Europe Fintech-as-a-Service Market Size, Share & Industry Trends Analysis Report By Technology (Blockchain, API, Artificial Intelligence, RPA), By End Use, By Type, By Application, By Country and Growth Forecast, 2022 - 2028

Europe Fintech-as-a-Service Market Size, Share & Industry Trends Analysis Report By Technology (Blockchain, API, Artificial Intelligence, RPA), By End Use, By Type, By Application, By Country and Growth Forecast, 2022 - 2028

The Europe Fintech-as-a-Service Market would witness market growth of 16.5 % CAGR during the forecast period (2022-2028).

Platforms and applications that provide banking as a service (BaaS) have developed as a practical and economical way to deliver financial services based on open banking concepts. To develop innovative digital services, banks must use a service-oriented and composable/modular architecture strategy. BaaS must be a part of traditional banks and financial institutions' digital transformation plans. It is anticipated that more traditional financial institutions would interact with fintech by leveraging BaaS services to internalize cutting-edge technologies and enhance their products.

Real-time payments have already been embraced by a significant number of large organizations in the United States, and this number is projected to rise. Approximately 50 real-time payment options are currently active in several countries and regions. Due to the competitive advantage, it provides businesses, with less risk of payment failure, and increased cash flow efficiency, the urgency of payment settlement is in high demand. Real-time capabilities would likely be expanded to include international payments as local systems gain greater traction and acceptance.

Artificial intelligence (AI) is being used more frequently in financial organizations to detect and reduce fraud through digital banking channels. Included are asset management, mobile banking, insurance, digital loans, credit scores, and buying and selling activities. AI systems can ascertain a customer's typical behavior by analyzing their interactions with other customers and looking at their purchases.

In the upcoming years, Europe would experience rapid expansion in the Blockchain as a Service sector. Due to an increase in trade financing, post-trade or transaction settlements, cross-border payments & settlements, and transaction agreements, the banking industry is expected to invest a significant amount in these technologies. Additionally, the banking industry's spending on blockchain technology has been stimulated by the widespread acceptance of cryptocurrencies. This surge in blockchain technology investment will fuel the expansion of the local BaaS sector.

The Germany market dominated the Europe Fintech-as-a-Service Market by Country in 2021, and would continue to be a dominant market till 2028; thereby, achieving a market value of $45,900.2 million by 2028. The UK market is anticipated to grow at a CAGR of 15.5% during (2022 - 2028). Additionally, The France market would exhibit a CAGR of 17.3% during (2022 - 2028).

Based on Technology, the market is segmented into Blockchain, API, Artificial Intelligence, RPA, and Others. Based on End Use, the market is segmented into Insurance, Bank, Financial Lending Companies, and Others. Based on Type, the market is segmented into Payment, Fund Transfer, Loan, and Others. Based on Application, the market is segmented into Compliance & Regulatory Support, KYC Verification, Fraud Monitoring, and Others. Based on countries, the market is segmented into Germany, UK, France, Russia, Spain, Italy, and Rest of Europe.

The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include PayPal Holdings, Inc., Mastercard, Inc., Upstart Network, Inc., Block, Inc., Envestnet, Inc., SoFi Technologies, Inc., Rapyd Financial Network Ltd., Solid Financial Technologies, Inc., Synctera Inc., and Railsbank Technology Ltd. (Railsr).

Scope of the Study

Market Segments covered in the Report:

By Technology

  • Blockchain
  • API
  • Artificial Intelligence
  • RPA
  • Others
By End Use
  • Insurance
  • Bank
  • Financial Lending Companies
  • Others
By Type
  • Payment
  • Fund Transfer
  • Loan
  • Others
By Application
  • Compliance & Regulatory Support
  • KYC Verification
  • Fraud Monitoring
  • Others
By Country
  • Germany
  • UK
  • France
  • Russia
  • Spain
  • Italy
  • Rest of Europe
Companies Profiled
  • PayPal Holdings, Inc.
  • Mastercard, Inc.
  • Upstart Network, Inc.
  • Block, Inc.
  • Envestnet, Inc.
  • SoFi Technologies, Inc.
  • Rapyd Financial Network Ltd.
  • Solid Financial Technologies, Inc.
  • Synctera Inc.
  • Railsbank Technology Ltd. (Railsr)
Unique Offerings from KBV Research
  • Exhaustive coverage
  • Highest number of market tables and figures
  • Subscription based model available
  • Guaranteed best price
  • Assured post sales research support with 10% customization free


Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 Europe Fintech-as-a-Service Market, by Technology
1.4.2 Europe Fintech-as-a-Service Market, by End Use
1.4.3 Europe Fintech-as-a-Service Market, by Type
1.4.4 Europe Fintech-as-a-Service Market, by Application
1.4.5 Europe Fintech-as-a-Service Market, by Country
1.5 Methodology for the research
Chapter 2. Market Overview
2.1 Introduction
2.1.1 Overview
2.1.1.1 Market Composition & scenarios
2.2 Key Factors Impacting the Market
2.2.1 Market Drivers
2.2.2 Market Restraints
Chapter 3. Competition Analysis - Global
3.1 KBV Cardinal Matrix
3.2 Recent Industry Wide Strategic Developments
3.2.1 Partnerships, Collaborations and Agreements
3.2.2 Product Launches and Product Expansions
3.2.3 Acquisition and Mergers
3.2.4 Geographical Expansions
3.3 Top Winning Strategies
3.3.1 Key Leading Strategies: Percentage Distribution (2018-2022)
Chapter 4. Europe Fintech-as-a-Service Market by Technology
4.1 Europe Blockchain Market by Country
4.2 Europe API Market by Country
4.3 Europe Artificial Intelligence Market by Country
4.4 Europe RPA Market by Country
4.5 Europe Others Market by Country
Chapter 5. Europe Fintech-as-a-Service Market by End-use
5.1 Europe Insurance Market by Country
5.2 Europe Bank Market by Country
5.3 Europe Financial Lending Companies Market by Country
5.4 Europe Others Market by Country
Chapter 6. Europe Fintech-as-a-Service Market by Type
6.1 Europe Payment Market by Country
6.2 Europe Fund Transfer Market by Country
6.3 Europe Loan Market by Country
6.4 Europe Others Market by Country
Chapter 7. Europe Fintech-as-a-Service Market by Application
7.1 Europe Compliance & Regulatory Support Market by Country
7.2 Europe KYC Verification Market by Country
7.3 Europe Fraud Monitoring Market by Country
7.4 Europe Others Market by Country
Chapter 8. Europe Fintech-as-a-Service Market by Country
8.1 Germany Fintech-as-a-Service Market
8.1.1 Germany Fintech-as-a-Service Market by Technology
8.1.2 Germany Fintech-as-a-Service Market by End-use
8.1.3 Germany Fintech-as-a-Service Market by Type
8.1.4 Germany Fintech-as-a-Service Market by Application
8.2 UK Fintech-as-a-Service Market
8.2.1 UK Fintech-as-a-Service Market by Technology
8.2.2 UK Fintech-as-a-Service Market by End-use
8.2.3 UK Fintech-as-a-Service Market by Type
8.2.4 UK Fintech-as-a-Service Market by Application
8.3 France Fintech-as-a-Service Market
8.3.1 France Fintech-as-a-Service Market by Technology
8.3.2 France Fintech-as-a-Service Market by End-use
8.3.3 France Fintech-as-a-Service Market by Type
8.3.4 France Fintech-as-a-Service Market by Application
8.4 Russia Fintech-as-a-Service Market
8.4.1 Russia Fintech-as-a-Service Market by Technology
8.4.2 Russia Fintech-as-a-Service Market by End-use
8.4.3 Russia Fintech-as-a-Service Market by Type
8.4.4 Russia Fintech-as-a-Service Market by Application
8.5 Spain Fintech-as-a-Service Market
8.5.1 Spain Fintech-as-a-Service Market by Technology
8.5.2 Spain Fintech-as-a-Service Market by End-use
8.5.3 Spain Fintech-as-a-Service Market by Type
8.5.4 Spain Fintech-as-a-Service Market by Application
8.6 Italy Fintech-as-a-Service Market
8.6.1 Italy Fintech-as-a-Service Market by Technology
8.6.2 Italy Fintech-as-a-Service Market by End-use
8.6.3 Italy Fintech-as-a-Service Market by Type
8.6.4 Italy Fintech-as-a-Service Market by Application
8.7 Rest of Europe Fintech-as-a-Service Market
8.7.1 Rest of Europe Fintech-as-a-Service Market by Technology
8.7.2 Rest of Europe Fintech-as-a-Service Market by End-use
8.7.3 Rest of Europe Fintech-as-a-Service Market by Type
8.7.4 Rest of Europe Fintech-as-a-Service Market by Application
Chapter 9. Company Profiles
9.1 PayPal Holdings, Inc.
9.1.1 Company Overview
9.1.2 Financial Analysis
9.1.3 Regional Analysis
9.1.4 Research & Development Expense
9.1.5 Recent strategies and developments:
9.1.5.1 Partnerships, Collaborations, and Agreements:
9.1.5.2 Product Launches and Product Expansions:
9.1.5.3 Acquisition and Mergers:
9.2 Mastercard, Inc.
9.2.1 Company Overview
9.2.2 Financial Analysis
9.2.3 Regional Analysis
9.2.4 Recent strategies and developments:
9.2.4.1 Partnerships, Collaborations, and Agreements:
9.2.4.2 Acquisition and Mergers:
9.3 Upstart Network, Inc.
9.3.1 Company Overview
9.3.2 Financial Analysis
9.3.3 Recent strategies and developments:
9.3.3.1 Partnerships, Collaborations, and Agreements:
9.3.3.2 Product Launches and Product Expansions:
9.4 Block, Inc.
9.4.1 Company Overview
9.4.2 Financial Analysis
9.4.3 Segmental and Regional Analysis
9.4.4 Recent strategies and developments:
9.4.4.1 Acquisition and Mergers:
9.5 Envestnet, Inc.
9.5.1 Company Overview
9.5.2 Financial Analysis
9.5.3 Segmental and Regional Analysis
9.5.4 Recent strategies and developments:
9.5.4.1 Partnerships, Collaborations, and Agreements:
9.6 SoFi Technologies, Inc.
9.6.1 Company Overview
9.6.2 Financial Analysis
9.6.3 Segmental and Regional Analysis
9.6.4 Recent strategies and developments:
9.6.4.1 Acquisition and Mergers:
9.7 Rapyd Financial Network Ltd.
9.7.1 Company Overview
9.7.2 Recent strategies and developments:
9.7.2.1 Partnerships, Collaborations, and Agreements:
9.7.2.2 Product Launches and Product Expansions:
9.7.2.3 Geographical Expansions:
9.8 Solid Financial Technologies, Inc.
9.8.1 Company Overview
9.8.2 Recent strategies and developments:
9.8.2.1 Partnerships, Collaborations, and Agreements:
9.9 Synctera Inc.
9.9.1 Company Overview
9.9.2 Recent strategies and developments:
9.9.2.1 Partnerships, Collaborations, and Agreements:
9.10. Railsbank Technology Ltd. (Railsr)
9.10.1 Company Overview

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook
Cookie Settings