Global Open Banking APIs Market: 2025-2029 Full Research Suite

Best Price Guarantee	Length	Publisher	Published Date	SKU
from $5,502	35 Pages	Juniper Research	February, 2025	JNRH19878034

Best Price Guarantee
Price	from $5,502
Length	35 Pages
Publisher	Juniper Research
Published Date	February, 2025
SKU	JNRH19878034

Our Open Banking APIs research suite provides detailed and perceptive analysis of this evolving market; enabling stakeholders such as Open Banking infrastructure and payment service providers, banks and other financial institutions, and eCommerce platforms and merchants to understand future growth, key trends, and the competitive environment.

The suite features several different options that can be purchased separately, including access to data mapping the Open Banking APIs adoption and market growth in the coming years, and an insightful study uncovering the latest trends and opportunities within the market. This includes extensive analysis of the key market segments that make up the Open Banking API market, including payments, account information services, lending, identity, insurance, and niche use cases including FX, cards, and mortgages. Additionally, the report contains extensive analysis of the 16 market leaders in the Open Banking APIs space. The coverage can also be purchased as a Full Research Suite, containing all of these elements, at a substantial discount.

Collectively, they provide a critical tool for understanding this rapidly emerging market; enabling Open Banking APIs stakeholders to shape their future strategies. Its unparalleled coverage makes this research suite an incredibly useful resource for charting the future of such a crucially important and rapidly growing sector.

KEY FEATURES

Market Dynamics: Insights into key trends and market expansion challenges within the global Open Banking APIs market. Specifically, the report addresses challenges posed by the risk of monetisation opportunities for API vendors, the benefits of increasing regulatory involvement for Open Banking, and what models of Open Banking APIs facilitate. The research also includes analysis of the various segments comprising the Open Banking APIs market and a regional market growth analysis of the current and future status of these segments. Finally, the report includes the Juniper Research Country Readiness Index which assesses the market readiness and growth across all 61 countries featured in our forecast, as well as providing a future outlook.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the global Open Banking APIs market; accompanied by strategic recommendations for stakeholders.
Benchmark Industry Forecasts: Includes forecasts for the total volume of Open Banking API calls across various segments, with a multitude of additional forecasts included for all of these markets, featuring total Open Banking payment value, platform revenue from Open Banking API calls, and the total number of Open Banking users.
Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 16 Open Banking API vendors via the Juniper Research Competitor Leaderboard, featuring strategic development opportunities for key players in the global Open Banking APIs market.

Please note: the online download version of this report is for a global site license.

