Commercial Banking: United States

Commercial Banking: United States

This report forecasts to 2022 and 2026 the following measures of the US commercial banking industry in nominal US dollars: interest revenue, noninterest revenue (e.g., fees), net loan and lease charge-offs, net income, assets, gross loans and leases, and deposits. In addition, credit union revenue is forecast in nominal US dollars to 2026.

To illustrate historical trends, the measures of commercial banking noted above and credit union revenue, as well as the number of respective firms, establishments, and employees, are provided in annual series from 2011 to 2021. In addition, segmentation for commercial bank assets, gross loans and leases, and deposits is provided in annual series from 2011 to 2021.

The scope of this report covers the commercial banks, the commercial banking subsidiaries of bank or financial holding companies, and the savings institutions (also known as savings and loans, or thrifts) that are insured by the Federal Deposit Insurance Corporation (FDIC). Credit unions are not insured by the FDIC and are excluded from commercial banking figures, but a separate overview is provided in the report.

Financial institutions that offer commercial banking, investment banking, and insurance services are typically chartered as bank holding companies. The asset management and investment banking subsidiaries of bank holding companies are excluded from the scope of this report. In addition, stand-alone investment banks, insurance underwriters, mutual funds, and other investment entities or securities brokers are excluded.

Key macroeconomic indicators are also provided with quantified trends. Other various topics, including profiles of pertinent leading companies, are covered in this report. A full outline of report items by page is available in the Table of Contents.

Related NAICS Codes:
522110 Commercial Banking
522120 Savings Institutions