ACI Worldwide - Competitor Profile
Summary
ACI Worldwide is one of the leading payment and transactional service providers globally, offering end-to-end solutions covering the entire payment value chain. It offers omni-channel solutions across a range of sectors in 95 countries, with offices in 34 markets. ACI processes over 225 billion consumer transactions and over 500 million bill payment transactions each year. It operates through four business segments: digital payment processing and management, omni-commerce payments, bill payment processing and issuance, and fraud and risk management.
ACI has made several acquisitions of complementary businesses, which has helped it stay competitive. In July 2014, ACI Worldwide acquired UK-based provider of fraud prevention solutions Retail Decisions, adding 1,500 retailers, issuers, acquirers, and processers to its portfolio. In February 2019, ACI acquired Speedpay from Western Union, which helped the company expand its electronic bill payment and presentment reach in the US.
With countries around the world upgrading their payment network infrastructures to enable real-time payments, ACI Worldwide has worked with various nations to provide expertise in real-time payment systems. ACI Worldwide’s real-time payment solutions have been utilized by services such as Indonesia’s BI-Fast, Malaysia’s DuitNow, and Thailand’s PromptPay.
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