Global Corporate Credit Card Market Growth (Status and Outlook) 2025-2031

The global Corporate Credit Card market size is predicted to grow from US$ 9588 million in 2025 to US$ 14530 million in 2031; it is expected to grow at a CAGR of 7.2% from 2025 to 2031.

Corporate credit cards are a payment tool issued by commercial banks and other financial institutions to corporate customers. They play an important role in the financial management and daily operations of enterprises. The credit limit of corporate credit cards is usually determined based on factors such as the size of the enterprise, its operating conditions, and its credit record. Large enterprises may be given a higher credit limit to meet their large purchase, travel and other expenses. The repayment period generally ranges from dozens of days, and may vary from bank to bank and credit card products. This provides enterprises with a certain amount of capital turnover time, and enterprises can reasonably arrange funds within the repayment period and use the funds during this period without having to pay cash immediately.

The corporate credit card market has been influenced by digital transformation efforts, with more businesses adopting digital payment solutions and mobile apps for expense tracking, reporting, and management. The adoption of contactless payment technology has become more widespread, allowing corporate credit cardholders to make quick and secure transactions without physical contact. Many corporate credit card providers offer integration with expense management software platforms, streamlining the tracking and reconciliation of business expenses. Corporate credit card solutions are offering more customizable features, such as setting spending limits, restricting categories, and receiving real-time alerts for transactions.

Provide differentiated services according to the size of the enterprise. Large enterprises may prefer high-end value-added services and higher credit limits to meet their large-scale procurement, travel and other capital expenditure needs; small and medium-sized enterprises pay more attention to fee concessions and simple and fast application processes. Financial institutions will tailor credit card products and services that are more in line with their actual needs for enterprises of different sizes. With the continuous expansion of the corporate credit card market, the importance of credit risk prevention and control has become increasingly prominent. Financial institutions will adopt more advanced credit assessment models, combined with big data and machine learning technology, to accurately assess the credit risk of enterprises. Through multi-dimensional analysis of the market competition environment, industry development trends, financial statements and other information of the enterprise, dynamically adjust the credit limit of the enterprise to effectively reduce credit risk. With the acceleration of economic globalization, the cross-border business of enterprises is becoming more and more frequent, and the demand for cross-border payment and settlement functions of corporate credit cards will continue to increase. Corporate credit cards will provide more convenient cross-border payment services, support settlement in multiple currencies, reduce exchange rate risks, and help enterprises better carry out international trade, overseas investment and other activities.

LPI (LP Information)' newest research report, the “Corporate Credit Card Industry Forecast” looks at past sales and reviews total world Corporate Credit Card sales in 2024, providing a comprehensive analysis by region and market sector of projected Corporate Credit Card sales for 2025 through 2031. With Corporate Credit Card sales broken down by region, market sector and sub-sector, this report provides a detailed analysis in US$ millions of the world Corporate Credit Card industry.

This Insight Report provides a comprehensive analysis of the global Corporate Credit Card landscape and highlights key trends related to product segmentation, company formation, revenue, and market share, latest development, and M&A activity. This report also analyses the strategies of leading global companies with a focus on Corporate Credit Card portfolios and capabilities, market entry strategies, market positions, and geographic footprints, to better understand these firms’ unique position in an accelerating global Corporate Credit Card market.

This Insight Report evaluates the key market trends, drivers, and affecting factors shaping the global outlook for Corporate Credit Card and breaks down the forecast by Type, by Application, geography, and market size to highlight emerging pockets of opportunity. With a transparent methodology based on hundreds of bottom-up qualitative and quantitative market inputs, this study forecast offers a highly nuanced view of the current state and future trajectory in the global Corporate Credit Card.

This report presents a comprehensive overview, market shares, and growth opportunities of Corporate Credit Card market by product type, application, key players and key regions and countries.

Segmentation by Type:
Open-Loop Cards
Closed-Loop Cards

Segmentation by Application:
SMEs
Large Enterprises

This report also splits the market by region:
Americas
United States
Canada
Mexico
Brazil
APAC
China
Japan
Korea
Southeast Asia
India
Australia
Europe
Germany
France
UK
Italy
Russia
Middle East & Africa
Egypt
South Africa
Israel
Turkey
GCC Countries

The below companies that are profiled have been selected based on inputs gathered from primary experts and analyzing the company's coverage, product portfolio, its market penetration.
AEON Credit Service
American Express
Bank of China
Bank of Communications
JP Morgan
Chase Commercial Banking
Bank of America Merrill Lynch
BEA
China Construction Bank(Asia)
Citibank
China CITIC Bank International
Dah Sing Bank
DBS
Fubon Bank
Hang Seng Bank
HSBC
MasterCard
SimplyCash
Hyundai
ICBC
livi
Mox
PrimeCredit
Standard Chartered
WeLab

Please note: The report will take approximately 2 business days to prepare and deliver.