Global Home Equity Lending Market 2023-2027

Global Home Equity Lending Market 2023-2027

Technavio has been monitoring the home equity lending market and is forecast to grow by $35535.04 mn during 2022-2027, accelerating at a CAGR of 3.81% during the forecast period. Our report on the home equity lending market provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.

The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by the massive increase in home prices, benefits of home equity loans, and tax deductions for interest payments.

Technavio's home equity lending market is segmented as below:

By Source

  • Mortgage and credit union
  • Commercial banks
  • Others
By Distribution Channel
  • Offline
  • Online
By Geographical Landscape
  • North America
  • Europe
  • APAC
  • South America
  • Middle East and Africa
This study identifies the increase in residential properties as one of the prime reasons driving the home equity lending market growth during the next few years. Also, lower interest payments when compared to other borrowing methods and technological advancements in the home equity borrowing process will lead to sizable demand in the market.

Technavio presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters. Our report on the home equity lending market covers the following areas:
  • Home equity lending market sizing
  • Home equity lending market forecast
  • Home equity lending market industry analysis
Technavio's robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading home equity lending market vendors that include A and A Dukaan Financial Services Pvt. Ltd., ABC Finance Ltd., Australia and New Zealand Banking Group Ltd., Bank of America Corp., Barclays PLC, Citizens Commerce Bancshares Inc., Commonwealth Bank of Australia, Flagstar Bancorp Inc., HSBC Holdings Plc, JPMorgan Chase and Co., Morgan Stanley, Navy Federal Credit Union, nbkc bank, Pentagon Federal Credit Union, Police and Nurses Ltd., Regions Financial Corp., State Bank of India, The Goldman Sachs Group Inc., The PNC Financial Services Group Inc., and U.S. Bancorp. Also, the home equity lending market analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market and vendor landscape in addition to an analysis of the key vendors.

Technavio presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive research - both primary and secondary. Technavio's market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast accurate market growth.


