Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Pawn Shops in Australia - Industry Market Research Report
... sentiment, and higher unemployment in some years. Many operators have faced challenges due to a negative public image of the high interest rates many pawn shops charge on loans, the often low prices offered to ... Read More
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Student Loans - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts 2020 - 2029
... expected to register a CAGR of 9.2% during the forecast period. A student loan is the amount of money that is obtained to cover the expenses related to higher education or postsecondary education. They cover ... Read More
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Global Third Party Debt Collection Services Supply, Demand and Key Producers, 2024-2030
... % CAGR during the forecast period (2024-2030). Growth in debt scale: With the continuous expansion of the consumer market and the popularity of financial services, the scale of debt is also growing, which provides greater ... Read More
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Global Buy Now Pay Later Market and Trends 2024
... for some shoppers affected by inflation In the U.S., the BNPL payment value is forecasted to almost double between 2022 and 2026, with the growth rate of the BNPL payment value in the country remaining ... Read More
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Asia-Pacific Buy Now Pay Later Market and Trends 2024
... than double As found in the yStats.com publication, a bigger share of adults in the Asia-Pacific region completely trusted rather than completely distrusted BNPL services. Furthermore, BNPL ranked among the top 7 payment methods used ... Read More
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North America Buy Now Pay Later Market and Trends 2024
... While the value of BNPL payments in the country is projected to nearly double between 2022 and 2026, the growth rate of BNPL payments is expected to significantly decrease during that period. Moreover, although the ... Read More
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Global Third Party Debt Collection Services Market 2024 by Company, Regions, Type and Application, Forecast to 2030
... valued at USD million in 2023 and is forecast to a readjusted size of USD million by 2030 with a CAGR of % during review period. Growth in debt scale: With the continuous expansion of ... Read More
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KSA Loan Aggregator Market Outlook to 2027
... intermediaries connecting borrowers with lenders. These play a pivotal role in streamlining the loan application process. The economic scenario of KSA serves as a foundational pillar for the loan aggregator market. Economic stability, growth indicators ... Read More
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USA Loan Aggregator Market Outlook to 2027
... services and changing consumer preferences. The financial sector's transitioning towards digital services has greatly influenced the USA loan aggregator market. Online platforms have gained attention as consumers increasingly seek convenient and efficient ways to access ... Read More
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Installment Lenders in the US - Industry Market Research Report
... size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares. Read More
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Debt Collection Software Market Report by Component (Software, Services), Deployment Mode (On-premises, Cloud-based), Organization Size (Small and Medium Enterprises, Large Enterprises), End User (Financial Institutions, Collection Agencies, Healthcare, Government, Telecom and Utilities, and Others), and Region 2024-2032
... Region 2024-2032 The global debt collection software market size reached US$ 4.4 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 10.1 Billion by 2032, exhibiting a growth rate (CAGR) of ... Read More
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Loan Servicing Software Market by Component (Software, Services), Deployment Mode (On-premises, Cloud-based), Enterprise Size (Large Enterprises, Small and Medium-sized Enterprises), End User (Banks, Credit Unions, Mortgage Lenders and Brokers, and Others), and Region 2024-2032
... global loan servicing software market size reached US$ 3.0 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 7.7 Billion by 2032, exhibiting a growth rate (CAGR) of 10.9% during 2024-2032. ... Read More
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Pawn Shops and Specialty Short-Term Financing (U.S.): Analytics, Extensive Financial Benchmarks, Metrics and Revenue Forecasts to 2030, NAIC 522298
... numbers, growth rates and forecasts that will save countless hours of research. Key Findings: Pawn Shops and Specialty Short-Term Financing Industry (U.S.) to reach $607,878,660,786 by 2030. Pawn Shops and Specialty Short-Term Financing Industry (U.S.), ... Read More
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Global Digital Debt Collection Software Market Professional Survey by Types, Applications, and Players, with Regional Growth Rate Analysis and Development Situation, from 2023 to 2028
