Groupe BPCE, 2022 Update - Enterprise Tech Ecosystem Series

Groupe BPCE, 2022 Update - Enterprise Tech Ecosystem Series

Summary

Groupe BPCE is a banking group that offers a range of commercial banking, insurance, corporate finance, investment management, and financial solutions. It was formed as a merger between Caisse nationale des caisses d'épargne (CNCE) and Banque fédérale des banques populaires (BFBP) and operates four business segments: Retail Banking & Insurance, Asset & Wealth Management, Corporate & Investment Banking, and Corporate Center. The company provides loans and credit, demand deposits, debit and prepaid cards, equities, sureties and guarantees, lease financing and consumer credit solutions, and business services. The group also offers merger and acquisition advisory services, strategic and acquisition finance, and investment and risk management services. BPCE’s operations span Europe, the Americas, Asia-Pacific, and Africa.

This report provides insight into Groupe BPCE's fintech activities, including its digital transformation strategies, its innovation programs, its technology initiatives, and its estimated ICT budget.

Scope

• As part of its efforts to standardize its technology across geographies, BPCE implemented a core banking system, Sopra Banking Amplitude, across many of its units in countries including Mauritius, Cameroon, Republic of the Congo, Madagascar, Tunisia, Algeria, and Vietnam. The system covers the front- to back-office operations of the bank, including digital banking functionality.
• BPCE aims to support and encourage startups and fintechs by providing them with an environment conducive to engage with each other and helping foster an ecosystem in which these companies can grow.
• In 2017, BPCE became the first French banking group to make its public data freely available in line with the open data ecosystem. In 2019, BPCE launched the group’s API portal, 89C3 API, to provide payment services providers with access to the regulatory APIs of Banques Populaires, Caisses d’Epargne, and Natixis and the APIs of the group's other brands in line with PSD2.

• Gain insight into BPCE's fintech operations.
• Discover its fintech strategies and innovation initiatives.
• Learn about its product launches, partnerships, and investments.