  • Executive Summary
    • Market overview
      • Table Executive Summary – Chart on Market Overview
      • Table Executive Summary – Data Table on Market Overview
      • Table Executive Summary – Chart on Global Market Characteristics
      • Table Executive Summary – Chart on Market by Geography
      • Table Executive Summary – Chart on Market Segmentation by Source
      • Table Executive Summary – Chart on Market Segmentation by Distribution Channel
      • Table Executive Summary – Chart on Incremental Growth
      • Table Executive Summary – Data Table on Incremental Growth
      • Table Executive Summary – Chart on Vendor Market Positioning
  • Market Landscape
    • Market ecosystem
      • Table Parent market
      • Table Market Characteristics
  • Market Sizing
    • Market definition
      • Table Offerings of vendors included in the market definition
    • Market segment analysis
      • Table Market segments
    • Market size 2022
    • Market outlook: Forecast for 2022-2027
      • Table Chart on Global - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Global - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Global Market: Year-over-year growth 2022-2027 (%)
      • Table Data Table on Global Market: Year-over-year growth 2022-2027 (%)
  • Historic Market Size
    • Global home equity lending market 2017 - 2021
      • Table Historic market size – Data table on global home equity lending market 2017 - 2021 ($ million)
    • Source segment analysis 2017 - 2021
      • Table Historic market size – Source segment 2017 - 2021 ($ million)
    • Distribution channel segment analysis 2017 - 2021
      • Table Historic Market Size – Distribution channel segment 2017 - 2021 ($ million)
    • Geography segment analysis 2017 - 2021
      • Table Historic market size – Geography segment 2017 - 2021 ($ million)
    • Country segment analysis 2017 - 2021
      • Table Historic market size – Country segment 2017 - 2021 ($ million)
  • Five Forces Analysis
    • Five forces summary
      • Table Five forces analysis - Comparison between 2022 and 2027
    • Bargaining power of buyers
      • Table Chart on Bargaining power of buyers – Impact of key factors 2022 and 2027
    • Bargaining power of suppliers
      • Table Bargaining power of suppliers – Impact of key factors in 2022 and 2027
    • Threat of new entrants
      • Table Threat of new entrants – Impact of key factors in 2022 and 2027
    • Threat of substitutes
      • Table Threat of substitutes – Impact of key factors in 2022 and 2027
    • Threat of rivalry
      • Table Threat of rivalry – Impact of key factors in 2022 and 2027
    • Market condition
      • Table Chart on Market condition - Five forces 2022 and 2027
  • Market Segmentation by Source
    • Market segments
      • Table Chart on Source - Market share 2022-2027 (%)
      • Table Data Table on Source - Market share 2022-2027 (%)
    • Comparison by Source
      • Table Chart on Comparison by Source
      • Table Data Table on Comparison by Source
    • Mortgage and credit union - Market size and forecast 2022-2027
      • Table Chart on Mortgage and credit union - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Mortgage and credit union - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Mortgage and credit union - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Mortgage and credit union - Year-over-year growth 2022-2027 (%)
    • Commercial banks - Market size and forecast 2022-2027
      • Table Chart on Commercial banks - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Commercial banks - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Commercial banks - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Commercial banks - Year-over-year growth 2022-2027 (%)
    • Others - Market size and forecast 2022-2027
      • Table Chart on Others - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Others - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Others - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Others - Year-over-year growth 2022-2027 (%)
    • Market opportunity by Source
      • Table Market opportunity by Source ($ million)
  • Market Segmentation by Distribution Channel
    • Market segments
      • Table Chart on Distribution Channel - Market share 2022-2027 (%)
      • Table Data Table on Distribution Channel - Market share 2022-2027 (%)
    • Comparison by Distribution Channel
      • Table Chart on Comparison by Distribution Channel
      • Table Data Table on Comparison by Distribution Channel
    • Offline - Market size and forecast 2022-2027
      • Table Chart on Offline - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Offline - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Offline - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Offline - Year-over-year growth 2022-2027 (%)
    • Online - Market size and forecast 2022-2027
      • Table Chart on Online - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Online - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Online - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Online - Year-over-year growth 2022-2027 (%)
    • Market opportunity by Distribution Channel
      • Table Market opportunity by Distribution Channel ($ million)
  • Customer Landscape
    • Customer landscape overview
      • Table Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
  • Geographic Landscape
    • Geographic segmentation
      • Table Chart on Market share by geography 2022-2027 (%)
      • Table Data Table on Market share by geography 2022-2027 (%)
    • Geographic comparison
      • Table Chart on Geographic comparison
      • Table Data Table on Geographic comparison
    • North America - Market size and forecast 2022-2027
      • Table Chart on North America - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on North America - Market size and forecast 2022-2027 ($ million)
      • Table Chart on North America - Year-over-year growth 2022-2027 (%)
      • Table Data Table on North America - Year-over-year growth 2022-2027 (%)
    • Europe - Market size and forecast 2022-2027
      • Table Chart on Europe - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Europe - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Europe - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Europe - Year-over-year growth 2022-2027 (%)
    • APAC - Market size and forecast 2022-2027
      • Table Chart on APAC - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on APAC - Market size and forecast 2022-2027 ($ million)
      • Table Chart on APAC - Year-over-year growth 2022-2027 (%)
      • Table Data Table on APAC - Year-over-year growth 2022-2027 (%)
    • South America - Market size and forecast 2022-2027
      • Table Chart on South America - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on South America - Market size and forecast 2022-2027 ($ million)
      • Table Chart on South America - Year-over-year growth 2022-2027 (%)
      • Table Data Table on South America - Year-over-year growth 2022-2027 (%)