1. Key Takeaways & Strategic Recommendations: 1.1 Key Takeaways; 1.1.1 Successful Markets Still Heavily Dependent on Regulations; 1.1.2 AI Solutions to Become Deeply Integrated with Open Banking; Offerings; 1.1.3 API Monetisation Strategies Favour Channel-based Approaches; 1.2 Strategic Recommendations; 1.2.1 Personalisation of Solutions is Crucial Use Case from APIs; 1.2.2 Opportunities Beyond Core Markets Should be of Focus in Coming; Years; 1.2.3 Vendors Should Pre-empt Upcoming Regulatory Changes
2. Market Landscape: 2.1 Introduction; Figure 2.1: Data Flow with Open Banking APIs; 2.2 API Infrastructure; Figure 2.2: Enterprise Adoption of APIs without Standardised APIs; 2.2.1 API Security Features; 2.3 Current Market; Figure 2.3: Open Banking Models; 2.3.1 Monetisation Opportunities from Open Banking APIs; 2.3.2 Trends; i. Generative AI to Agentic AI?; ii. API Quality and Availability Increasing; iii. Payment Usage Necessitates Demand for APIs; 2.3.3 Benefits; i. Cost Reduction for Merchants; ii. Customisation; iii. New Business Models; 2.3.4 Challenges; i. Security; ii. Monetisation and Profitability; iii. Limited Regulator Involvement; Figure 2.4: Notable Regions for Open Banking and their Regulatory Bodies or; Legislation (2024)
3. Segment Analysis: 3.1 Introduction; 3.1.1 Payments; Figure 3.1: Total Value of Open Banking Payments ($m) Split by 8 Key Regions,; 2024-2029; 3.1.2 Bank Accounts; Figure 3.2: Total Platform Revenue of Open Banking APIs for Account; Aggregation & PFM ($m) Split by 8 Key Regions, 2024-2029; 3.1.3 Lending; Figure 3.3: Total Volume of Open Banking Lending API Calls (m) Split by 8 Key; Regions, 2024-2029; 3.1.4 Identity; Figure 3.4: Total Volume of Identity-related Open Banking API Calls (m) in West; Europe, 2024-2029; 3.1.5 Niche Use Cases; i. Investments; Figure 3.5: Total Volume of Open Banking Investment API Calls (m) Split by 8 Key; Regions, 2024-2029; FINTECH & PAYMENTS; ii. Cards; iii. FX; iv. Mortgages; Figure 3.6: Total Volume of Open Banking Mortgage API Calls (m) Split by 8 Key; Regions, 2024-2029
4. Country Readiness Index: 4.1 Introduction to Country Readiness Index; Figure 4.1: Country Readiness Index Regional Definitions; Table 4.2: Juniper Research’s Country Readiness Index Scoring Criteria: Open; Banking APIs; Figure 4.3: Juniper Research’s Country Readiness Index: Open Banking APIs; Table 4.4: Open Banking APIs Country Readiness Index: Market Segments; 4.1.1 Focus Markets; i. National Payment Schemes; Figure 4.5: Open Banking Payment Value ($m) from Several Focus Markets,; ii. Country-level Assessment: Saudi Arabia; 4.1.2 Growth Markets; i. Digital Economies; Figure 4.6: Total Volume of Open Banking APIs (m) Split by Growth Markets,; 2024; ii. Developing Regulations; iii. Country-level Assessment: US; 4.1.3 Developing Markets; i. Lacking or Developing Infrastructure; 4.1.4 Country Readiness Index Heatmaps; i. North America; Figure 4.7: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: North America; ii. Latin America; Figure 4.8: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: Latin America; iii. West Europe; Figure 4.9: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: West Europe; iv. Central & East Europe; Figure 4.10: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: Central & East Europe; v. Far East & China; Figure 4.11: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: Far East & China; vi. Indian Subcontinent; Figure 4.12: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: Indian Subcontinent; vii. Rest of Asia Pacific; Figure 4.13: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: Rest of Asia Pacific; viii. Africa & Middle East; Figure 4.14: Juniper Research’s Open Banking APIs Country Readiness Index; Heatmap: Africa & Middle East
1. Open Banking APIs: Competitor Leaderboard: 1.1 Why Read this Report; Table 1.1: Juniper Research Competitor Leaderboard: Open Banking APIs; Vendors; Figure 1.2: Juniper Research Competitor Leaderboard: Open Banking APIs; Table 1.3: Juniper Research Leaderboard: Open Banking API Vendors &; Positioning; Table 1.4: Juniper Research Competitor Leaderboard Heatmap: Open Banking; APIs
