Europe Alternative Lending Platform Market Size, Share & Industry Trends Analysis Report By Component (Solution and Services), By Deployment, By End-use (Crowdfunding and Peer-to-Peer Lending), By Country and Growth Forecast, 2022 - 2028

Europe Alternative Lending Platform Market Size, Share & Industry Trends Analysis Report By Component (Solution and Services), By Deployment, By End-use (Crowdfunding and Peer-to-Peer Lending), By Country and Growth Forecast, 2022 - 2028

The Europe Alternative Lending Platform Market would witness market growth of 21.3% CAGR during the forecast period (2022-2028).

The conventional banking industry has also been active in this area, integrating cutting-edge methods into its operations. To improve the client experience, many banks have partnered with fintech companies to offer online services and electronic payments. The bank, however, provides a unique set of financial services not offered by non-banks or alternative lenders.

Following the financial crisis of 2008, when banks' lending became significantly more restrictive and significantly less profitable due to the confluence of low-interest rates and more regulation, a new wave of technology-based FinTech lenders started to emerge. Numerous AL businesses were established over the decade that followed the crisis and successfully expanded to become significant market participants.

There are no indications that the German economy is experiencing a credit crunch. Both domestic and foreign investors can access loans at market-determined rates, and there are many different credit products available. A high proportion of bank borrowing in comparison to equity financing and the traditional German system of cross-shareholding between banks and industry have historically allowed German banks to have a significant impact on the industry.

The Germany market dominated the Europe Alternative Lending Platform Market by Country in 2021, and would continue to be a dominant market till 2028; thereby, achieving a market value of $552.4 million by 2028. The UK market is experiencing a CAGR of 20.3% during (2022 - 2028). Additionally, The France market would exhibit a CAGR of 22.2% during (2022 - 2028).

Based on Component, the market is segmented into Solution and Services. Based on Solution Type, the market is segmented into Loan Origination, Loan Servicing, Lending Analytics and Others. Based on Services Type, the market is segmented into Integration & Deployment, Support & Maintenance, Training & Consulting and Managed Services. Based on Deployment, the market is segmented into On-Premise and Cloud. Based on End-use, the market is segmented into Crowdfunding and Peer-to-Peer Lending. Based on countries, the market is segmented into Germany, UK, France, Russia, Spain, Italy, and Rest of Europe.

The market research report covers the analysis of key stake holders of the market. Key companies profiled in the report include Funding Circle Limited, On Deck Capital, Inc., Upstart Network, Inc., American Express Kabbage Inc. (American Express Company), LendingClub Bank (LendingClub Corporation), Zopa Bank Limited, CommonBond, Inc., Prosper Funding LLC, Avant, LLC, and Social Finance.

Scope of the Study

Market Segments covered in the Report:

