Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Debt Collection Software - Market Share Analysis, Industry Trends & Statistics, Growth Forecasts (2024 - 2029)
... USD 7.96 billion by 2029, growing at a CAGR of 10.30% during the forecast period (2024-2029). Key Highlights The growth of the market is majorly attributed to the increasing automation in the debt collection process, ... Read More
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Retail Banking Market Assessment, By Service [Saving Account, Current Account, Debit Card, Credit Card, Loan, Others], By Type [Public Sector Banks, Private Sector Banks, Foreign Banks, Community Development Banks, Non-banking Financial Companies], By End-user [Individuals, Corporate], By Region, Opportunities and Forecast, 2017-2031F
... Corporate], By Region, Opportunities and Forecast, 2017-2031F Global retail banking market is projected to witness a CAGR of 6.57% during the forecast period 2024-2031, growing from USD 1972 billion in 2023 to USD 3280.03 billion ... Read More
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Peer to Peer Lending Market, By Investor (Individuals, Institutional Investors, and Others (Wealth Management Firms, Family Offices, etc.)), By Platform Type (Lending Platforms, Equity-based Crowdfunding Platforms, Invoice Trading Platforms, and Others (Donation-based, Reward-based, etc.)), By End User (Retail Investors, Small and Medium Enterprises (SMEs), Startups, and Others (Individuals, Large Enterprises, etc.)), By Geography (North America, Latin America, Asia Pacific, Europe, Middle East, and Africa)
... End User (Retail Investors, Small and Medium Enterprises (SMEs), Startups, and Others (Individuals, Large Enterprises, etc.)), By Geography (North America, Latin America, Asia Pacific, Europe, Middle East, and Africa) Peer to Peer Lending refers to ... Read More
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Global Peer to Peer (P2P) Lending Market 2024-2028
... a CAGR of 39% during the forecast period. The report on the peer to peer (p2p) lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor ... Read More
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Global Peer to Peer (P2P) Lending Market Growth (Status and Outlook) 2024-2030
... market. It is an alternative of lending money virtually. The core functioning of marketplace lending platforms is connecting consumers/borrowers with investors/lenders, majorly through online medium. The global Peer to Peer (P2P) Lending market size is ... Read More
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2024 Global: Consumer Credit Market - Innovative Markets Forecast (2030) report
... 2019 through 2030. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2019 to 2030 using regression ... Read More
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2024 Global: Digital Lending Market - Innovative Markets Forecast (2030) report
... 2019 through 2030. Perry/Hope Partners' reports provide the most accurate industry forecasts based on our proprietary economic models. Our forecasts project the product market size nationally and by regions for 2019 to 2030 using regression ... Read More
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Credit Bureaux & Rating Agencies in the UK - Industry Market Research Report
... compound annual rate of 3.5% over the five years through 2023-24 to £2.4 billion. Brexit significantly impacted the industry as credit bureaux and rating agencies were forced to reorganise or split off EU operations and ... Read More
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India Peer to Peer (P2P) Lending Market, By Business Model (Traditional Lending, Alternate Marketplace Lending); By Loan Type (Consumer Credit Loans, Small Business Loans, Student Loans, Real Estate Loans); By End User (Business, Personal); By Region (North India, South India, East India, West India), Trend Analysis, Competitive Landscape & Forecast, 2019–2030
... Region (North India, South India, East India, West India), Trend Analysis, Competitive Landscape & Forecast, 2019–2030 India Peer to Peer (P2P) Lending Market Value Zooming 2.9X to Surpass USD 23 Billion by 2030 India Peer ... Read More
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Digital Lending Platform Market Report by Type (Loan Origination, Decision Automation, Collections and Recovery, Risk and Compliance Management, and Others), Component (Solutions, Services), Deployment Model (On-premises, Cloud-based), Industry Vertical (Banks, Insurance Companies, Credit Unions, Savings and Loan Associations, Peer-to-Peer Lending, and Others), and Region 2024-2032
... and Loan Associations, Peer-to-Peer Lending, and Others), and Region 2024-2032 The global digital lending platform market size reached US$ 11.6 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 34.3 Billion ... Read More
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Global Lending IT Services Market Growth (Status and Outlook) 2024-2030
... banks, credit unions, mortgage companies, and fintech companies. These services encompass various aspects of the lending process, from loan origination and processing to underwriting, servicing, and compliance. The global Lending IT Services market size is ... Read More
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Pawn Shops in the UK - Industry Market Research Report
... through 2023-24 to reach £355 million. Weak growth in real-household disposable income raised the demand for short-term loans at the beginning of the period. The introduction of tighter lending standards for unsecured loans has also ... Read More
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Secured Personal Loans Market By Type (P2P marketplace lending, Balance sheet lending) , By Age (Less than 30, 30-50, More than 50) By Distribution Channel (Banks, Credit Unitions, Online Lenders, Peer-to-Peer Lending) : Global Opportunity Analysis and Industry Forecast, 2024-2032
... Analysis and Industry Forecast, 2024-2032 Secured Personal Loans Market The secured personal loans market was valued at $34.2 billion in 2023 and is projected to reach $386.0 billion by 2032, growing at a CAGR of ... Read More
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2024 Global Forecast for Consumer Credit Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments ... Read More
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2024 Global Forecast for Digital Lending Market (2025-2030 Outlook)-High Tech & Emerging Markets Report
... product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments and Related Activities industry. The product or service category is within the NAICS Securities, Commodity Contracts, and Other Financial Investments ... Read More
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Global Micro Lending Market 2024-2028
... report on the micro lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding ... Read More
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Global Merchant Banking Services Market 2024-2028
... forecast period. The report on the merchant banking services market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers ... Read More
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Global Embedded Banking Market Size study, by Type (Payment Processing, Lending, Contactless Payment, Wealth Management, Others), by Industry Vertical (Retail and E-commerce, Transportation and Logistics, Healthcare, Media and Entertainment, Others) and Regional Forecasts 2022-2032
... Embedded Banking Market was valued at approximately USD 17.06 billion in 2023 and is anticipated to grow with a remarkable compound annual growth rate CAGR of 23.89% over the forecast period from 2024-2032. Embedded banking ... Read More
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Global Debt Financing Market 2024-2028
... market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors. The report offers an up-to-date analysis regarding the current market scenario, the ... Read More
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Global Wedding Loans Market Size Study, by Type (Local Wedding, Destination Wedding), by Interest Rate (Fixed Interest Rate, Floating Interest Rate), by Provider (Banks, NBFCs, Others) and Regional Forecasts 2022-2032
... valued at approximately USD 11.82 billion in 2023 and is expected to grow at a compound annual growth rate (CAGR) of 7.48% over the forecast period 2024-2032. Wedding loan is a personal financial product designed ... Read More
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France Digital Lending Platform Market Size- By Component, By Deployment Type, By End User- Regional Outlook, Competitive Strategies and Segment Forecast to 2033
... research, ‘France Digital Lending Platform Market Size- By Platform – Regional Outlook, Competitive Strategies and Segment Forecast to 2033’ state that the France Digital Lending Platform Market is predicted to reach USD XX billion by ... Read More
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Payday and Consumer Lending - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size ... Read More
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Loan Brokers - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size ... Read More
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Collection Agencies - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size of company, concentration ... Read More
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Auto Leasing, Loans and Sales Financing - 2024 U.S. Market Research Report with Updated Recession Risk Forecasts
... assessments of the industry in the United States with over 100+ data sets covering 2015-2028. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by ... Read More