... market growth of the Digital Debt Collection Software industry between the year 2018 to 2028, and breaks down according to the product type, downstream application, and consumption area of Digital Debt Collection Software. The report ... Read More
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Thailand Credit Card and Personal Loan Market Research Forecast to 2032
... allows customers to make purchases of products and services. The credit card issuer determines the credit limit depending on criteria such as income and credit score, which is also established by the credit card issuer. ... Read More
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Consumer Credit Market by Product (Auto Loans, Credit Cards, Mortgages), Repayment Type (Installment Credit, Revolving Credit), Provider - Global Forecast 2024-2030
... expected to reach USD 130.93 billion in 2024, at a CAGR 5.81% to reach USD 183.85 billion by 2030. FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal in evaluating the Consumer Credit Market. It ... Read More
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Core Banking Software Market by Solution (Deposits, Enterprise Customer Solutions, Loans), Deployment (Cloud, On-Premise), End-Use - Global Forecast 2024-2030
... to reach USD 18.10 billion in 2024, at a CAGR 14.50% to reach USD 40.94 billion by 2030. FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal in evaluating the Core Banking Software Market. It ... Read More
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Mortgage & Loans Software Market by Type (Commercial Loan Software, Loan Origination Software, Loan Servicing Software), Deployment (On-Cloud, On-Premises), End User - Global Forecast 2024-2030
... USD 2.39 billion in 2023 and expected to reach USD 2.59 billion in 2024, at a CAGR 8.74% to reach USD 4.30 billion by 2030. FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal in ... Read More
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Debt Collection Software Market by Portal Type (Self-service, Third-party), Function (Consulting, Debt Collection Analysis, Debt Data Integration & Documentation), Deployment, End-User - Global Forecast 2024-2030
... 3.49 billion in 2023 and expected to reach USD 3.78 billion in 2024, at a CAGR 8.91% to reach USD 6.34 billion by 2030. FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal in evaluating ... Read More
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Alternative Finance Market by Type (Crowdfunding, Invoice Trade, Peer-to-Peer Lending), End-user (Individual, Organization) - Global Forecast 2024-2030
... 12.08 billion in 2024, at a CAGR 12.09% to reach USD 23.89 billion by 2030. FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal in evaluating the Alternative Finance Market. It offers a comprehensive assessment ... Read More
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Debt Financing Market by Source (Private, Public), Type (Bank Loans, Banks, Bearer Bond), Duration - Global Forecast 2024-2030
... USD 20.79 billion in 2024, at a CAGR 7.98% to reach USD 33.09 billion by 2030. FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal in evaluating the Debt Financing Market. It offers a comprehensive ... Read More
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Peer-To-Peer Lending Market by Business Model (Marketplace Lending Model, Traditional P2P Model), Application (Consumer Credit Loans, Real Estate, Small Business) - Global Forecast 2024-2030
... in 2023 and expected to reach USD 168.56 million in 2024, at a CAGR 5.52% to reach USD 230.87 million by 2030. Global Pencil Sharpeners Market FPNV Positioning Matrix The FPNV Positioning Matrix is pivotal ... Read More
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Buy Now Pay Later Global Market Opportunities And Strategies To 2032 Including: 1) By Channel: Online; Point Of Sale (POS) 2) By Enterprise Size: Large Enterprises; Small And Medium Enterprises 3) By Distribution Channel: Consumer Electronics; Fashion And Garment; Healthcare; Leisure And Entertainment; Retail Covering: Affirm Holdings Inc.; PayPal Holdings Inc.; Block, Inc.; Zip Co Limited; Klarna Bank AB
... Garment; Healthcare; Leisure And Entertainment; RetailCovering: Affirm Holdings Inc.; PayPal Holdings Inc.; Block, Inc.; Zip Co Limited; Klarna Bank AB Buy Now Pay Later Global Market Opportunities And Strategies To 2032 from The Business Research ... Read More
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Global Construction Loan Management Software Market Professional Survey by Types, Applications, and Players, with Regional Growth Rate Analysis and Development Situation, from 2023 to 2028
... market growth of the Construction Loan Management Software industry between the year 2018 to 2028, and breaks down according to the product type, downstream application, and consumption area of Construction Loan Management Software. The report ... Read More
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2024 Global Alternative Lending Platform Industry (2030 Outlook)
... Market Outlook reports provide market size data for a three-year historical trend (2018-2021), a three-year forecast estimate trends (2022-2024), and a five-year outlook projection (2025-2030) for 46 countries. Market and product shipments include the total ... Read More