United Kingdom (UK) Retail Lending Market Summary, Competitive Analysis and Forecast to 2027
Summary
Retail Lending in the United Kingdom industry profile provides top-line qualitative and quantitative summary information including: market share, market size (value and volume 2017-22, and forecast to 2027). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights
- This retail lending market profile covers the mortgage and consumer credit market.
- The UK retail lending market had total balances outstanding of $2,172.5 billion in 2022, representing a compound annual growth rate (CAGR) of 3.2% between 2017 and 2022.
- The mortgage credit segment accounted for market's the largest proportion in 2022, with total balances outstanding of $1,995.8 billion, equivalent to 91.9% of the market's overall value.
- In 2022, the market recorded moderate growth, but it was slightly less than in 2021. This is attributed to relatively low loan affordability stretched by a combination of higher rates and house prices, with the average term for a first-time buyer loan reaching around 31 years.
- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United Kingdom
- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United Kingdom
- Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
- Add weight to presentations and pitches by understanding the future growth prospects of the United Kingdom retail lending market with five year forecasts by both value and volume
- What was the size of the United Kingdom retail lending market by value in 2022?
- What will be the size of the United Kingdom retail lending market in 2027?
- What factors are affecting the strength of competition in the United Kingdom retail lending market?
- How has the market performed over the last five years?
- Who are the top competitors in the United Kingdom's retail lending market?
- 1 Executive Summary
- 1.1. Market value
- 1.2. Market value forecast
- 1.3. Category segmentation
- 1.4. Geography segmentation
- 1.5. Market rivalry
- 1.6. Competitive landscape
- 2 Market Overview
- 2.1. Market definition
- 2.2. Market analysis
- 3 Market Data
- 3.1. Market value
- 4 Market Segmentation
- 4.1. Category segmentation
- 4.2. Geography segmentation
- 5 Market Outlook
- 5.1. Market value forecast
- 6 Five Forces Analysis
- 6.1. Summary
- 6.2. Buyer power
- 6.3. Supplier power
- 6.4. New entrants
- 6.5. Threat of substitutes
- 6.6. Degree of rivalry
- 7 Competitive Landscape
- 7.1. Who are the leading players?
- 7.2. What disruptors/challengers have changed the market in recent years?
- 8 Company Profiles
- 8.1. NatWest Group Plc
- 8.2. Santander UK PLC
- 8.3. HSBC Private Bank (UK) Ltd
- 8.4. Barclays Plc
- 9 Macroeconomic Indicators
- 9.1. Country data
- 10 Appendix
- 10.1. Methodology
- 10.2. Industry associations
- 10.3. Related MarketLine research
- 10.4. About MarketLine
- List of Tables
- Table 1: United Kingdom retail lending market value: $ billion, 2017–22
- Table 2: United Kingdom retail lending market category segmentation: % share, by value, 2017–2022
- Table 3: United Kingdom retail lending market category segmentation: $ billion, 2017-2022
- Table 4: United Kingdom retail lending market geography segmentation: $ billion, 2022
- Table 5: United Kingdom retail lending market value forecast: $ billion, 2022–27
- Table 6: NatWest Group Plc: key facts
- Table 7: NatWest Group Plc: Annual Financial Ratios
- Table 8: NatWest Group Plc: Key Employees
- Table 9: NatWest Group Plc: Key Employees Continued
- Table 10: Santander UK PLC: key facts
- Table 11: Santander UK PLC: Annual Financial Ratios
- Table 12: Santander UK PLC: Key Employees
- Table 13: HSBC Private Bank (UK) Ltd: key facts
- Table 14: HSBC Private Bank (UK) Ltd: Key Employees
- Table 15: Barclays Plc: key facts
- Table 16: Barclays Plc: Annual Financial Ratios
- Table 17: Barclays Plc: Key Employees
- Table 18: Barclays Plc: Key Employees Continued
- Table 19: United Kingdom size of population (million), 2018–22
- Table 20: United Kingdom gdp (constant 2005 prices, $ billion), 2018–22
- Table 21: United Kingdom gdp (current prices, $ billion), 2018–22
- Table 22: United Kingdom inflation, 2018–22
- Table 23: United Kingdom consumer price index (absolute), 2018–22
- Table 24: United Kingdom exchange rate, 2018–22
- List of Figures
- Figure 1: United Kingdom retail lending market value: $ billion, 2017–22
- Figure 2: United Kingdom retail lending market category segmentation: $ billion, 2017-2022
- Figure 3: United Kingdom retail lending market geography segmentation: % share, by value, 2022
- Figure 4: United Kingdom retail lending market value forecast: $ billion, 2022–27
- Figure 5: Forces driving competition in the retail lending market in the United Kingdom, 2022
- Figure 6: Drivers of buyer power in the retail lending market in the United Kingdom, 2022
- Figure 7: Drivers of supplier power in the retail lending market in the United Kingdom, 2022
- Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United Kingdom, 2022
- Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United Kingdom, 2022
- Figure 10: Drivers of degree of rivalry in the retail lending market in the United Kingdom, 2022
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