Global Banking-as-a-Service Market: 2024-2028 Full Research Suite

Best Price Guarantee	Length	Publisher	Published Date	SKU
from $5,502	119 Pages	Juniper Research	April, 2024	JNRH19878032

Best Price Guarantee
Price	from $5,502
Length	119 Pages
Publisher	Juniper Research
Published Date	April, 2024
SKU	JNRH19878032

Our Banking-as-a-Service research suite provides a detailed and insightful analysis of this evolving market; enabling stakeholders from traditional banks, fintech companies, infrastructure providers, regulators and technology companies to understand future growth, key trends and the competitive environment.

The suite includes several different options that can be purchased separately, including access to data mapping the deployment and future growth of BaaS (Banking-as-a-Service), an insightful study uncovering the latest trends and opportunities within the financial landscape, and a document containing extensive analysis of the 17 market leaders in the BaaS space. The coverage can also be purchased as a Full Research Suite, containing all of these elements, and including a substantial discount.

Collectively, they provide a critical tool for understanding this rapidly emerging market; allowing financial institutions and tech companies to shape their future strategy. The unparalleled coverage makes this research suite an incredibly useful resource for charting the future of such an uncertain and rapidly growing market.

Market Dynamics: Insights into key trends and market expansion challenges within the BaaS market; addressing the flexibility of the BaaS model, and the scope of financial offerings and technology stack platform banking can deploy. The report examines the many BaaS use cases across different industries and service platforms, and includes segment analysis across different segments which are adopting BaaS strategies, such as non-bank businesses. The BaaS market share research also includes a regional market growth analysis on the current development and segment growth of the BaaS market; featuring a Juniper Research Country Readiness Index covering 8 key regions and 60 countries. This also includes a technological approach assessment analysing the benefits of API (Application Programming Interface) and Cloud technology in the BaaS space, as well as the future outlook of the market.
Key Takeaways & Strategic Recommendations: In-depth analysis of key development opportunities and findings within the BaaS market, accompanied by strategic recommendations for stakeholders.
Benchmark Industry Forecasts: The business overview into financial service providers includes forecasts for total revenue for BaaS, split by offerings spanning current accounts, card issuing, wealth management & savings, prepaid cards, and business accounts.
Juniper Research Competitor Leaderboard: Key player capability and capacity assessment for 17 BaaS vendors, via the Juniper Research Competitor Leaderboard; featuring banking market size for major players in the banking industry.

Please note: the online download version of this report is for a global site license.

