Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Non-Banks and Other Financial Institutions in New Zealand - Industry Market Research Report
... past five years, but revenue has fluctuated considerably during the period. Non-banks have increased their lending activity and taken advantage of opportunities in mortgage lending. Major banks faced high loan-to-value ratio (LVR) lending restrictions and ... Read More
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Consumer Credit in Germany
... modest rise in consumer lending. However, German consumers remained cautious. For example, the Bundesbank – Germany’s central bank – reported a decline in home and auto loans, signalling consumer hesitancy in committing to long-term financial ... Read More
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Consumer Lending in Germany
... ongoing geopolitical tensions and inflationary pressures. Despite these challenges, gross lending value in consumer credit showed resilience, particularly in the mortgage/housing sector. This sector’s resilience was largely attributable to the real estate market’s stability, histor... ... Read More
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Corporate Lending Platform Market by Offering (Solutions (Loan Origination, Loan Monitoring & Management) and Services), Deployment Mode, Organization Size, Lending Type, End User (Banks, Credit Unions, NBFCs) and Region - Global Forecast to 2030
... global corporate lending platform market is valued at USD 3.0 billion in 2024 and is estimated to reach USD 11.0 billion in 2030, registering a CAGR of 24.5% during the forecast period. Financial institutions are ... Read More
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The 2025-2030 World Outlook for Debt Collection Software
... potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly ... Read More
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The 2025-2030 World Outlook for Financial Lending Services
... potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly ... Read More
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The 2025-2030 World Outlook for Financial Lending and Payment Services
... the latent demand, or potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow ... Read More
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The 2025-2030 World Outlook for Loan Origination Software
... potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly ... Read More
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The 2025-2030 World Outlook for Loan Servicing Software
... potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly ... Read More
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The 2025-2030 World Outlook for Peer-to-Peer (P2P) Lending
... potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly ... Read More
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The 2025-2030 World Outlook for Peer to Peer Lending
... demand, or potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader ... Read More
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The 2025-2030 World Outlook for Microfinance
... for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly gauge a country vis-à-vis ... Read More
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The 2025-2030 World Outlook for Financial Sponsor-Syndicated Loans Underwritten Deals
... the latent demand, or potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow ... Read More
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The 2025-2030 World Outlook for Digital Lending Platforms
... potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly ... Read More
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The 2025-2030 World Outlook for Financial Sponsor-Syndicated Loans Underwriting
... demand, or potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader ... Read More
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The 2025-2030 World Outlook for FinTech Investment Peer-to-Peer (P2P) Lending
... the latent demand, or potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow ... Read More
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The 2025-2030 World Outlook for Peer-to-Peer Consumer Credit Lending
... demand, or potential industry earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader ... Read More
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The 2025-2030 World Outlook for Consumer Credit
... earnings (P.I.E.), for the country in question (in millions of U.S. dollars), the percent share the country is of the region, and of the globe. These comparative benchmarks allow the reader to quickly gauge a ... Read More
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Fintech Market Report by Deployment Mode (On-Premises, Cloud-Based), Technology (Application Programming Interface, Artificial Intelligence, Blockchain, Robotic Process Automation, Data Analytics, and Others), Application (Payment and Fund Transfer, Loans, Insurance and Personal Finance, Wealth Management, and Others), End User (Banking, Insurance, Securities, and Others), and Region 2024-2032
... Others), End User (Banking, Insurance, Securities, and Others), and Region 2024-2032 The global fintech market size reached US$ 187.1 Billion in 2023. Looking forward, IMARC Group expects the market to reach US$ 764.4 Billion by ... Read More
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Debt Collection Software Industry Research Report 2024
... original company with which you created the debt most likely assigned or sold the account to the collection agency after you missed several payments and it was unable to get you to pay. It's usually ... Read More
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Digital Lending Platform Global Market Report 2024
... Banks; Insurance Companies; Credit Unions; Savings And Loan Associations; Peer-To-Peer LendingsCovering: Nucleus Software Exports Limited; Accenture plc; Fiserv Inc.; Fidelity National Information Services Inc. (FIS); One97 Communications Ltd. Digital Lending Platform Global Market Report 2024 ... Read More
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Global Third Party Debt Collection Services Market Growth (Status and Outlook) 2024-2030
... it is expected to grow at a CAGR of % from 2024 to 2030. LPI (LP Information)' newest research report, the “Third Party Debt Collection Services Industry Forecast” looks at past sales and reviews total ... Read More
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Global B2B Debt Collection Service Market Professional Survey by Types, Applications, and Players, with Regional Growth Rate Analysis and Development Situation, from 2023 to 2028
... market growth of the B2B Debt Collection Service industry between the year 2018 to 2028, and breaks down according to the product type, downstream application, and consumption area of B2B Debt Collection Service. The report ... Read More
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Consumer Credit in India
... increased during the year, primarily as consumers’ responsibilities in the form of expenditure grew at a rapid rate. This pushed them to opt for such financial instruments, especially for big-ticket purchases to leverage better flexibility ... Read More
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Consumer Lending in India
... growing economy, rising disposable incomes, and increasing financial literacy resulted in higher disbursals of consumer loans and personal lending in 2023. Euromonitor International's Consumer Lending in India report establishes the size and structure of the ... Read More
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