By Component

  • Solution
  • Loan Origination
  • Loan Servicing
  • Lending Analytics
  • Others
  • Services
  • Integration & Deployment
  • Support & Maintenance
  • Training & Consulting
  • Managed Services
By Deployment
  • On-Premise
  • Cloud
By End-use
  • Crowdfunding
  • Peer-to-Peer Lending
By Country
  • Germany
  • UK
  • France
  • Russia
  • Spain
  • Italy
  • Rest of Europe
Companies Profiled
  • Funding Circle Limited
  • On Deck Capital, Inc.
  • Upstart Network, Inc.
  • American Express Kabbage Inc. (American Express Company)
  • LendingClub Bank (LendingClub Corporation)
  • Zopa Bank Limited
  • CommonBond, Inc.
  • Prosper Funding LLC
  • Avant, LLC
  • Social Finance
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Chapter 1. Market Scope & Methodology
1.1 Market Definition
1.2 Objectives
1.3 Market Scope
1.4 Segmentation
1.4.1 Europe Alternative Lending Platform Market, by Component
1.4.2 Europe Alternative Lending Platform Market, by Deployment
1.4.3 Europe Alternative Lending Platform Market, by End-use
1.4.4 Europe Alternative Lending Platform Market, by Country
1.5 Methodology for the research
Chapter 2. Market Overview
2.1 Introduction
2.1.1 Overview
2.1.1.1 Market composition & scenarios
2.2 Key Factors Impacting the Market
2.2.1 Market Drivers
2.2.2 Market Restraints
Chapter 3. Competition Analysis - Global
3.1 KBV Cardinal Matrix
3.2 Recent Industry Wide Strategic Developments
3.2.1 Partnerships, Collaborations and Agreements
3.2.2 Product Launches and Product Expansions
3.2.3 Acquisition and Mergers
3.2.4 Business Expansions
3.3 Top Winning Strategies
3.3.1 Key Leading Strategies: Percentage Distribution (2018-2022)
Chapter 4. Europe Alternative Lending Platform Market by Component
4.1 Europe Solution Market by Country
4.2 Europe Alternative Lending Platform Market by Solution Type
4.2.1 Europe Loan Origination Market by Country
4.2.2 Europe Loan Servicing Market by Country
4.2.3 Europe Lending Analytics Market by Country
4.2.4 Europe Others Market by Country
4.3 Europe Services Market by Country
4.4 Europe Alternative Lending Platform Market by Services Type
4.4.1 Europe Integration & Deployment Market by Country
4.4.2 Europe Support & Maintenance Market by Country
4.4.3 Europe Training & Consulting Market by Country
4.4.4 Europe Managed Services Market by Country
Chapter 5. Europe Alternative Lending Platform Market by Deployment
5.1 Europe On-Premise Market by Country
5.2 Europe Cloud Market by Country
Chapter 6. Europe Alternative Lending Platform Market by End-use
6.1 Europe Crowdfunding Market by Country
6.2 Europe Peer-to-Peer Lending Market by Country
Chapter 7. Europe Alternative Lending Platform Market by Country
7.1 Germany Alternative Lending Platform Market
7.1.1 Germany Alternative Lending Platform Market by Component
7.1.1.1 Germany Alternative Lending Platform Market by Solution Type
7.1.1.2 Germany Alternative Lending Platform Market by Services Type
7.1.2 Germany Alternative Lending Platform Market by Deployment
7.1.3 Germany Alternative Lending Platform Market by End-use
7.2 UK Alternative Lending Platform Market
7.2.1 UK Alternative Lending Platform Market by Component
7.2.1.1 UK Alternative Lending Platform Market by Solution Type
7.2.1.2 UK Alternative Lending Platform Market by Services Type
7.2.2 UK Alternative Lending Platform Market by Deployment
7.2.3 UK Alternative Lending Platform Market by End-use
7.3 France Alternative Lending Platform Market
7.3.1 France Alternative Lending Platform Market by Component
7.3.1.1 France Alternative Lending Platform Market by Solution Type
7.3.1.2 France Alternative Lending Platform Market by Services Type
7.3.2 France Alternative Lending Platform Market by Deployment
7.3.3 France Alternative Lending Platform Market by End-use
7.4 Russia Alternative Lending Platform Market
7.4.1 Russia Alternative Lending Platform Market by Component
7.4.1.1 Russia Alternative Lending Platform Market by Solution Type
7.4.1.2 Russia Alternative Lending Platform Market by Services Type
7.4.2 Russia Alternative Lending Platform Market by Deployment
7.4.3 Russia Alternative Lending Platform Market by End-use
7.5 Spain Alternative Lending Platform Market
7.5.1 Spain Alternative Lending Platform Market by Component
7.5.1.1 Spain Alternative Lending Platform Market by Solution Type
7.5.1.2 Spain Alternative Lending Platform Market by Services Type
7.5.2 Spain Alternative Lending Platform Market by Deployment
7.5.3 Spain Alternative Lending Platform Market by End-use
7.6 Italy Alternative Lending Platform Market
7.6.1 Italy Alternative Lending Platform Market by Component
7.6.1.1 Italy Alternative Lending Platform Market by Solution Type
7.6.1.2 Italy Alternative Lending Platform Market by Services Type
7.6.2 Italy Alternative Lending Platform Market by Deployment
7.6.3 Italy Alternative Lending Platform Market by End-use
7.7 Rest of Europe Alternative Lending Platform Market
7.7.1 Rest of Europe Alternative Lending Platform Market by Component
7.7.1.1 Rest of Europe Alternative Lending Platform Market by Solution Type
7.7.1.2 Rest of Europe Alternative Lending Platform Market by Services Type
7.7.2 Rest of Europe Alternative Lending Platform Market by Deployment
7.7.3 Rest of Europe Alternative Lending Platform Market by End-use
Chapter 8. Company Profiles
8.1 Funding Circle Limited (Funding Circle Holdings plc)
8.1.1 Company Overview
8.1.2 Financial Analysis
8.1.3 Segmental and Regional Analysis
8.1.4 Research & Development Expenses
8.1.5 Recent strategies and developments:
8.1.5.1 Partnerships, Collaborations, and Agreements:
8.1.5.2 Product Launches and Product Expansions:
8.2 On Deck Capital, Inc. (Enova International, Inc.)
8.2.1 Company Overview
8.2.2 Financial Analysis
8.2.3 Regional Analysis
8.2.4 Recent strategies and developments:
8.2.4.1 Partnerships, Collaborations, and Agreements:
8.2.4.2 Business Expansions:
8.3 Upstart Network, Inc.
8.3.1 Company Overview
8.3.2 Financial Analysis
8.3.3 Recent strategies and developments:
8.3.3.1 Partnerships, Collaborations, and Agreements:
8.3.3.2 Product Launches and Product Expansions:
8.4 American Express Kabbage Inc. (American Express Company)
8.4.1 Company Overview
8.4.2 Financial Analysis
8.4.3 Segmental and Regional Analysis
8.4.4 Recent strategies and developments:
8.4.4.1 Product Launches and Product Expansions:
8.5 LendingClub Bank (LendingClub Corporation)
8.5.1 Company Overview
8.5.2 Financial Analysis
8.5.3 Recent strategies and developments:
8.5.3.1 Product Launches and Product Expansions:
8.6 Zopa Bank Limited
8.6.1 Company Overview
8.6.2 Financial Analysis
8.7 CommonBond, Inc.
8.7.1 Company Overview
8.7.2 Recent strategies and developments:
8.7.2.1 Product Launches and Product Expansions:
8.7.2.2 Business Expansions:
8.8 Prosper Funding LLC (Prosper Marketplace, Inc.)
8.8.1 Company Overview
8.8.2 Recent strategies and developments:
8.8.2.1 Product Launches and Product Expansions:
8.9 Avant, LLC
8.9.1 Company Overview
8.9.2 Recent strategies and developments:
8.9.2.1 Product Launches and Product Expansions:
8.10. Social Finance
8.10.1 Company Overview

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