    • Middle East and Africa - Market size and forecast 2022- 2027
      • Table Chart on Middle East and Africa - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Middle East and Africa - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Middle East and Africa - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Middle East and Africa - Year-over-year growth 2022-2027 (%)
    • US - Market size and forecast 2022-2027
      • Table Chart on US - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on US - Market size and forecast 2022-2027 ($ million)
      • Table Chart on US - Year-over-year growth 2022-2027 (%)
      • Table Data Table on US - Year-over-year growth 2022-2027 (%)
    • China - Market size and forecast 2022-2027
      • Table Chart on China - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on China - Market size and forecast 2022-2027 ($ million)
      • Table Chart on China - Year-over-year growth 2022-2027 (%)
      • Table Data Table on China - Year-over-year growth 2022-2027 (%)
    • Japan - Market size and forecast 2022-2027
      • Table Chart on Japan - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Japan - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Japan - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Japan - Year-over-year growth 2022-2027 (%)
    • Germany - Market size and forecast 2022-2027
      • Table Chart on Germany - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on Germany - Market size and forecast 2022-2027 ($ million)
      • Table Chart on Germany - Year-over-year growth 2022-2027 (%)
      • Table Data Table on Germany - Year-over-year growth 2022-2027 (%)
    • France - Market size and forecast 2022-2027
      • Table Chart on France - Market size and forecast 2022-2027 ($ million)
      • Table Data Table on France - Market size and forecast 2022-2027 ($ million)
      • Table Chart on France - Year-over-year growth 2022-2027 (%)
      • Table Data Table on France - Year-over-year growth 2022-2027 (%)
    • Market opportunity by geography
      • Table Market opportunity by geography ($ million)
  • Drivers, Challenges, and Trends
    • Market drivers
      • Massive increase in home prices
      • Benefits of home equity loan
    • Market challenges
      • Fear of losing property
      • Hefty closing costs
    • Impact of drivers and challenges
      • Table Impact of drivers and challenges in 2022 and 2027
    • Market trends
      • Increase in residential properties
      • Lower interest payments when compared to other borrowing methods
  • Vendor Landscape
    • Overview
    • Vendor landscape
      • Table Overview on Criticality of inputs and Factors of differentiation
    • Landscape disruption
      • Table Overview on factors of disruption
    • Industry risks
      • Table Impact of key risks on business
  • Vendor Analysis
    • Vendors covered
      • Table Vendors covered
    • Market positioning of vendors
      • Table Matrix on vendor position and classification
    • A and A Dukaan Financial Services Pvt. Ltd.
      • Table A and A Dukaan Financial Services Pvt. Ltd. - Overview
      • Table A and A Dukaan Financial Services Pvt. Ltd. - Product / Service
      • Table A and A Dukaan Financial Services Pvt. Ltd. - Key offerings
    • ABC Finance Ltd.
      • Table ABC Finance Ltd. - Overview
      • Table ABC Finance Ltd. - Product / Service
      • Table ABC Finance Ltd. - Key offerings
    • Bank of America Corp.
      • Table Bank of America Corp. - Overview
      • Table Bank of America Corp. - Business segments
      • Table Bank of America Corp. - Key news
      • Table Bank of America Corp. - Key offerings
      • Table Bank of America Corp. - Segment focus
    • Citizens Commerce Bancshares Inc.
      • Table Citizens Commerce Bancshares Inc. - Overview
      • Table Citizens Commerce Bancshares Inc. - Product / Service
      • Table Citizens Commerce Bancshares Inc. - Key offerings
    • Flagstar Bancorp Inc.
      • Table Flagstar Bancorp Inc. - Overview
      • Table Flagstar Bancorp Inc. - Business segments
      • Table Flagstar Bancorp Inc. - Key offerings
      • Table Flagstar Bancorp Inc. - Segment focus
    • JPMorgan Chase and Co.
      • Table JPMorgan Chase and Co. - Overview
      • Table JPMorgan Chase and Co. - Business segments
      • Table JPMorgan Chase and Co. - Key offerings
      • Table JPMorgan Chase and Co. - Segment focus
    • Morgan Stanley
      • Table Morgan Stanley - Overview
      • Table Morgan Stanley - Business segments
      • Table Morgan Stanley - Key offerings
      • Table Morgan Stanley - Segment focus
    • Navy Federal Credit Union
      • Table Navy Federal Credit Union - Overview
      • Table Navy Federal Credit Union - Product / Service
      • Table Navy Federal Credit Union - Key offerings
    • nbkc bank
      • Table nbkc bank - Overview
      • Table nbkc bank - Product / Service
      • Table nbkc bank - Key offerings
    • Pentagon Federal Credit Union
      • Table Pentagon Federal Credit Union - Overview
      • Table Pentagon Federal Credit Union - Product / Service
      • Table Pentagon Federal Credit Union - Key offerings
    • Regions Financial Corp.
      • Table Regions Financial Corp. - Overview
      • Table Regions Financial Corp. - Business segments
      • Table Regions Financial Corp. - Key offerings
      • Table Regions Financial Corp. - Segment focus
    • State Bank of India
      • Table State Bank of India - Overview
      • Table State Bank of India - Business segments
      • Table State Bank of India - Key offerings
      • Table State Bank of India - Segment focus
    • The Goldman Sachs Group Inc.
      • Table The Goldman Sachs Group Inc. - Overview
      • Table The Goldman Sachs Group Inc. - Business segments
      • Table The Goldman Sachs Group Inc. - Key news
      • Table The Goldman Sachs Group Inc. - Key offerings
      • Table The Goldman Sachs Group Inc. - Segment focus
    • The PNC Financial Services Group Inc.
      • Table The PNC Financial Services Group Inc. - Overview
      • Table The PNC Financial Services Group Inc. - Business segments
      • Table The PNC Financial Services Group Inc. - Key offerings
      • Table The PNC Financial Services Group Inc. - Segment focus
    • U.S. Bancorp
      • Table U.S. Bancorp - Overview
      • Table U.S. Bancorp - Business segments
      • Table U.S. Bancorp - Key offerings
      • Table U.S. Bancorp - Segment focus
  • Appendix
    • Scope of the report
      • Market definition
      • Objectives
      • Notes and caveats
    • Inclusions and exclusions checklist
      • Table Inclusions checklist
      • Table Exclusions checklist
    • Currency conversion rates for US$
      • Table Currency conversion rates for US$
    • Research methodology
      • Table Research methodology
      • Table Validation techniques employed for market sizing
      • Table Information sources
    • List of abbreviations
      • Table List of abbreviations

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