50 U.S. States and over 900 metro areas. Other data include financial ratios, number of firms, payroll, industry definition, 5-year ... Read More
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2023 Consumer Vehicle Loans Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical data utilizes ... Read More
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2023 Unsecured Loans to Consumers Global Market Size & Growth Report with COVID-19 & Recession Risk Impact
... and share across 4 global regions (The Americas, Europe, Asia & Oceania, Africa & Middle East), 22 subregions, and 216 countries. Figures are from 2014 through 2022, with forecasts for 2023 and 2027. The historical ... Read More
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US Micro Lending Market Outlook to 2028
... drivers of the US Micro Lending Market are low-interest Rates, Ease of Access, Technological Advancements, flexible repayment schedules, and Alternative credit score models. The market is expected to grow at a CAGR of 12 % ... Read More
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India Micro Lending Market Outlook to 2028
... the unbanked population, the increasing population of microenterprises, government support for microfinance, and digital technology & mobile penetration. With the growing demand for micro-finance loans among consumers the market is expected to grow at a ... Read More
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2023 Payday Lending and Money Transfers Global Market Size & Growth Report with Updated COVID-19 & Recession Risk Forecasts
... growth, and regional share across 4 global regions, 22 subregions, and 216 countries. Historical data is from 2011 through 2022, with forecasts for 2023 and 2027. The historical data utilizes in-depth survey results from companies ... Read More
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Payday Lending and Money Transfers - 2023 U.S. Market Research Report with Updated COVID-19 & Recession Risk Forecasts
... and in-depth assessments of the industry in the United States with over 100+ data sets covering 2014-2027. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry ... Read More
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Collection Agencies - 2023 U.S. Market Research Report with Updated COVID-19 & Recession Risk Forecasts
... in the United States with over 100+ data sets covering 2014-2027. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size of ... Read More
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