Consumer lending gross lending in Portugal recorded positive growth in 2024, mainly driven by the continuous rise in mortgages, and as families still relied upon personal credit to manage various expenses, even with high interest rates. In auto lending, second hand cars continued to drive demand with contracts for new cars losing share over the review period. Maximum interest rates determined by the Bank of Portugal for the Q4 of 2024 for personal loans ranged from 9.3% for loans used for educat...
Euromonitor International's Consumer Lending in Portugal report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.
Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.
Why buy this report?? * Get a detailed picture of the Consumer Lending market; * Pinpoint growth sectors and identify factors driving change; * Understand the competitive environment, the market’s major players and leading brands; * Use five-year forecasts to assess how the market is predicted to develop.
Consumer Lending in Portugal
Euromonitor International
January 2025
List Of Contents And Tables
CONSUMER LENDING IN PORTUGAL
EXECUTIVE SUMMARY
Consumer lending in 2024: The big picture
2024 key trends
Mortgages/housing loans on the rise
BNPL rising rapidly
What next for consumer lending?
MARKET DATA
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2019-2024
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2019-2024
Table 3 Consumer Lending: Gross Lending by Category: Value 2019-2024
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2019-2024
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2019-2024
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2024-2029
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2024-2029
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2024-2029
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2024-2029
DISCLAIMER
SOURCES
Summary 1 Research Sources
CONSUMER CREDIT IN PORTUGAL
KEY DATA FINDINGS
2024 DEVELOPMENTS
Consumer credit posts positive performance in Portugal in 2024
Credit for specific purposes on the rise
New players enter the fray
PROSPECTS AND OPPORTUNITIES
New consumer credit projected to grow during forecast period
Increasingly fierce competitive environment
Buy Now Pay Later will continue to expand
CATEGORY DATA
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2019-2024
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2019-2024
Table 15 Consumer Credit: Gross Lending by Category: Value 2019-2024
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2019-2024
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2024-2029
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2024-2029
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2024-2029
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2024-2029