Credit & Loans Market Research Reports & Industry Analysis
When a creditor is choosing whether to approve a loan, he or she may consider the applicant’s credit score. A credit score is a number which is based on credit report information. This credit score speaks to the creditworthiness of an applicant. An applicant’s credit score may decide if the loan is approved. Also, it may help determine the interest rate and the amount or credit limit of the loan.
A loan is typically an amount of money which is borrowed with a contractual agreement to repay the money at a later date. Most often, loans are paid back in installments over a course of time. Loans often have interest, which is based on the principal, or amount of money borrowed. This interest is most often a percentage which is known as an interest rate.
The two most common types of loans are secured and unsecured loans. A secured loan involves collateral. Collateral is an asset which may be seized by the lender if the borrower does not meet the terms of the agreement and repay the loan. An example of a secured loan is a mortgage. An unsecured loan does not involve collateral or is not secured against the borrower’s assets. A few examples of an unsecured loan are credit cards or bank overdrafts.
Credit & Loans Industry Research & Market Reports
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Secondary Market Financing - US Industry Market Research Report with Updated Analysis & Forecasts
... in the United States with over 100+ data sets covering 2016-2029. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size of ... Read More
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Collection Agencies - US Industry Market Research Report with Updated Analysis & Forecasts
... United States with over 100+ data sets covering 2016-2029. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size of company, concentration ... Read More
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Payday Lending and Money Transfers - US Industry Market Research Report with Updated Analysis & Forecasts
... assessments of the industry in the United States with over 100+ data sets covering 2016-2029. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by ... Read More
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Loan Brokers - US Industry Market Research Report with Updated Analysis & Forecasts
... United States with over 100+ data sets covering 2016-2029. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, size of company, concentration ... Read More
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Payday and Consumer Lending - US Industry Market Research Report with Updated Analysis & Forecasts
... the industry in the United States with over 100+ data sets covering 2016-2029. This Kentley Insights report is full of industry insights including historical and forecasted market size, revenue and industry breakdowns by product lines, ... Read More
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Debt Collection Agencies in the US - Industry Market Research Report
... that hammered revenue in 2020. Increased aggregate household debt and strong per capita disposable income favored higher collection rates. Low interest rates stimulated borrowing, bringing substantial revenue increases post-COVID. Revenue has grown at a CAGR ... Read More
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Credit Bureaus & Rating Agencies in the US - Industry Market Research Report
... period as COVID-19 disruptions hung over the US Economy. The diverse nature of downstream clients helped to shield the industry from more significant troubles. Throughout 2020, only a few credit reporters and CRA's downstream clients ... Read More
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Loan Brokers Global Market Opportunities And Strategies To 2033
... Large Enterprise; Small And Medium-Sized EnterprisesCovering: Bank of America Corporation; Royal Bank of Canada; BNP Paribas; Truist Financial Corporation; Mitsubishi UFJ Financial Group Inc. Loan Brokers Global Market Opportunities And Strategies To 2033 from The ... Read More
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Consumer Credit in South Korea
... individuals with low credit scores, as credit card companies tend to offer loans with higher interest rates than commercial banks and other primary financial institutions. Short-term credit card lending, such as credit card loans and ... Read More
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Consumer Credit in the United Kingdom
... to the rise in gross lending. This is due to consumers continuously applying for credit to cover their living expenses. In addition, a growing number of local consumers now use credit to pay for daily ... Read More
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Consumer Credit in the United Arab Emirates
... six months to assist residents and businesses impacted by historic floods. This deferral applied to personal and auto lending and featured no additional fees, interest, or increases to the principal amount. Euromonitor International's Consumer Credit ... Read More
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Auto Lending
... in the US), as well as Banco Santander (Spain), Daimler Financial Services (Germany), and Toyota Financial Services (Japan). COMPETITIVE LANDSCAPE Demand is driven by interest rates, consumer confidence, and capital spending by businesses. The profitability ... Read More
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Collection Agencies
... in the US), as well as First Collect International (UK), Intrum (Sweden), and NTT Finance (Japan). COMPETITIVE LANDSCAPE Demand for collections services is driven by the volume of financial transactions and by the health of ... Read More
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Buy Now Pay Later in Australia - Industry Market Research Report
... now pay later (BNPL) services have emerged to challenge traditional credit cards and short-term loans. Convenient BNPL services have been well integrated into the buying cycle, as consumers, particularly younger demographics, embrace payment instalments at ... Read More
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Consumer Credit in Australia
... growing across most categories, apart from card lending. In particular, after a notable decline of 17% in 2023, the value of gross lending on education has recovered in 2024. Statistics reported by the Australian Department ... Read More
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Lending Global Market Opportunities And Strategies To 2033
... China Ltd. (IDCBY); Agricultural Bank of China; JPMorgan Chase & Co. (JPM); Citi Group Inc.; Bank of America (BoA) Corp. Lending Global Market Opportunities And Strategies To 2033 from The Business Research Company provides the ... Read More
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Consumer Credit in Japan
... the country’s younger generation, who often do not have credit cards, and therefore see BNPL as a handy alternative. Consequently, new BNPL service providers are continuously emerging in the Japanese market, drawn in by its ... Read More
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Consumer Credit in China
... service providers need to have minimum registered capital of CNY1.0 billion to offer personal loans (excluding mortgages and auto loans), which is triple the minimum amount required previously. Also, the main investor needs to hold ... Read More
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Debt Collection Agencies in the UK - Industry Market Research Report
... card companies, where a service fee is charged on debt collected, and debt portfolio acquisition, where an agency buys a ledger or portfolio of debts at a discount and collects on these debts. Revenue is ... Read More
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Consumer Credit in Hong Kong, China
... travel, dining, and entertainment. This led to increased spending, often financed through credit. The decline in unemployment has bolstered consumer confidence and disposable income. As more people return to work, their spending power increases. Euromonitor ... Read More
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Consumer Credit in Singapore
... post-pandemic surge seen in previous years. Euromonitor International's Consumer Credit in Singapore report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and ... Read More
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Revenue Forecasts to (2031) and Analytics for the Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522000
... growth rates and forecasts that will save countless hours of research. Key Findings: Banks, (Banking and Lending), Financing, Mortgages, Credit Cards & Transaction Processing Industry (U.S.) to reach $2,239,430,581,629 by 2031. Banks, (Banking and Lending), ... Read More
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Revenue Forecasts to (2031) and Analytics for the Non Bank Lending and Financing (Shadow Banking) (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522200
... that will save countless hours of research. Key Findings: Non Bank Lending and Financing (Shadow Banking) Industry (U.S.) to reach $2,239,430,581,629 by 2031. Non Bank Lending and Financing (Shadow Banking) Industry (U.S.), including Average EBITDA, ... Read More
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Revenue Forecasts to (2031) and Analytics for the Pawn Shops and Specialty Short-Term Financing (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522298
... will save countless hours of research. Key Findings: Pawn Shops and Specialty Short-Term Financing Industry (U.S.) to reach $595,464,706,696 by 2031. Pawn Shops and Specialty Short-Term Financing Industry (U.S.), including Average EBITDA, Operating Ratios and ... Read More
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Revenue Forecasts to (2031) and Analytics for the Consumer Loans and Consumer Lending (U.S.): Financial Benchmarks, Metrics, P&L, KPIs, NAIC 522291
... save countless hours of research. Key Findings: Consumer Loans and Consumer Lending Industry (U.S.) to reach $595,464,706,696 by 2031. Consumer Loans and Consumer Lending Industry (U.S.), including Average EBITDA, Operating Ratios and Sales per Employee. ... Read More
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