1. Banking-as-a-Service: Key Takeaway & Strategic Recommendations: 1.1 Key Takeaways; 1.1.1 Regulatory Scrutiny on BaaS Has Raised the Cost of Compliance; 1.1.2 Wealth Management & Savings Accounts Have the Most Potential; 1.1.3 Increased Digital Banking Adoption and Enhanced Personalisation; 1.2 Strategic Recommendations; 1.2.1 Traditional Banks Must Offer BaaS to Remain Competitive; 1.2.2 Rapidly Expand Product Portfolios by Scouting for Partnerships with a Diverse Range of Technology Partners; 1.2.3 Encourage Adoption of AI-driven Regtech to Enhance Security
2. Banking-as-a-Service - Market Landscape: 2.1 Introduction; 2.1.1 Definitions & Scope; 2.1.2 Functionalities of BaaS; Figure 2.1: BaaS Concept Outline; Figure 2.2: How APIs Work; 2.2 Current Market Landscape; 2.2.1 BaaS versus BaaP; Figure 2.3: BaaS versus BaaP; 2.2.2 BaaS & Open Banking; Figure 2.4: How Open Banking Works; 2.2.3 How Is BaaS Offered?; Figure 2.5: How Is BaaS Offered?; 2.2.4 BaaS Applications: Product Offerings; Figure 2.6: BaaS Core Product Offerings; i. Payment Processing; ii. Account Management; iii. Cards Issuing; iv. Wealth Management & Savings; v. Onboarding; vi. Lending; vii. Loyalty & Rewards; viii. Compliance and Regulatory Support; ix. Accounting Services; x. Customer Support; 2.2.5 BaaS Applications: Effective Use Cases; Figure 2.7: BaaS Platform Industry Applications; i. Fintech Startups; ii. eCommerce Platforms; iii. Retail and Consumer Goods; iv. Gig Economy and Freelance Platforms; v. Insurance; vi. Travel and Hospitality; vii. Property Tech; viii. HR Tech; 2.2.6 Banking-as-a-Service Regulations; i. PSD2 (EU); ii. Open Banking (UK); iii. US; iv. Open Banking (Brazil); v. Consumer Data Right Rules (Australia); vi. Unified Payments Interface (India); FINTECH & PAYMENTS; vii. Open API Framework (Hong Kong); viii. The Future of Open Banking; 2.3 Current Trends; 2.3.1 Increase in Digital Payments; Figure 2.8: Smartphone Penetration in 2024 (%), Split by the Top 25 Countries; 2.3.2 Embedded Finance: Superapps; Figure 2.9: Embedded Finance Segments by Market Prospects; 2.3.3 Integration with AI; 2.4 Technological Approach Assessment; 2.4.1 BaaS Technological Approach Assessment; i. APIs; Figure 2.10: Distribution of APIs by Product Area; ii. Cloud Computing; 2.5 Future Outlook; 2.5.1 BaaS for BNPL & POS Financing; 2.5.2 B2B BaaS; 2.5.3 Monetisation Opportunities
3. Banking-as-a-Service: Segment Analysis: 3.1 Introduction; 3.1.1 Small/Medium Enterprises; 3.1.2 Large Enterprises; 3.1.3 Fintechs; 3.1.4 Banks; 3.1.5 Consumers
4. Country Readiness Index & Regional Analysis: 4.1.1 Country Readiness Index; Figure 4.1: Juniper Research’s: 8 Key Regions Definitions; Table 4.2: Juniper Research’s BaaS Country Readiness Index: Scoring Criteria ..; Figure 4.3: Juniper Research BaaS Country Readiness Index; Figure 4.4: Juniper Research Competitive Web: BaaS Regional Opportunities; 4.1.2 North America; Figure 4.5: Total Number of Banked Individuals with Current/Checking Accounts Accessed via BaaS in North America (m), 2024; i. US; 4.1.3 Latin America; Figure 4.6: Total BaaS Platform Revenue ($m), Split by Select Countries in Latin America, 2024; i. Brazil; 4.1.4 West Europe; Figure 4.7: Total BaaS Platform Revenue ($m), Split by Select Countries in West Europe, 2024; i. France; ii. Germany; iii. UK; 4.1.5 Central & East Europe; Figure 4.8: Total BaaS Platform Revenue ($m), Split by Select Countries, 2023-2028; 4.1.6 Far East & China; Figure 4.9: Total BaaS Platform Revenue in the Far East & China ($m), Split by Select Countries, 2024; 4.1.7 Indian Subcontinent; Figure 4.10: Total BaaS Platform Revenue in Indian Subcontinent ($m), Split by Select Countries, 2023-2028; 4.1.8 Rest of Asia Pacific; Figure 4.11: Total BaaS Platform Revenue in Rest of Asia Pacific ($m), Split by Select Countries, 2024; 4.1.9 Africa & Middle East; Figure 4.12: Total BaaS Platform Revenue in Africa & Middle East ($m), Split by Select Countries, 2023-2028; 4.1.10 BaaS Regional Opportunities: Heatmap Analysis Results; Table 4.13: Juniper Research Country Readiness Index: North America; Table 4.14: Juniper Research Country Readiness Index: Latin America; Table 4.15: Juniper Research Country Readiness Index: West Europe; Table 4.16: Juniper Research Country Readiness Index: Central & East Europe .; Table 4.17: Juniper Research Country Readiness Index: Far East & China; Table 4.18: Juniper Research Country Readiness Index: Indian Subcontinent; Table 4.19: Juniper Research Country Readiness Index: Rest of Asia Pacific; Table 4.20: Juniper Research Country Readiness Index: Africa & Middle East
