Consumer Lending in Morocco

Consumer Lending in Morocco


While Morocco saw dynamic demand for consumer lending immediately post-pandemic as retailers and foodservice outlets reopened their doors to consumers, from September 2022 the market has been impacted by soaring prices impacting purchasing power across households. This trend has intensified with rising interest rates and as a result, the demand for consumer lending facilities has become subdued, while repayment trends exhibited longer periods of more than five years.

Euromonitor International's Consumer Lending in Morocco report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Lending market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.


Consumer Lending in Morocco
Euromonitor International
November 2023
List Of Contents And Tables
CONSUMER LENDING IN MOROCCO
EXECUTIVE SUMMARY
Consumer lending in 2023: The big picture
Consumer confidence at all-time low at the end of 2022
Mortgage market expected to see further rises in interest rates
Increased demand for loans to acquire second-hand vehicles
What next for consumer lending?
MARKET DATA
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2018-2023
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
Table 3 Consumer Lending: Gross Lending by Category: Value 2018-2023
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2023-2028
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2023-2028
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2023-2028
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2023-2028
DISCLAIMER
SOURCES
Summary 1 Research Sources
CONSUMER CREDIT IN MOROCCO
KEY DATA FINDINGS
2023 DEVELOPMENTS
Rising unemployment renders consumer credit less accessible
Interest rates hike impacts on demand for consumer credit
Women increasingly turn to microfinance institutions
PROSPECTS AND OPPORTUNITIES
Household debt levels set to remain low as part of local culture
Credit cards will suffer compared to other card types
BNPL to gain greater ground
CATEGORY DATA
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2018-2023
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
Table 15 Consumer Credit: Gross Lending by Category: Value 2018-2023
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2023-2028
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2023-2028
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2023-2028
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2023-2028

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook
Cookie Settings