United Kingdom (UK) Retail Lending - Market Summary, Competitive Analysis and Forecast, 2017-2026
Summary
Retail Lending in the United Kingdom industry profile provides top-line qualitative and quantitative summary information including: market size (value 2017-21, and forecast to 2026). The profile also contains descriptions of the leading players including key financial metrics and analysis of competitive pressures within the market.
Key Highlights
- This retail lending market profile covers the mortgage and consumer credit market.
- The UK retail lending market had total balances outstanding of $2,350.2 billion in 2021, representing a compound annual growth rate (CAGR) of 3.2% between 2016 and 2021.
- The mortgage credit segment accounted for the largest share of the market’s balances outstanding in 2021, with total balances outstanding of $2,144.1 billion, equivalent to 91.2% of the market's overall value.
- The market recorded consistent growth over 3% in the years preceding 2020, largely driven by consistently low interest rates over the period.
- Save time carrying out entry-level research by identifying the size, growth, major segments, and leading players in the retail lending market in the United Kingdom
- Use the Five Forces analysis to determine the competitive intensity and therefore attractiveness of the retail lending market in the United Kingdom
- Leading company profiles reveal details of key retail lending market players’ global operations and financial performance
- Add weight to presentations and pitches by understanding the future growth prospects of the United Kingdom retail lending market with five year forecasts
- What was the size of the United Kingdom retail lending market by value in 2021?
- What will be the size of the United Kingdom retail lending market in 2026?
- What factors are affecting the strength of competition in the United Kingdom retail lending market?
- How has the market performed over the last five years?
- What are the main segments that make up the United Kingdom's retail lending market?
Companies Mentioned
NatWest Group Plc
Santander UK PLC
HSBC Private Bank (UK) Ltd
Barclays Plc
Atom Bank plc
Monzo Bank Ltd
Zopa Ltd
- 1 Executive Summary
- 1.1. Market value
- 1.2. Market value forecast
- 1.3. Category segmentation
- 1.4. Geography segmentation
- 1.5. Market rivalry
- 1.6. Competitive Landscape
- 2 Market Overview
- 2.1. Market definition
- 2.2. Market analysis
- 3 Market Data
- 3.1. Market value
- 4 Market Segmentation
- 4.1. Category segmentation
- 4.2. Geography segmentation
- 5 Market Outlook
- 5.1. Market value forecast
- 6 Five Forces Analysis
- 6.1. Summary
- 6.2. Buyer power
- 6.3. Supplier power
- 6.4. New entrants
- 6.5. Threat of substitutes
- 6.6. Degree of rivalry
- 7 Competitive Landscape
- 7.1. Who are the leading players?
- 7.2. What disruptors/challengers have changed the market in recent years?
- 8 Company Profiles
- 8.1. NatWest Group Plc
- 8.2. Santander UK PLC
- 8.3. HSBC Private Bank (UK) Ltd
- 8.4. Barclays Plc
- 8.5. Atom Bank plc
- 8.6. Monzo Bank Ltd
- 8.7. Zopa Ltd
- 9 Macroeconomic Indicators
- 9.1. Country data
- 10 Appendix
- 10.1. Methodology
- 10.2. Industry associations
- 10.3. Related MarketLine research
- 10.4. About MarketLine
- List of Tables
- Table 1: United Kingdom retail lending market value: $ billion, 2017–21
- Table 2: United Kingdom retail lending market category segmentation: % share, by value, 2017–2021
- Table 3: United Kingdom retail lending market category segmentation: $ billion, 2017-2021
- Table 4: United Kingdom retail lending market geography segmentation: $ billion, 2021
- Table 5: United Kingdom retail lending market value forecast: $ billion, 2021–26
- Table 6: NatWest Group Plc: key facts
- Table 7: NatWest Group Plc: Annual Financial Ratios
- Table 8: NatWest Group Plc: Key Employees
- Table 9: NatWest Group Plc: Key Employees Continued
- Table 10: Santander UK PLC: key facts
- Table 11: Santander UK PLC: Annual Financial Ratios
- Table 12: Santander UK PLC: Key Employees
- Table 13: HSBC Private Bank (UK) Ltd: key facts
- Table 14: HSBC Private Bank (UK) Ltd: Key Employees
- Table 15: Barclays Plc: key facts
- Table 16: Barclays Plc: Annual Financial Ratios
- Table 17: Barclays Plc: Key Employees
- Table 18: Barclays Plc: Key Employees Continued
- Table 19: Barclays Plc: Key Employees Continued
- Table 20: Atom Bank plc: key facts
- Table 21: Atom Bank plc: Key Employees
- Table 22: Monzo Bank Ltd: key facts
- Table 23: Monzo Bank Ltd: Key Employees
- Table 24: Zopa Ltd: key facts
- Table 25: Zopa Ltd: Key Employees
- Table 26: United Kingdom size of population (million), 2017–21
- Table 27: United Kingdom gdp (constant 2005 prices, $ billion), 2017–21
- Table 28: United Kingdom gdp (current prices, $ billion), 2017–21
- Table 29: United Kingdom inflation, 2017–21
- Table 30: United Kingdom consumer price index (absolute), 2017–21
- Table 31: United Kingdom exchange rate, 2017–21
- List of Figures
- Figure 1: United Kingdom retail lending market value: $ billion, 2017–21
- Figure 2: United Kingdom retail lending market category segmentation: $ billion, 2017-2021
- Figure 3: United Kingdom retail lending market geography segmentation: % share, by value, 2021
- Figure 4: United Kingdom retail lending market value forecast: $ billion, 2021–26
- Figure 5: Forces driving competition in the retail lending market in the United Kingdom, 2021
- Figure 6: Drivers of buyer power in the retail lending market in the United Kingdom, 2021
- Figure 7: Drivers of supplier power in the retail lending market in the United Kingdom, 2021
- Figure 8: Factors influencing the likelihood of new entrants in the retail lending market in the United Kingdom, 2021
- Figure 9: Factors influencing the threat of substitutes in the retail lending market in the United Kingdom, 2021
- Figure 10: Drivers of degree of rivalry in the retail lending market in the United Kingdom, 2021
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