Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Peer-to-Peer (P2P) Lending Global Market Report 2024
... PersonalCovering: Avant LLC.; Funding Circle; Kabbage Inc.; Lending Club Corporation; LendingTree LLC Peer-to-Peer (P2P) Lending Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with the critical information they ... Read More
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Saudi Arabia Digital Lending Market, By Component (Solution, Service); By Deployment Mode (On-premises, Cloud); By Enterprise Size (Large Enterprises, Small and Medium Enterprises); By End User (Banks, NBFCs, Credit Unions), Trend Analysis, Competitive Landscape & Forecast, 2019–2029
... 2019–2029 1. Research Framework 1.1. Research Objective 1.2. Product Overview 1.3. Market Segmentation 2. Executive Summary 3. Saudi Arabia Digital Lending Market Insights 3.1. Industry Value Chain Analysis 3.2. DROC Analysis 3.2.1. Growth Drivers 3.2.1.1. ... Read More
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MSME Financing Market in India 2023-2028
... generation and overall socio-economic development. Nevertheless, the growth of MSMEs has historically been hampered by limited access to funding. To address the challenge of insufficient credit availability, the government has implemented various policies that provide ... Read More
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France Alternative Lending Market Business and Investment Opportunities Databook – 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2023 Update
... According to PayNXT360, alternative lending market in the country is expected to grow by 22.4% on annual basis to reach US$5,911.5 million in 2023. Medium to long term growth story of alternative lending in France ... Read More
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Finland Alternative Lending Market Business and Investment Opportunities Databook – 75+ KPIs on Alternative Lending Market Size, By End User, By Finance Model, By Payment Instrument, By Loan Type and Demographics - Q2 2023 Update
... According to PayNXT360, alternative lending market in the country is expected to grow by 24.7% on annual basis to reach US$1,747.8 million in 2023. Medium to long term growth story of alternative lending in Finland ... Read More
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Consumer Lending in South Korea
... on card lending (encompassing card purchases and loans against the card) has notably risen in 2023 to outperform gross lending. Due to increased loan requirements by banks to mitigate delinquency rates, consumers with low creditworthiness ... Read More
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Digital Lending Platform Market: Global Industry Trends, Share, Size, Growth, Opportunity and Forecast 2023-2028
... reach US$ 23.4 Billion by 2028, exhibiting a growth rate (CAGR) of 15.22% during 2022-2028. The increasing number of collaborations with other fintech services that create a more comprehensive financial ecosystem, rising availability of the ... Read More
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Consumer Credit in Greece
... have instilled a sense of insecurity in consumers, making them hesitant to spend or consume, unsure of their ability to repay loans. The increase in interest rates and a more conservative approach from banks, driven ... Read More
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Consumer Lending in Hungary
... in disposable incomes due to high inflation has compelled Hungarians to reassess their budgets and reconsider their plans for significant expenses such as moving house, home renovation projects, and purchasing cars or other expensive durables. ... Read More
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Consumer Lending in Malaysia
... and more appealing terms when required. The economic uncertainty in Malaysia, with relatively high inflation and a cost of living crisis, is stimulating banks to offer such personal loan products in 2023. Euromonitor International's Consumer ... Read More
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Consumer Lending in Hong Kong, China
... by card lending. The reopening of borders in the fourth quarter of 2022 has sparked a strong desire among locals to travel abroad after staying in the domestic market for three years. This surge in ... Read More
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Consumer Lending in Denmark
... expected to fall. A second year of rising interest rates and rising inflation is having an effect, with consumers and financial institutions being more cautious. In addition, the splurge in spending that happened after the ... Read More
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Consumer Lending in Italy
... as high inflation rates, increasing ECB interest rates and high energy prices served to erode consumer confidence, as well as disposable incomes. Euromonitor International's Consumer Lending in Italy report establishes the size and structure of ... Read More
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Consumer Lending in Thailand
... revival in tourism has led to an upturn in consumer confidence across Thai society. Financial operators have launched promotional campaigns to tap into this renewed interest in consumer spending with very positive effects in card ... Read More
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Consumer Lending in Turkey
... and foreign exchange rates have made consumers more reliant on lending solutions. Consumers are seeking ways to offset the impact of escalating costs. The challenging situation has created greater opportunities for individuals to exploit their ... Read More
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Consumer Lending in Vietnam
... Circular No. 06/2023/TT-NHNN on 28 June 2023, amending and supplementing certain provisions of Circular No. 39/2016/TT-NHNN, which regulates credit activities of credit institutions and foreign bank branches, regarding additional regulations on loan approval through electronic ... Read More
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Consumer Lending in Sweden
... August 2022, the annual inflation rate soared to almost 10%, the highest in more than 30 years. With the prices of essential commodities such as electricity, fuel and food continuing to rise, as well as ... Read More
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Consumer Credit in Singapore
... of travel and tourism activities in numerous countries across the Asia Pacific region has led to a rapid upsurge in travel expenditure, consequently driving the overall expansion of card lending as well as consumer credit ... Read More
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Consumer Credit in Israel
... by rising inflation and the increasing cost of living. With consumers directing their financial resources more towards essential needs like fuel, food, and energy, their inclination towards taking up loans decreased. Moreover, government aid during ... Read More
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Credit Cards in Morocco
... among locals for several reasons. The demand for credit cards remains relatively low as Moroccans typically seek financial stability and local culture favours spending only money already in one’s possession. In addition, the application process ... Read More
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Consumer Lending in Morocco
... impacting purchasing power across households. This trend has intensified with rising interest rates and as a result, the demand for consumer lending facilities has become subdued, while repayment trends exhibited longer periods of more than ... Read More
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Consumer Lending in Peru
... and gross lending, surpassing pre-pandemic levels experienced in 2022. Notably, the surge has been most pronounced in card lending, outpacing other loan categories. Mortgages/housing loans have also shown a substantial rise, although not at the ... Read More
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Consumer Lending in Nigeria
... has implemented some difficult decisions in order to stabilise the economy, including ending a decades-old petrol subsidy that has seen prices triple and has also ended restrictions on foreign exchange, which has significantly weakened the ... Read More
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Consumer Credit in Morocco
... shrunk due to the worst drought in decades, directly affecting the sector’s demand for workers. Unemployment is more acute among young people aged 15 to 24. Meanwhile, among graduates specifically, unemployment averaged 20%, and among ... Read More
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Consumer Credit in Turkey
... cards when they needed small sums of money. This shift in consumer behaviour can be attributed to the Central Bank's deliberate efforts to sustain consumer demand prior to the government elections by keeping interest rates ... Read More
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