1. Juniper Research BaaS Competitor Leaderboard: 1.1 Why Read This Report; Table 1.1: Juniper Research Competitor Leaderboard BaaS Vendors and Product Portfolio; Figure 1.2: Juniper Research Competitor Leaderboard for BaaS; Table 1.3: Juniper Research Competitor Leaderboard BaaS Vendors & Positioning; Table 1.4: Juniper Research Competitor Leaderboard Heatmap: BaaS Vendors ..; Table 1.5: Juniper Research Competitor Leaderboard Heatmap: BaaS Vendors (Continued); 1.2 BaaS Vendor Profiles; 1.2.1 11: FS Foundry; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.2 Anchor; i. Corporate; Table 1.6: Anchor’s Investment Rounds ($m), 2022-2023; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.3 Bankable; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.4 BBVA; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.5 ConnectPay; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.6 Green Dot; i. Corporate; Table 1.7: Green Dot’s Financial Snapshot ($m), 2022-2023; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.7 Intergiro; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.8 Marqeta; i. Corporate; Table 1.8: Marqeta’s Financial Performance ($), 2022-2023; ii. Geographic Spread; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.9 MatchMove Pay; i. Corporate; Table 1.9: MatchMove Pay’s Investment Rounds ($m), 2013-2021; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.10 Railsr; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.11 Raisin Bank; i. Corporate; Table 1.10: Raisin’s Investment Rounds ($m), 2014-2023; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.12 Solaris; i. Corporate; Table 1.11: Solaris' Investment Rounds ($m), 2016-2024; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.13 Starling Bank; i. Corporate; Table 1.12: Starling’s Investment Rounds ($m), 2018-2022; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.14 Swan; i. Corporate; Table 1.13: Swan’s Investment Rounds ($m), 2020-2023; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.15 Treezor; i. Corporate; Table 1.14: Treezor’s Investment Rounds ($m) 2015; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.16 Vodeno; i. Corporate; Table 1.15: Voden’s Investment Rounds ($m),; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; 1.2.17 Xpollens; i. Corporate; ii. Geographical Reach; iii. Key Clients & Strategic Partnerships; iv. High-level View of Offerings; v. Juniper Research’s View: Key Strengths & Strategic Development Opportunities; Table 1.16: Juniper Research Competitor Leaderboard Scoring Criteria: BaaS ..
1. Introduction & Methodology: 1.1 Introduction; 1.2 Methodology & Assumptions; Figure 1.1: BaaS Forecast Methodology, Current Accounts; Figure 1.2: BaaS Forecast Methodology, Card Issuing; Figure 1.3: BaaS Forecast Methodology, Wealth Management & Savings; Figure 1.4: BaaS Forecast Methodology, Prepaid Cards; Figure 1.5: BaaS Forecast Methodology, Business Accounts
2. Global Banking-as-a-Service Market: 2.1 BaaS Forecasts; 2.1.1 Total BaaS Platform Revenue; Figure & Table 2.1: Total BaaS Platform Revenue ($m), Split by 8 Key Regions, 2023-2028; Table 2.2: Total BaaS Platform Revenue ($m), Split by Category, 2023-2028
3. Current Accounts: 3.1 Current Accounts; 3.1.1 Total BaaS Consumer Users; Figure & Table 3.1: Total Number of B2C BaaS Users (m), Split by 8 Key Regions, 2023-2028; 3.1.2 Total BaaS Consumer Transaction Volume; Figure & Table 3.2: Total BaaS Consumer Current/Checking Account Transaction Volume (m), Split by 8 Key Regions, 2023-2028; 3.1.3 Total Value of Consumer Account Transactions; Figure & Table 3.3: Total BaaS Consumer Current/Checking Account Transaction Value ($m), Split by 8 Key Regions, 2023-2028; 3.1.4 Total Revenue of Consumer Account Transactions; Figure & Table 3.4: Total BaaS Consumer Account Revenue ($m), Split by 8 Key Regions, 2023-2028
4. Card Issuing: 4.1.1 Total Number of Cards Issued Through BaaS; Figure & Table 4.1: Total Number of Credit/Debit Cards Issued through BaaS Platforms (m), Split by 8 Key Regions, 2023-2028; 4.1.2 Total Card Issuing Revenue; Figure & Table 4.2: Total BaaS Card Issuing Revenue ($m), Split by 8 Key Regions, 2023-
5. Wealth Management & Savings Account: 5.1.1 Total of Number of Wealth Management & Savings Accounts Issued through BaaS; Figure & Table 5.1: Total Number of Wealth Management/Saving Account Users Accessing the Service through a BaaS platform (m), Split by 8 Key Regions, 2023-2028; 5.1.2 Total Wealth Management & Savings Account Revenue; Figure & Table 5.2: Total BaaS Revenue from Wealth Management & Savings Accounts ($m), Split by 8 Key Regions, 2023-2028
6. Prepaid Cards: 6.1.1 Total Number of Users Accessing Prepaid Cards through a BaaS Platform; Figure & Table 6.1: The Number of Users Accessing Prepaid Card through a BaaS Platform (m), Split 8 Key Regions, 2023-; 6.1.2 Total Prepaid Cards Revenue; Contents; FINTECH & PAYMENTS; Figure & Table 6.2: Total BaaS Revenue from Prepaid Cards ($m), Split by 8 Key Regions, 2023-2028
7. Business Accounts: 7.1.1 Total Number of Businesses with Bank Accounts Issued Through BaaS; Figure & Table 7.1: The Total Number of Businesses with Bank Accounts Issued through BaaS Providers (m), Split by 8 Key Regions, 2023-2028; 7.1.2 Total Business Account Transaction Revenue; Figure & Table 7.2: Total BaaS Revenue from Business Account Transactions ($m), Split by 8 Key Regions, 2023-2028