2. Company Profiles: 2.1 Vendor Profiles; 2.1.1 Basiq; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.2 Brankas; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.3 Bud; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.4 Fiserv; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.5 GoCardless; i. Corporate Information; ii. Geographic Spread; iii. Key Partnerships & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths and Strategic Development; Opportunities; 2.1.6 Mastercard; i. Corporate Information; ii. Geographic Spread; iii. Key Partnerships & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths and Strategic Development; Opportunities; 2.1.7 MX; i. Corporate Information; ii. Geographic Spread; iii. Key Partnerships & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths and Strategic Development; Opportunities; 2.1.8 Ozone API; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths and Strategic Development; Opportunities; 2.1.9 Plaid; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.10 Raidiam; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.11 Salt Edge; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.12 TrueLayer; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.13 Visa; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.14 Worldline; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.15 Yapily; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.1.16 Yodlee; i. Corporate Information; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development; Opportunities; 2.2 Juniper Research Leaderboard Assessment Methodology; 2.2.1 Limitations & Interpretations; Figure 2.1: Juniper Research’s Competitor Leaderboard Scoring Criteria – Open; Banking APIs; 2.3 Related Research
1. Market Overview & Methodology: 1.1 Introduction; 1.2 Open Banking APIs: Forecast Methodology & Assumptions; Figure 1.1: Open Banking APIs Forecast Document
2. Open Banking APIs: Summary: 2.1 Total Number of Open Banking API Calls; Figure & Table 2.1: Total Number of Open Banking API Calls (m) Split by 8 Key; Regions, 2024-2029; 2.2 Total Open Banking API Platform Revenue; Figure & Table 2.2: Total Open Banking API Platform Revenue ($m) Split by 8 Key; Regions, 2024-2029
3. Open Banking APIs: Payments: 3.1 Total Number of Open Banking Payments Users; Figure & Table 3.1: Total Number of Open Banking API Payments Users (m) Split; by 8 Key Regions, 2024-2029; 3.2 Total Number of Open Banking Payment API Calls; Figure & Table 3.2: Total Number of Open Banking Payment API Calls (m) Split; by 8 Key Regions, 2024-2029; 3.3 Total Platform Revenue from Open Banking Payments; Figure & Table 3.3: Total API Platform Revenue of Open Banking Payments ($m); Split by 8 Key Regions, 2024-2029; 3.4 Total Value of Open Banking Payments; Figure & Table 3.4: Total Value of Open Banking Payments ($m) Split by 8 Key; Regions, 2024-2029
4. Open Banking APIs: Account Aggregation & Personal Finance Management: (PFM); 4.1 Total Number of Account Aggregation & PFM Open Banking API Calls; Figure & Table 4.1: Total Number of Open Banking Account Aggregation & PFM; API Calls (m) Split by 8 Key Regions, 2024-
5. Open Banking APIs: Underwriting: 5.1 Total Number of Open Banking Underwriting API Calls; Figure & Table 5.1: Total Number of Open Banking Underwriting API Calls (m); Split by 8 Key Regions, 2024-2029; 5.2 Total Platform Revenue from Open Banking Underwriting API Calls; Figure & Table 5.2: Total Platform Revenue from Open Banking Underwriting API; Calls ($m) Split by 8 Key Regions, 2024-2029
6. Open Banking APIs: Lending: 6.1 Total Number of Open Banking Lending Users; Figure 6.1: Total Number of Open Banking Lending Users (m) Split by 8 Key; Regions, 2024-2029; 6.2 Total Number of Open Banking Lending API Calls; Figure & Table 6.2: Total Number of Open Banking Lending API Calls (m) Split by
8 Key Regions, 2024-2029: 6.3 Total Platform Revenue from Open Banking Lending API Calls; Figure & Table 6.3: Total Platform Revenue from Open Banking Lending API Calls; ($m) Split by 8 Key Regions, 2024-2029
7. Open Banking APIs: Identity: 7.1 Total Number of Open Banking Identity API Calls; Figure & Table 7.1: Total Number of Open Banking Identity API Calls (m) Split by
8 Key Regions, 2024-2029: 7.2 Total Platform Revenue from Open Banking Lending API Calls; Figure 7.2: Total Platform Revenue from Open Banking Lending API ($m) Split by
8 Key Regions, 2024-2029
8. Open Banking APIs: Investments: 8.1 Total Number of Open Banking Investment API Calls; Figure & Table 8.1: Total Number of Open Banking Investment API Calls (m) Split; by 8 Key Regions, 2024-2029; 8.2 Total Platform Revenue from Open Banking Investment API Calls; Figure & Table 8.2: Total Platform Revenue from Open Banking Lending API Calls; ($m) Split by 8 Key Regions, 2024-2029
9. Open Banking APIs: Mortgages: 9.1 Total Number of Open Banking Mortgage Users; Figure 9.1: Total Number of Open Banking Mortgage Users (m) Split by 8 Key; Regions, 2024-2029; 9.2 Total Number of Open Banking Mortgage API Calls; Figure & Table 9.2: Total Number of Open Banking Mortgage API Calls (m) Split; by 8 Key Regions, 2024-2029