Strategic Intelligence: Banking Predictions 2025

Strategic Intelligence: Banking Predictions 2025

Summary

This report identifies the 14 key themes that will impact the banking industry in 2025. For each theme, we offer a series of predictions, identify winners and losers, and suggest further reading.

GlobalData estimates that the total AI market will be worth over $1 trillion by 2030, which is partly why so many banks experimented so enthusiastically across 2024. However, many banks found it took longer-and cost more, in terms of set-up costs, processing power, and model training-to deliver the requisite level of accuracy in deployments. In response, in 2025, we expect a more targeted, measured strategy in which use cases are carefully prioritized based on indicative key performance indicators.

Scope

• The Donald Trump administration and its signature policy suite will be a key driver of themes and trends across 2025. It is not just the direct impacts of trade conflict as well as cryptocurrency promotion and deregulation that financial services providers must consider, but also the reaction that regulators and policy-setters around the world will adopt in response.
• GlobalData estimates that the total artificial intelligence market will be worth over $1 trillion by 2030.
• Generative AI continues to occupy mindshare and budget, but with more focus on systematically moving pilots to production in a way that delivers the most high-impact use cases most quickly.

• Reading this report is the first step toward making better business decisions in 2025. Digging deeper into our strategic intelligence content can help you answer the fundamental strategic questions for 2025:
• What are the key business risks you face in 2025?
• Which are the most important technologies to focus on in 2025?
• Who are the leading vendors for these technologies?
• Where are your competitors investing for tomorrow?
• How can you better understand your customers’ key challenges?
• What are the geopolitical risks within your supply chain?